Rima Garrett: Mortgage Matchmaker

09/05/2026

I’m nominated for Best Mortgage Lender in the Best of Berkeley County!!! ✨🗝️

If I’ve helped you with any home financing, answered your questions, or simply been someone you could call when you didn’t know where to start, thank you.
I truly don’t take your trust in me for granted.
Getting to be part of such a big moment in people’s lives means more to me than you know.

If you’d like to show a little love, here’s the link to vote:

https://berkeleyind.secondstreetapp.com/og/e86d21bd-e355-4ddc-8df6-6254a63f2448/gallery/556627582

Voting ends Sept. 11th!

Check it out now!

09/01/2026

Rima Garrett || Mortgage Matchmaker
Mortgage Broker
MtgMatchmaker.com
https://www.homeloansinc.com/our-team/rima-garrett/
(843)-259-2609
NMLS 2646998
Company NMLS 1728740

08/31/2026

As a matchmaker, I love a good love story. Especially the one that ends at the closing table. (Heheh)

The biggest purchase of your life shouldn’t just be a transaction. It should be celebrated!

Behind every loan file is a family betting on their future, and I don’t take that lightly.

So no, I don’t just do mortgages. I help people move into their next chapter with the right education, clarity, and care.

Why me? I can shop dozens of investors for you to get the best terms. AKA: personalized experience, flexible guidelines, expert strategy, NO Section A FEES, & super competitive rates at wholesale pricing.

If you are thinking about buying or refinancing, let’s chat!

Let’s get you HOME! 🤍

Rima Garrett || Mortgage Matchmaker
Mortgage Broker
MtgMatchmaker.com
https://www.homeloansinc.com/our-team/rima-garrett/
(843)-259-2609

NMLS 2646998
Company NMLS 1728740

08/30/2026

Let’s get you HOME!

Serving: personalized guidance, honesty, competitive rates, better options, and ZERO junk fees.

Call me!

Rima Garrett || Mortgage Matchmaker
Mortgage Broker

MtgMatchmaker.com
https://www.homeloansinc.com/our-team/rima-garrett/
(843)-259-2609

NMLS 2646998
Company NMLS 1728740

08/28/2026

BOTTOM LINE: don’t use ChatGPT as your mortgage preapproval. AI can educate. AI cannot underwrite. This is where I see people get into trouble; not because AI made the wrong decision, but because it gave them the wrong expectation.

Rima Garrett || Mortgage Matchmaker
Mortgage Broker
MtgMatchmaker.com
https://www.homeloansinc.com/our-team/rima-garrett/
(843)-259-2609
NMLS 2646998
Company NMLS 1728740

08/27/2026

You can’t convince me otherwise…
People pay WAY too much attention to rate.
LET ME EXPLAIN…

Because the lowest rate doesn’t automatically mean the best loan.

A 6.25% loan with $8,000 in points, higher fees, or a structure that doesn’t actually fit your situation may be a MUCH worse deal than a 6.75% loan that costs you significantly less upfront.

And sometimes the “cheaper” payment comes with terms you didn’t fully understand.

Your rate matters. Obviously.

But so do the APR, closing costs, cash to close, loan structure, monthly payment, break-even point, and what you’re actually trying to accomplish.

For example, for a VA one time close construction loan, you don’t want the best rate. You want the lender who has experience, knowledge of every step from first phone call, builder underwriting, inspections, draws, alllllll the way to closing.

Please look into what you’re paying to see that pretty number on your loan estimate.

You’re not buying a rate. You’re financing the home you love. Marry the house, date the rate.

Rima Garrett || Mortgage Matchmaker
SC Mortgage Broker
MtgMatchmaker.com
https://www.homeloansinc.com/our-team/rima-garrett/
(843)-259-2609
NMLS 2646998
Company NMLS 1728740

08/27/2026

What do mortgage brokers make?

-confident homebuyers
-dreams a reality
-complicated situations make sense
-a plan out of a pile of paperwork
- “I don’t think we can” turn into “we’re pre-approved”
-first-time buyers feel like they actually know what they’re doing
-homeownership feel possible
-closing days happen
-keys change hands
-people feel taken care of during one of the biggest purchases of their lives
-peace of mind
-options when people thought they had none
-dreams feel a little less scary

Rima Garrett || Mortgage Matchmaker
Mortgage Broker

MtgMatchmaker.com
https://www.homeloansinc.com/our-team/rima-garrett/
(843)-259-2609

NMLS 2646998
Home Loans Inc.
NMLS 1728740

08/14/2026

Hi I’m Rima and I’m not the mortgage broker for the easy files.

Can I do the “easy” ones? Yes, with my eyes closed. But, I’m also the one you call after everyone else says no.

Complex income? Tight DTI? Credit that isn’t picture-perfect? Self-employed? Tax returns that make your head spin? That’s my lane.

I specialize in:
• Self-employed borrowers
• Bank statement loans
• Non-QM financing
• FHA & VA manual underwrites
• Doctor & Dentist loans
• DSCR & investor loans
• Jumbo loans
• Lower credit scores
• Tight debt-to-income ratios
• Recent credit events
• Complex income analysis
• Borrowers who don’t fit the “cookie-cutter” box

The truth: A lot of loans don’t get denied because they’re impossible. They get denied because the loan officer might not know where to place them, not have an investor that offers the loan program needed or just assuming it won’t work because they don’t really know the specific guideline.

That’s where I come in.

As a mortgage broker, I have access to hundreds of lending options; not just one set of guidelines. I know how to structure difficult files, think outside the box (while staying inside the rules), and find solutions others miss.

So if you’ve been told no, or your situation feels “too complicated,” don’t count yourself out just yet.

I like a challenge… and I have a soft spot for proving a “no” wrong.

Rima Garrett || Mortgage Matchmaker

Call/Text 📲 (843)-259-2609
Visit 🌐 MtgMatchmaker.com

Mortgage Loan Officer
NMLS 2646998
Home Loans Inc.
NMLS 1728740

08/03/2026

Friendly reminder:
You don’t need to have it all figured out before you ask questions.

That’s literally my job.
Let’s see what your options look like.

Let’s get you HOME.

Rima Garrett || Mortgage Matchmaker
Mortgage Broker

📲 (843)-259-2609
🌐 MtgMatchmaker.com
🌐 https://www.homeloansinc.com/our-team/rima-garrett/

NMLS 2646998
Home Loans Inc. 1728740