06/16/2026
An online calculator told Marcus he could afford a $400,000 home. His lender approved him for $340,000. Neither number was actually right — and the difference cost him weeks of shopping in the wrong price range. In this video I walk you through the exact debt-to-income calculation lenders run on your file so you can figure out your real number before you talk to anyone. If you want me to run your actual numbers, call me at 843-569-7283 or visit homeloansinc.com.