07/07/2026
The Deal Autopsy
A free second-opinion review of your last three denials.
Most agents lose two to four commissions a year to a denial that was actually fixable — a VA residual income miscalculation, a down payment assistance program nobody layered in, a manual underwrite nobody attempted.
Before you write those files off for good, let me do the autopsy.
HOW IT WORKS
1 - Send me your last three denials.
Any lender. Any reason. From the past twelve months.
2 - I review each file within 48 hours.
Full second opinion against every program I can reach — VA, FHA, conventional, DPA, manual
underwriting.
3 - You get a one-page verdict per file.
Savable now, savable soon (with the exact plan and timeline), or correctly denied — so you can
close the door with confidence.
WHAT I DIG FOR
+ VA residual income & entitlement
miscalculations
+ Down payment assistance nobody layered in
+ Manual underwrites that were never attempted
+ Credit or income issues fixable inside 60–90
days
+ FHA nuances another lender's overlays blocked
+ Debt restructuring that changes the whole file
MY PROMISE
No charge. No pressure. Your client stays your client — if a file is savable, you decide how we proceed. Worst case, you confirm the denials were right. Best case, I hand you back a commission you already wrote off.
Send me your toughest deal before you tell your client no.
Kate Matties-Deiboldt, NMLS #18487. VanDyk Mortgage Corporation, NMLS #3035. Equal Housing Lender.
This is not a commitment to
lend. A file review is not a loan approval; all loans are subject to credit approval, underwriting, and program guidelines, which are subject to change without notice.
