Annette Hernandez Mortgage Banker

Annette Hernandez Mortgage Banker Annette Hernandez NMLS # 918395
Clear Mortgage Capital Inc NMLS #1935005

✨ One of the fastest and easiest closing ever done! 🙌Helping my clients reach their homeownership goals — smoothly and o...
11/08/2025

✨ One of the fastest and easiest closing ever done! 🙌
Helping my clients reach their homeownership goals — smoothly and on time — is what it’s all about.
Grateful for the trust, teamwork, and another successful closing 💛

11/06/2025

Let’s talk Down Payment Assistance (DPA) — it could be your shortcut to becoming a homeowner sooner 🏡
✅ Get help with your down payment (even if you don’t have the funds right now)
✅ Start building equity
✅ Enjoy tax deductions
✅ Use your profit later to buy your forever home
But let’s be real 👇
⚠️ There are income & credit limits
⚠️ Some programs restrict renting out the home
⚠️ If it’s not a grant, you may have to repay part of the assistance
👉 DPA can be an amazing tool — it just depends on your situation!
💬 Message me or click the link in my bio to see which program you may qualify for and how we can get you into a home without breaking the bank 🏠💰

🤔 ¿Pensando en refinanciar? Aquí va la verdad ⬇️Todo depende de tu plan para los próximos 3 a 5 años.🏡 Si planeas vender...
11/04/2025

🤔 ¿Pensando en refinanciar? Aquí va la verdad ⬇️
Todo depende de tu plan para los próximos 3 a 5 años.
🏡 Si planeas vender pronto — quizás sea mejor esperar.
Pero si piensas quedarte un buen tiempo, refinanciar podría ayudarte a ahorrar mucho 💰

✨ Veamos si tiene sentido para ti.
📲 Envíame un mensaje con la palabra “REFI” y te explico tus mejores opciones.

🤔 Thinking about refinancing? Here’s the truth ⬇️It all depends on your next 3–5 year plan.🏡 If you’re planning to sell ...
11/04/2025

🤔 Thinking about refinancing? Here’s the truth ⬇️
It all depends on your next 3–5 year plan.
🏡 If you’re planning to sell soon — it might be best to wait.
But if you’re staying put for a while, refinancing could help you save big 💰

✨ Let’s see if it makes sense for you.
📲 Message me “REFI” and I’ll break down your best options!

Todos preguntan: “¿Cuál es el mejor programa de préstamo?” 👀La verdad es… ¡no hay uno que funcione para todos!Depende de...
11/03/2025

Todos preguntan: “¿Cuál es el mejor programa de préstamo?” 👀
La verdad es… ¡no hay uno que funcione para todos!
Depende de ti — tu crédito, tus ahorros y tu historial laboral.
¡Por eso estoy aquí! 🙌
Revisemos tus opciones y encontremos el mejor camino hacia tu casa propia. 🏠
📲 ¡Envíame un mensaje con la palabra “OPCIONES” para comenzar!

Everyone’s asking: “What’s the best loan program?” 👀Truth is… there’s no one-size-fits-all!It depends on you — your cred...
11/02/2025

Everyone’s asking: “What’s the best loan program?” 👀
Truth is… there’s no one-size-fits-all!
It depends on you — your credit, savings, and job history.
That’s exactly why I’m here 🙌
Let’s go over your options and find your best path to homeownership!
📲 Message me “OPTIONS” to get started!

¿Crees que comprar una casa es imposible? 🏠Aquí está la verdad: solo necesitas💼 Ingreso estable💰 Ahorros💳 CréditoNo hay ...
10/31/2025

¿Crees que comprar una casa es imposible? 🏠
Aquí está la verdad: solo necesitas
💼 Ingreso estable
💰 Ahorros
💳 Crédito
No hay trucos mágicos — solo estrategia.
Veamos dónde estás 👀
💬 Envíame un mensaje con la palabra “HOGAR” para comenzar 🏡✨

Think buying a house is impossible? 🏠Here’s the truth: you only need💼 Income💰 Savings💳 CreditNo secret sauce — just stra...
10/31/2025

Think buying a house is impossible? 🏠
Here’s the truth: you only need
💼 Income
💰 Savings
💳 Credit
No secret sauce — just strategy.
Let’s see where you stand 👀
💬 Message me “HOME” to get started

10/29/2025

🚨Rates just dropped!🚨 This could be YOUR moment to buy 🏡💥
Lower rates = more buying power, less monthly payment, and better deals!
But don’t wait too long — once everyone jumps back in, competition goes up ⏰😬
➡️ Let’s chat about getting you pre-approved before the market heats up again! DM me 💬

🎉 Huge congratulations to the D&D Family on your beautiful new home! 🏡✨ It’s been such a pleasure helping you make this ...
01/24/2025

🎉 Huge congratulations to the D&D Family on your beautiful new home! 🏡✨ It’s been such a pleasure helping you make this dream a reality. Wishing you all the best as you start this exciting new chapter! May your new home be filled with love, laughter, and countless memories. 🔑💫 Cheers to new beginnings and a bright future ahead!

Address

861 Harold Place, Suite 304
Chula Vista, CA
91914

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

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