Tony Tatad-Mortgage Advisor

12/23/2023

Merry Christmas! May everyone have a blessed and fruitful New Year!

12/19/2023

09/06/2023

Our Family had such an amazing time celebrating my “Little” Cousin’s wedding in the area of St. David’s, Ontario, Canada. My brain can’t help but always view you as the 3 year old picture of you at our reception table. So proud of the man you’ve become and so blessed to meet your Beautiful Bride Kristen in person!

09/01/2023

Congrats to .pierrelouis and his First-Time Homebuyer. Thank-you for trusting me as your mortgage advisor!

In a housing market with limited inventory, you need a Realtor and Lending team working together to set up the right terms and strategies to make your offer stand out.

Need an Underwritten Pre-Approval? Click on the link within my Bio and I’ll be happy to help.

05/18/2023

Congrats and Happy Home Shopping to First-Time home buyer Robert and his Real Estate agent .pierrelouis

With limited housing inventory you need a Realtor and home loan specialist that work in unison to apply strategies that will work in your favor.

Make sure you home shop with an underwritten pre-approval to help give listing agents and their sellers the confidence they need to accept your offer.

05/11/2023

Congratulations to Mark and Nichol and their Real Estate Agents and . You guys hand held the sale of their home and purchase of their new home with such ease. Thank-you for trusting me as your mortgage advisor🏁🏡🥂

05/04/2023

Congrats to Olga, Andrew and their Realtor .by.nel. Thank-you for trusting me as your mortgage advisor 🎉🏁🏡

The housing market has already started to turn and we are seeing multiple offers and bidding wars.

Rates are still quite high but people are realizing there is no “crash” coming. The housing market is localized so make sure you reach out to a seasoned Realtor and Lender Team to get factual data relative to your local market.

I’m a lender licensed to produce an underwritten pre-approval in California, Arizona, and Florida. Don’t know what that is and you’re trying to home shop…make sure you reach out to me.

04/29/2023

For the “Ube” Lovers out there. Get your fix at in Cerritos, CA.

04/26/2023

If you’re a First-Time Homebuyer, come join us for a free in person seminar where we’ll break down the 3 stages to buying a home. We’ll equip you with strategies and knowledge needed to buy your home during a High Interest Rate/Low inventory environment.

Tuesday, May 2nd @ 7pm
4858 Main Street, Yorba Linda, CA

04/22/2023

So fortunate to share mortgage insights with Matt Luke and his amazing Real Estate Team. As busy as each of his agents are, they take the time to consistently meet to share best practices and strategies to optimally serve their clients in any type of housing market.

04/21/2023

Congrats to this Realtor Team & and their home buyers, Mark and Nichol in helping them sell their current home and get their Move up, Dream Home in Orange County.

“Cleared to Close” is a favorite term Real Estate agents and their Clients love to hear because it means we got the appraisal and major loan conditions cleared and signed off. In this case 7 days. Just a few more days until our buyers get their keys to their new home.

In order to get your offer accepted in an ultra competitive housing market you have to be ready to clear contingencies sooner than normal. In order to do this, you need a pre-underwritten approval (I do my own because I used to be a home loan underwriter👍💪🏡🎉)

Need one within 24 hours? We’ve got you covered. I’m licensed in CA,AZ, and FL

04/19/2023

Congratulations to .pierrelouis and his First-Time Homebuyers Josephine and Edgar🏁🏡🥂.

Thank-you for trusting me with your home loan needs. Closed this one in 21 days! You need the right Realtor and Lender team to provide the tools and strategies to help get you to the finish line in a low inventory environment.

If you have ?’s on what an underwritten pre-approval is or have ?’s on how easy I make the home loan process feel seamless, fill out my 30 second survey in my Bio link.

04/17/2023

🗝️ Sold! Listed at $669,000, my first time home buyers were able to snag this 3 bedroom | 2 bath | 1,101 sq ft single family home in Covina for $657,000 ($12k) below asking + $12.5k seller credits! Amazing!

May you and your family create countless memories in your new home! And THANK YOU for trusting me to guide you to what will undoubtedly be one of the biggest financial decisions of your lives. It was a pleasure working with you through your home buying journey!🥂

Thank you to our lender Tony Tatad-Mortgage Advisor for assisting in closing this deal in 21 days! We appreciate your efforts for such a smooth & successful close!

If you or someone you know is interested in starting their real estate journey, finding their next adventure, or simply looking for more information, contact me. I’m here to help!

PIERRE LOUIS CHAVEZ
REALTOR® | CalDRE 02185273
eXp Realty of California, Inc
(323) 240-0689
[email protected]

04/06/2023

Congrats and Happy Home Shopping🏡 to and her First-Time Homebuyers Gabrielle and Terrelle. Thank-you for trusting me with your home loan needs.

The Spring home buying “wave” is in full effect and we are already seeing multiple offers at all price ranges.

In market conditions like this, an underwritten Pre-Approval is crucial to have, while you home shop with your Real estate agent. Reach out or DM me to see the difference between a bank issued “Pre-qualification” vs. “Underwritten Pre-Approval”. 👍

04/05/2023

Congratulations to .estate and his clients Josue and Erika!
The Spring home buying season is in full effect 🎉🏡🏁
Ask your Realtor what the difference is between a “Pre-qualification” and an “Underwritten Pre-Approval”.

We always back up our offers with an underwritten pre-approval along with customized strategies to give you, as a home buyer that edge in getting your offer accepted.

There are never up front costs or fees for this service. Have questions or need a Pre-Approval? Fill out the survey in my Bio link to have one completed for you.

03/22/2023

Congrats and Happy Home Shopping to .pierrelouis and his First-Time Homebuyers Josephine and Edgar.

Limited Housing inventory combined with mortage rates that seem to drastically move up/down as the Federal Reserve “Reins in Inflation”, requires you to have a Realtor and Lending Team that gives instant updates and strategies to avoid surprises and heartaches during your home buying experience.

Ask me how an underwritten Pre-approval helps you get steps ahead on winning an offer! Need one? I’ll be happy to put one together for you💪🏁🏡 (Contact/website info in Bio link)

03/18/2023

Congrats to .reyes.16 , Jenni, Jason and their family realtor . Thank-you for allowing me to guide you on your home loan needs. Enjoy your amazing pool home and can’t wait to see the new amazing memories you’re going to create with the whole family🏊‍♀️🏡🏁🎉🥂

03/10/2023

Congrats to Fermin and Jenni along with their family Real Estate agent on getting “Clear to Close” status in just 11 days from loan submission. This means we’re in the final stretch 🏁🏡 and will soon be able to gets docs out and Welcome eveyone to their new beautiful home.

Thank-you to and for trusting me as your family’s mortgage advisor and introducing me to your amazing family Realtor.

03/07/2023

Congrats to and her amazing clients Diana and Michael. Thank-you for trusting me with your home loan needs!

The Spring home buying “wave” is in full effect and we are already seeing multiple offers at all price ranges.

In market conditions like this, an underwritten Pre-Approval is crucial to have, while you home shop with your Real estate agent. Reach out or DM me to explain the difference between a bank issued “Pre-qualification” vs. “Underwritten Pre-Approval”. 👍

02/17/2023

I’m posting this for a very close friend of mine that is too humble to post this feature about herself. She also happens to be one of the Top Real Estate Agents that I work with as preferred mortgage advisor to her Home Buyers and Sellers. There is a ton of work, behind the scenes, that your Realtor does for you aside from what you see that make the home transaction as smooth as possible. As lenders, we get to witness how involved your Realtors are. From taking as many weekends as you need to finding you the right home(hundreds of things in between) Bonding with the Seller’s agents to make sure you have the best chance of getting your offer accepted. And doing all the steps needed to diligently sell your home in any market. “Nel” .by.nel hits all the check marks required and more.

If you are looking to work with a Successful Real Estate agent that puts YOU first, above themselves DM me.

I’m Blessed to be work with agents all around California, Arizona, and Florida and will be happy to introduce a Realtor to you that puts your needs first💕

02/08/2023

Congrats to .by.nel and her clients Olga and Andrew in getting their offer accepted while negotiating a permanent seller buy down to drop their rate from current market rates.

Thank-you for allowing me to strategize with your home buyers as your Mortgage Advisor.🔑🏡🏆

Mortgage rates have dropped more than a point since November of 2022 causing buyers to come back into the market. Mortgage applications are up but sellers are still willing to negotiate to help buy down your monthly payment⏳⏳⏳⌛️⌛️

Beat the Spring Season home buying RUSH and let me show you how to drop your monthly payment, PAID BY THE SELLER.

01/20/2023

Just 2 months ago(Nov. 2022) rates were in the 7’s. Now we are back to the low to mid 6’s. If you are still waiting for rates AND home prices to go down, please know it’s very rare to get both. It’s a “see-saw” effect. Lower rates will bring more buyers back into the market. Don’t believe it? Ask your Realtor in your specific market. Last week, one of my Realtor partners representing the sellers got 15 offers in one day. Mortgage applications are up.

If you’ve told your Realtor you want to wait to buy until rates are back into the 5’s, ask me how to get that rate NOW(while we are in the 6’s) to beat the coming crowd of uninformed buyers.

**This scenario is based on an $800k home purchase, 20% Down payment, 740 Credit Score. No lender points on the 7% or 6% rates. The 5.5% interest rate is paid by the seller by asking for $15k in seller credit. The payment only shows the Principal and Interest payment as property taxes and Insurance vary between Counties and States. I am licensed to lend in California, Arizona, and Florida and will be happy to plug in the remaining factors specific to you. Just reach out…

12/27/2022

Congrats to .by.nel and her clients Maribel and Santiago. Thank-you for placing your trust in me as your mortgage advisor🏁🏡🍾💪

Realtors and Loan officers could be busy hosting family and friends for the Holidays, but we are always ready to serve and support those that want to achieve home ownership.
🧐 If you’re looking to buy a home and interest rates are the only thing holding you back, check out the link in my Instagram Bio 🏡 I show you strategies of using seller credits to buy down your interest rate. There is no need to wait with all the other home buyers on the sidelines waiting for rates to drop. DM or text me to show you how.

I’m licensed to fund home loans in: CA, AZ, and FL.

12/21/2022

Congratulations to .pierrelouis and his First-Time Homebuyers Andrew and Mariah! So honored as their Mortgage Advisor to witness the hard work they’ve done to reach their goals of achieving home ownership. Thank-you for your kind words!

In any type of housing market, it is so important to have your Realtor and Lender work as a team backed by an Underwritten Pre-Approval. This will give the listing agent and their sellers the confidence needed to ensure a smooth transaction. We were up against 7 other offers and this helped us stand out 🏡🏁🎉

12/19/2022

Merry Christmas! May everyone be blessed and surrounded by their loved ones as 2022 soon leaves us. To an even more fruitful 2023 in love and abundance🙏

12/14/2022

Check out this amazing video by between Tony Robbins and a Humanoid.

Seeing lots of “AI” rendered profile pics lately. The Real Estate and lending industry seems to still need the human touch factor.
But in the blink of a “humanoid” eye, you may be home shopping with a Humanoid Realtor and Lender taking in your application.
Thoughts and comments?

# 😜

12/05/2022

Home Alone

Facts: The real house where the movie was filmed sold for $875,000 in 1989. Interest rates reached their highest point in modern history in 1981 when the annual average was 16.63%, ending the decade at 10%.

High-interest environments can actually be an excellent time to buy a home. You will have to pay more for a while but when interest rates drop you can refinance, ending up with both lower principal and interest.

The bottom line, “Marry the Mortgage, Date the Rate”.

Need a loan? Contact Tony Tatad-Mortgage Advisor

Questions regarding the home buying process or looking to sell your home? I’m here for you, contact me.

PIERRE LOUIS CHAVEZ
REALTOR® | CalDRE 02185273
eXp Realty of California, Inc
(323) 240-0689
[email protected]

11/30/2022

Congrats to and her clients Olga and Andrew. Thank-you for allowing me to provide mortgage guidance and strategies to purchase their new home in Orange County, CA.

🧐 If you’re looking to buy a home and interest rates are the only thing holding you back, check out the link in my Instagram Bio 🏡 I show you strategies of using seller credits to buy down your interest rate. We can help you see what your payments will be (without credit pull). DM or text me and I’ll be happy to help.

I’m licensed to fund home loans in: CA, AZ, and FL.