John Payne NMLS #255692

11/15/2023

VA Loans Help Heroes Achieve Homeownership [INFOGRAPHIC]

VA home loans can help people who served our country become homeowners. These loans can help qualified individuals purchase a VA-approved home or condo, build a new home, or enhance their current one. Owning a home is the American Dream, and one way to show our appreciation to veterans is by providing them with important information about the advantages of VA home loans.

VA home loans can help people who served our country become homeowners.

11/14/2023

Life-Changing Events That Move the Housing Market

Life is a journey filled with unexpected twists and turns, like the excitement of welcoming a new addition, retiring and starting a new adventure, or the bittersweet feeling of an empty nest. If something like this is changing in your own life, you may be considering buying or selling a house. That’s because through all these life-altering events, there is one common thread—the need to move.

Lean On a Real Estate Professional for Help

Whether you're beginning your search for a home or preparing to sell your current house, you don't have to go it alone. With their expertise, a real estate agent is an invaluable partner who can help you smoothly transition through these big moments in your life.

When Buying a Home

If you’re welcoming a new addition and want more space, the need for a new home may be a top priority. While higher home prices and mortgage rates are...

Life is a journey filled with unexpected twists and turns, like the excitement of welcoming a new addition, retiring and starting a new adventure, or the bittersweet feeling of an empty nest.

11/13/2023

Invest in Your Future with Homeownership

Trying to decide if you want to rent or buy a home? Let’s connect so we can chat more about what’s right for you.

11/10/2023

Whether you’re a buyer or a seller, the current affordability challenges may make you think no one is moving. But, the reality is the data shows more than 10,000 homes are selling every day. That means people are still finding a way to make their move possible. An agent’s expertise is essential in that process. DM me so we can talk about making your move happen too.

11/09/2023

Don’t Believe Everything You Read About Home Prices

According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months. But why do roughly 1 in 4 people feel that way?

It has a lot to do with all the negative talk about home prices over the past year. Since late 2022, the media has created a lot of fear about a price crash and those concerns are still lingering.

The answer is simple. Listen to the professionals who specialize in residential real estate.

Market experts acknowledge that nationally, prices did dip down slightly late last year, but that was short-lived. Data shows prices have already rebounded this year after that slight decline in 2022.

What’s worth noting is that, just a few short weeks ago, the Fannie Mae forecast was for 3.9% appreciation in 2023. In the forecast that just came out, that projection was updated from 3.9% to 6.7% for the...

According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months.

11/08/2023

For many people, finding a new place to call home isn't just a wish, it's a real need. If you need to move due to recent changes in your own life, let's connect and find the perfect home for you.

11/07/2023

Debating selling your house before the year is over? Keep this in mind. If someone's looking to buy a home this time of year, you can bet they mean business. Buyers in the market toward the year’s end are usually super motivated and ready to make a move. DM me to get your house in front of those driven buyers this season.

11/06/2023

In a recent survey, 45% of Americans said they believe real estate is the road to riches – that’s more than any other investment. That highlights the role many people believe homeownership plays in shaping their financial well-being and giving them a greater sense of stability. Ready to begin your journey toward homeownership? DM me today.

11/03/2023

The Benefits of Buying a Multi-Generational Home [INFOGRAPHIC]

If you’re ready to buy a home but are having a hard time affording it on your own, or, if you have aging loved ones you need to care for, you might want to consider a multi-generational home. Living with siblings, parents, and even grandparents can help you save money, give or receive childcare, and spend quality time together. Let’s connect to find a home in our area that’s perfect for you and your loved one’s needs.

If you’re ready to buy a home but are having a hard time affording it on your own, or, if you have aging loved ones you need to care for, you might want to consider a multi-generational home.

11/02/2023

Overcome Your Fears About Today’s Housing Market

You don’t need to be scared when buying or selling a home. Let’s connect today to make the market less scary for you.

11/01/2023

What Are Accessory Dwelling Units and How Can They Benefit You?

Maybe you’re in the market for a home and are having a hard time finding the right one that fits your budget. Or perhaps you’re already a homeowner in need of extra income or a place for loved ones. Whether as a potential homebuyer or a homeowner with changing needs, accessory dwelling units, or ADUs for short, may be able to help you reach your goals.

What Is an ADU?

As AARP says:
• “An ADU is a small residence that shares a single-family lot with a larger, primary dwelling.”
• “An ADU is an independent, self-contained living space with a kitchen or kitchenette, bathroom and sleeping area.”
• “An ADU can be located within, attached to, or detached from the main residence.”

The Benefits of ADUs

• Living Close by, But Still Separate: According to Freddie Mac: “Having an accessory dwelling unit on an existing property has become a popular way for...

Maybe you’re in the market for a home and are having a hard time finding the right one that fits your budget.

10/31/2023

Foreclosures and Bankruptcies Won’t Crash the Housing Market

If you've been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies. That could be making you feel uneasy, especially if you're thinking about buying or selling a house.

But the truth is, even though the numbers are going up, the data shows the housing market isn’t headed for a crisis.

Foreclosure Activity Rising, but Less Than Headlines Suggest

In recent years, the number of foreclosures has been very low. That’s because, in 2020 and 2021, the forbearance program and other relief options were put in place to help many homeowners stay in their homes during that tough time.

When the moratorium ended, there was an expected rise in foreclosures. But just because they’re up, that doesn't mean the housing market is in trouble.

Foreclosure filings are still way lower than when the housing market...

If you've been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies.