Rate Capital Mortgage

Rate Capital Mortgage Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Rate Capital Mortgage, Mortgage brokers, 825 Bowsprit Road, Chula Vista, CA.
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We are a group of professional loan originators with a combined 40 plus years of experience, and have adapted technology that allows us to make the process simper and resulting in faster close of your loan, at the lowest rates in the industry.

Did you know your marital status doesn't determine your ability to buy a home? Don't let a recent divorce discourage you...
06/22/2024

Did you know your marital status doesn't determine your ability to buy a home? Don't let a recent divorce discourage you from homeownership. Contact us to explore your options.

Buying a property outright is a huge accomplishment, but what if you need some of that cash back? Delayed financing coul...
06/21/2024

Buying a property outright is a huge accomplishment, but what if you need some of that cash back? Delayed financing could be your answer. Reach out to find out more.

Your service has already opened so many doors, so why not one more? With VA loans, the door to your dream home is ready ...
06/21/2024

Your service has already opened so many doors, so why not one more? With VA loans, the door to your dream home is ready to be unlocked. Let's walk through it together!

Think FHA loans are only for first-timers? Think again! Whether you're onto your first or fifth home, FHA loans could be...
06/19/2024

Think FHA loans are only for first-timers? Think again! Whether you're onto your first or fifth home, FHA loans could be an option for you. Let's connect and chat about it.

Congratulations on your graduation! Ready for the next big step? With 100% gift funds as a down payment, you could be cl...
06/18/2024

Congratulations on your graduation! Ready for the next big step? With 100% gift funds as a down payment, you could be closer to homeownership than you think. Get in touch to find out more!

Why buy a house instead of rent? Because buying allows you to build equity on a property you truly own! That equity = a ...
06/17/2024

Why buy a house instead of rent? Because buying allows you to build equity on a property you truly own! That equity = a ready source of cash whenever you need it, whether for renovations, a new car or to consolidate debt. Call us to learn more!

Self-employment should mean freedom, not limitations. That's why we offer loan options that allow you to use your bank s...
06/17/2024

Self-employment should mean freedom, not limitations. That's why we offer loan options that allow you to use your bank statements as proof of income. Experience the freedom of a mortgage process designed with your unique needs in mind. Call me today!

If you’re looking to lower your current rate, consolidate debts or obtain cash from your equity, it may be a good time t...
06/15/2024

If you’re looking to lower your current rate, consolidate debts or obtain cash from your equity, it may be a good time to refinance. Call me today to discuss your options!

Securing a mortgage can feel like juggling a lot at once. Let me take care of the juggling while you focus on finding yo...
06/14/2024

Securing a mortgage can feel like juggling a lot at once. Let me take care of the juggling while you focus on finding your dream home. I'm here to make the homebuying process easier. DM me now!

Unlock the door to your new home with 100% gift funds as your down payment. You might be surprised at how easy it can be...
06/14/2024

Unlock the door to your new home with 100% gift funds as your down payment. You might be surprised at how easy it can be. Get in touch to learn more.

Ever dream of a backyard pool but don't know where to start? A HELOC could be your diving board! By using your home's eq...
06/12/2024

Ever dream of a backyard pool but don't know where to start? A HELOC could be your diving board! By using your home's equity, you can fund improvements and potentially increase your property’s value. Let's talk!

Does homebuying feel like a high-stakes poker game and you don't even know the rules? No worries! I'm the ace up your sl...
06/11/2024

Does homebuying feel like a high-stakes poker game and you don't even know the rules? No worries! I'm the ace up your sleeve, ready to guide you through each hand. Contact me!

Make that big move without a big down payment. Contact us today to learn about how you can move into your new home with ...
06/10/2024

Make that big move without a big down payment. Contact us today to learn about how you can move into your new home with only 3.5% down through an FHA loan!

Mortgage insurance is a crucial part of the homebuying process. While it's designed to protect the lender, it also has b...
06/10/2024

Mortgage insurance is a crucial part of the homebuying process. While it's designed to protect the lender, it also has benefits for the borrower. Want to learn how? Let's chat!

The suspense of a home appraisal can be daunting. Bypass the wait with an appraisal waiver. Contact us to find out if yo...
06/08/2024

The suspense of a home appraisal can be daunting. Bypass the wait with an appraisal waiver. Contact us to find out if you qualify for a smoother route to homeownership.

Stay updated! We're redefining the mortgage experience. With our commitment to transparency, you'll always know where yo...
06/07/2024

Stay updated! We're redefining the mortgage experience. With our commitment to transparency, you'll always know where your loan stands because your peace of mind is our priority. Let's chat!

Multi-tasking isn’t for everyone, that’s why we focus on what we're experts on: mortgages. If you’ve found your dream ho...
06/07/2024

Multi-tasking isn’t for everyone, that’s why we focus on what we're experts on: mortgages. If you’ve found your dream home, call us today. We’ll use our mortgage expertise to get you moved in fast!

Did you know that refinancing could potentially eliminate the need for mortgage insurance? If you've built enough equity...
06/05/2024

Did you know that refinancing could potentially eliminate the need for mortgage insurance? If you've built enough equity in your home, this might be an option for you. Contact us to discuss your options.

First-time homebuyers, assemble! Let's talk about the magical world of FHA loans, where lower down payments and easier c...
06/04/2024

First-time homebuyers, assemble! Let's talk about the magical world of FHA loans, where lower down payments and easier credit qualifications exist. So, what are you waiting for? Reach out today!

Your mortgage loan term can be instrumental in shaping your financial future. Opting for a shorter term might save you t...
06/03/2024

Your mortgage loan term can be instrumental in shaping your financial future. Opting for a shorter term might save you thousands in interest, while longer terms often make homeownership more accessible with lower monthly payments. Let's discuss your options.

Homebuying can seem like trying to solve a Rubik's Cube blindfolded, but with a mortgage broker, there's no need to worr...
06/03/2024

Homebuying can seem like trying to solve a Rubik's Cube blindfolded, but with a mortgage broker, there's no need to worry. We'll guide you through every twist and turn. Contact us!

Still saving for that down payment? I can help you get into the home of your dreams with no down payment required upfron...
06/01/2024

Still saving for that down payment? I can help you get into the home of your dreams with no down payment required upfront. Call me today!

It’s okay to brag a little when it comes to qualifying for a mortgage. Tell me all about that awesome credit score so I ...
05/31/2024

It’s okay to brag a little when it comes to qualifying for a mortgage. Tell me all about that awesome credit score so I can secure you an elite rate. Call today!

Feel like your home's exterior could use a makeover? A HELOC can tap into your home's equity and help you improve its cu...
05/31/2024

Feel like your home's exterior could use a makeover? A HELOC can tap into your home's equity and help you improve its curb appeal. Drop us a message to learn more!

Homebuying can feel like learning a new language, but don't fret! A mortgage broker is your personal translator, guiding...
05/29/2024

Homebuying can feel like learning a new language, but don't fret! A mortgage broker is your personal translator, guiding you from 'I'm not sure' to 'Where do I sign?' No prior knowledge needed!

When you rent, you’re paying someone else’s mortgage. DM me to find out how you can start building equity as a homeowner...
05/28/2024

When you rent, you’re paying someone else’s mortgage. DM me to find out how you can start building equity as a homeowner. It’s not as expensive as you might think.

Celebrating and honoring our heroes today. We hope all of you have a safe holiday weekend!                              ...
05/27/2024

Celebrating and honoring our heroes today. We hope all of you have a safe holiday weekend!

Did you know that you may be able to use gift funds to cover up to 100% of your down payment? Give us a ring to learn ho...
05/27/2024

Did you know that you may be able to use gift funds to cover up to 100% of your down payment? Give us a ring to learn how you can turn others' generosity into a home of your own!

Maximize your investment with delayed financing. If you've recently purchased a property outright, let's discuss how you...
05/25/2024

Maximize your investment with delayed financing. If you've recently purchased a property outright, let's discuss how you can leverage this financial tool to your advantage. Contact me!

In the dark about the ins and outs of refinancing? We can shine a light on all the options (and benefits) of a refi. Cal...
05/24/2024

In the dark about the ins and outs of refinancing? We can shine a light on all the options (and benefits) of a refi. Call or DM us today.

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825 Bowsprit Road
Chula Vista, CA
91914

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