Shermia Lindsey - Loan Originator

Shermia Lindsey - Loan Originator Shermia Lindsey - Branch Manager, Mortgage Loan Originator - NMLS #1423760

My goal is to offer the best mortgage process and tools available - easy and convenient, online information available, coupled with the assistance of an experienced loan officer to guide you through the often difficult and confusing process. Let me walk you through the process and help you choose the exact loan to meet your specific needs!

✨ More Than a Mortgage Lender. More Than a Branch Manager. ✨For over 10 years, I've had the privilege of helping individ...
06/15/2026

✨ More Than a Mortgage Lender. More Than a Branch Manager. ✨

For over 10 years, I've had the privilege of helping individuals and families achieve the dream of homeownership. What I love most isn't the loans, it's the relationships, the education, and seeing my clients reach their goals! 😊🥰✨️

As a Branch Manager, community advocate, mentor, and mortgage professional, I'm committed to making the financing process as smooth and stress-free as possible. In 2025 alone,We had the honor of helping more than 200 families take the next step in their homeownership journey. 🏡

Whether you're a first-time buyer, a veteran, relocating to a new area, purchasing new construction, refinancing, or simply exploring your options, I'm here to help guide you every step of the way!

Homeownership isn't just about getting a loan. It's about building a future, and I'd love to help you get there. 🏡💙

📲 Ready to get started? Let's connect!
Mia Lindsey | Branch Manager | NMLS # 1423760
📍 221 S Second St, Clarksville, TN 37040
📧 [email protected]
📞 931-809-0630
💻 www.gershman.com/loan-officers/mia-lindsey/⁠

06/15/2026

🚨AGENT & AFFILIATE FRIENDS🚨

Please carve out a little window in your Thursday to come by and tour these homes and give us a little feedback.

It’s a great way to start the holiday weekend. 🥳

Thinking about applying for a mortgage but worried about your credit score? 🏡📊 Here's what actually happens when you app...
06/15/2026

Thinking about applying for a mortgage but worried about your credit score? 🏡📊 Here's what actually happens when you apply 👇
When a lender checks your credit during the mortgage process, it's called a "hard inquiry." This may cause a small, temporary dip in your credit score - usually just a few points.

But here's the important part:
✔️ Multiple mortgage inquiries within a short window (typically 14-45 days, depending on scoring model) are often treated as ONE inquiry
✔️ The impact is usually short-term and can recover quickly
✔️ On-time payments and responsible credit use matter way more in the long run

Bottom line: applying for a mortgage won't "ruin" your credit - and it's a normal, expected part of becoming a homeowner. 🔑✨

Mia Lindsey-Branch Manager -NMLS 1423760
📍221 S Second St, Clarksville, TN 37040
📧 [email protected]
📲 931-809-0630
💻 APPLY HERE ➡️ www.gershman.com/loan-officers/mia-lindsey/
✨Licensed to assist you in: North Carolina-Tennessee- Kentucky- Georgia- Florida- Texas ✨

06/14/2026

📣 Just Listed 📣

Welcome to Clarksville charm at its finest! This beautifully updated 3-bedroom, 2-bath home offers the perfect blend of historic character and modern updates. Featuring 1,368 square feet, updated kitchen and bathrooms, stylish finishes, and a spacious rear deck overlooking the backyard.

Conveniently located just minutes from Downtown Clarksville, Austin Peay State University, shopping, dining, and Fort Campbell, this home is ideal as a primary residence or investment opportunity. Don’t miss your chance to own a piece of historic Clarksville with modern updates already in place!



Listed by:
Drew Lindsey, MBA
CEO/Owner/Broker
REALTOR®|MRP®, ABR®, C2EX
LLG Real Estate
399 Dover Rd. Ste. 200
Clarksville, TN 37042
Office: 931-494-8250
Cell: 931-343-8030
www.LLG-TN.com

Co-Listed by:
Mariatu Palmer
REALTOR®
LLG Real Estate
399 Dover Rd. Ste. 200
Clarksville, TN 37042
Office: 931-494-8250
Cell: 615-906-7246
www.LLG-TN.com

Getting pre-approved is exciting, but here's what a lot of people don't explain: your lender is still reviewing your fin...
06/12/2026

Getting pre-approved is exciting, but here's what a lot of people don't explain: your lender is still reviewing your finances all the way up until closing day. 👀🏡
That's why we tell buyers not to:

❌ Open new credit accounts
Because new debt can increase your monthly obligations and lower the amount you qualify for.

❌ Make large unexplained deposits
Because lenders have to verify where your funds came from to meet loan guidelines.

❌ Change jobs or income structure
Because your approval is based on the income and employment information originally provided.

Even small financial changes can impact your loan approval before closing. The goal is simple: keep everything as stable as possible until the keys are in your hand. 🔑✨

Mia Lindsey-Branch Manager -NMLS 1423760
📍221 S Second St, Clarksville, TN 37040
📧 [email protected]
📲 931-809-0630
💻 APPLY HERE ➡️ www.gershman.com/loan-officers/mia-lindsey/
✨Licensed to assist you in: North Carolina-Tennessee- Kentucky- Georgia- Florida- Texas ✨

Your debt-to-income ratio (DTI) is one of the biggest factors lenders look at when qualifying you for a mortgage, but wh...
06/11/2026

Your debt-to-income ratio (DTI) is one of the biggest factors lenders look at when qualifying you for a mortgage, but what actually counts toward it?

Typically included in your DTI:
✔️ Car payments
✔️ Student loans
✔️ Credit card minimum payments
✔️ Personal loans
✔️ Existing mortgage or rent payments
✔️ Child support or alimony

Usually NOT included:
❌ Utilities
❌ Groceries
❌ Cell phone bills
❌ Insurance premiums
❌ Gas & entertainment expenses

Knowing your DTI can help you better understand your buying power and prepare for the homebuying process. Want to see where you stand? Let's talk. 👏

Mia Lindsey-Branch Manager -NMLS 1423760
📍221 S Second St, Clarksville, TN 37040
📧 [email protected]
📲 931-809-0630
💻 APPLY HERE ➡️ www.gershman.com/loan-officers/mia-lindsey/
✨Licensed to assist you in: North Carolina-Tennessee- Kentucky- Georgia- Florida- Texas ✨

Thinking about buying a home before the new school year starts? 📚🏡Now is the time to start the process. Moving before sc...
06/10/2026

Thinking about buying a home before the new school year starts? 📚🏡

Now is the time to start the process. Moving before school begins can help your family settle into a new routine, get familiar with the neighborhood, and start the year feeling prepared and stress-free.

From finding the right home to getting pre-approved, taking the first step now can help you be move-in ready before those first-day school photos. ✨

Let's get the pre-approval process started today!

Mia Lindsey-Branch Manager -NMLS 1423760
📍221 S Second St, Clarksville, TN 37040
📧 [email protected]
📲 931-809-0630
💻 APPLY HERE ➡️ www.gershman.com/loan-officers/mia-lindsey/
✨Licensed to assist you in: North Carolina-Tennessee- Kentucky- Georgia- Florida- Texas ✨

Thinking about getting pre-approved for a mortgage? 🏡✨Before you start house hunting, make sure you've got these 5 key d...
06/09/2026

Thinking about getting pre-approved for a mortgage? 🏡✨

Before you start house hunting, make sure you've got these 5 key documents ready, they'll help speed up your approval process and get you one step closer to your new home.

📄 1. Proof of income
Recent pay stubs (typically last 30 days) and W-2s or tax returns.
📄 2. Employment verification
Contact info for your employer or recent job history if you've changed roles.
📄 3. Bank statements
Usually the last 2-3 months to show assets and reserves.
📄 4. Credit information authorization
Lenders will run your credit report as part of the process.
📄 5. Photo ID
A valid driver's license or passport to verify your identity.

Having these ready upfront can make your pre-approval smoother, faster, and less stressful, so you can focus on finding the right home. 🔑

Mia Lindsey-Branch Manager -NMLS 1423760
📍221 S Second St, Clarksville, TN 37040
📧 [email protected]
📲 931-809-0630
💻 APPLY HERE ➡️ www.gershman.com/loan-officers/mia-lindsey/
✨Licensed to assist you in: North Carolina-Tennessee- Kentucky- Georgia- Florida- Texas ✨

06/08/2026

Day 5 – People's Choice ❤️
Have you voted for your favorite contestant yet? 👑❤️

Every vote helps support our pageant programming, scholarships, and contestant development opportunities. Plus, the contestant with the most votes will receive a cash prize!
Cast your vote today and support these incredible young ladies!

06/08/2026

Welcome to Clarksville charm at its finest! This beautifully updated 3-bedroom, 2-bath home blends timeless character with modern touches in one of Clarksville’s most convenient locations. This home features updated kitchen and bathrooms, stylish interior finishes, and a warm, inviting atmosphere throughout. Situated just minutes from downtown Clarksville, Austin Peay State University, local dining, shopping, and only a short drive to Fort Campbell, this property offers both convenience and lifestyle. Whether you’re looking for your next home or an investment opportunity near APSU and the downtown district, this home is full of character, comfort, and location appeal. Don’t miss your opportunity to own a piece of historic Clarksville with modern updates already in place!

What to take a look or need more info? Give me a call 📞

Listed by:

Drew Lindsey, MBA
CEO/Owner/Broker
REALTOR®|MRP®, ABR®, C2EX
LLG Real Estate
399 Dover Rd. Ste. 200
Clarksville, TN 37042
Office: 931-494-8250
Cell: 931-343-8030
www.LLG-TN.com

Address

Clarksville, TN
37040

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+19318090630

Website

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