Rate Capital Mortgage

Rate Capital Mortgage Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Rate Capital Mortgage, Mortgage brokers, 825 Bowsprit Road, Chula Vista, CA.

We are a group of professional loan originators with a combined 40 plus years of experience, and have adapted technology that allows us to make the process simper and resulting in faster close of your loan, at the lowest rates in the industry.

03/30/2026

Saw this in the clouds today. Reach out to get started!

Don't let this be you! Connect with me today to learn more about saving on your home loan!
03/29/2026

Don't let this be you! Connect with me today to learn more about saving on your home loan!

Our new website is now live!
03/15/2026

Our new website is now live!

Competitive mortgage rates, expert guidance, and personalized service. Purchase, refinance, VA, FHA, HELOC and more. Get pre-approved today.

The Federal Housing Finance Agency (FHFA) recently announced new conforming loan limits for mortgages eligible for purch...
01/06/2026

The Federal Housing Finance Agency (FHFA) recently announced new conforming loan limits for mortgages eligible for purchase in 2026. In most areas of the U.S., the cap for 1-unit properties will be $832,750 next year, an increase of $26,250 from 2025. Let's help your buyers together with these increased limits! Call me to talk!

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to...
01/01/2026

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to its fullest. Happy New Year!

Tonight we're celebrating all the clients we helped in 2025 and looking forward to helping even more in 2026!
01/01/2026

Tonight we're celebrating all the clients we helped in 2025 and looking forward to helping even more in 2026!

My 2025 Wrapped is here! Thank you to all my clients, partners and friends for making 2025 an incredible year. Looking f...
12/15/2025

My 2025 Wrapped is here! Thank you to all my clients, partners and friends for making 2025 an incredible year. Looking forward to an even better 2026!

Getting a pre-approval on your home loan could be this fast! DM me to get started.
12/15/2025

Getting a pre-approval on your home loan could be this fast! DM me to get started.

“Harvest the home you’ve been dreaming of — your mortgage journey starts here.” ...
10/31/2025

“Harvest the home you’ve been dreaming of — your mortgage journey starts here.”

Just because you've purchased a home in the past doesn't mean a mortgage professional can't help you now. I'm a home loa...
10/27/2025

Just because you've purchased a home in the past doesn't mean a mortgage professional can't help you now. I'm a home loan expert and shop multiple lenders for the most competitive rates and loan options. Call me!

If you plan to move in the next 5 years, a typical 30-year fixed home loan may not be the best financial choice for you....
10/27/2025

If you plan to move in the next 5 years, a typical 30-year fixed home loan may not be the best financial choice for you. Instead, consider an adjustable-rate mortgage (ARM) which offers a lower initial interest rate. Call or DM me to learn more.

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825 Bowsprit Road
Chula Vista, CA
91914

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