Guild Mortgage Company - Northwest Region

10/30/2026

👻 MORTGAGE MYTHS VS. REALITY | EPISODE 5 🎃

💀 MYTH: I'm self-employed, so qualifying for a mortgage is nearly impossible!

✨ REALITY: Being your own boss doesn't mean homeownership is out of reach!

We're wrapping up our Mortgage Myths vs. Reality series with one final myth that's been haunting self-employed homebuyers! 🏡

🎤 Today, Stephen Baker, Home Lending Officer from our Oregon Region is helping us uncover mortgage financing options for entrepreneurs, freelancers, and small business owners!

🔍 Here's what self-employed homebuyers should know:

💰 Bank Statement Loans: Certain mortgage programs may allow eligible self-employed borrowers to use personal or business bank statements instead of traditional tax returns to help document qualifying income.
🏡 Alternative Income Documentation: Your tax returns don't always tell the full story of your business's cash flow. Depending on the loan program, alternative documentation may help lenders evaluate your income.
📊 The Right Mortgage Strategy: Whether you're a business owner, independent contractor, or freelancer, exploring different home loan options can help you find a financing solution that fits your financial situation.

The takeaway? Being self-employed doesn't automatically disqualify you from buying a home! Sometimes, it's simply about finding the right mortgage program and documentation strategy. 🔑

📲 Self-employed and wondering if you qualify for a mortgage? Connect with a Guild Mortgage loan officer to explore your home financing options!

🎃 That's a wrap on our Mortgage Myths vs. Reality series!

A HUGE thank you to our incredible Guild Mortgage loan officers across the Oregon and Northwest regions who helped us separate mortgage myths from reality this spooky season! 👏

💬 Now we want to hear from YOU! Which mortgage myth surprised you the most? Drop it in the comments below! 👇

10/29/2026

10/29/2026

We just can't focus...all we can think about...is PUMPKIN. 🎃

10/28/2026

👻 MORTGAGE MYTHS VS. REALITY | EPISODE 4 🎃

💀 MYTH: You need a 20% down payment to buy an investment property.

✨ REALITY: Not always! Your down payment requirements may depend on your investment strategy and financing options!

We're back busting another common mortgage myth this spooky season! 🏡

🎤 Today, Verenice Leon Hurtado, NMLS 999170 from our Oregon Region is setting the record straight on down payments for real estate investments!

🔍 Here's what future real estate investors should know:

🏡 Property Type Matters: Down payment requirements can vary depending on whether you're purchasing a single-family rental, a multi-unit property, or a home you plan to occupy while renting out additional units.
💰 Financing Options: Different mortgage loan programs have different down payment requirements. Some strategies may allow qualified buyers to get started with less than 20% down.
📊 Investment Strategy: Whether you're purchasing your first rental property or building a real estate portfolio, understanding your financing options is an important part of planning your investment.

The takeaway? When it comes to real estate investing, STRATEGY IS EVERYTHING! 🔑

Don't let assumptions about down payments stop you from exploring your options.

📲 Thinking about investing in real estate? Connect with a Guild Mortgage loan officer to discuss financing strategies that align with your investment goals!

🎃 Stay tuned as Guild Mortgage loan officers across Oregon and the Northwest continue busting common mortgage myths this spooky season!

10/28/2026

We thought we’d give you some costume ideas before it’s too late. Which one is your favorite? 🎃 👻



Equal Housing Opportunity. NMLS #3274. https://www.guildmortgage.com/licensing

10/27/2026

💙💛 New Chapter, Same Guild! 💛💙

We're excited to celebrate Cassie Miller as she begins a new chapter with Guild Mortgage, now originating out of our Spokane, Washington branch! 🎉

Cassie has been part of the Guild family for over five years! In addition to helping clients navigate their homeownership journeys, she serves as an Originating Launch Ambassador, training and supporting fellow Guild team members.

Licensed in both Washington and Idaho, Cassie is passionate about building relationships, hearing people's stories, and making a difference.

Outside of work, you'll find her spending time with her husband, two kids, and chocolate Lab, enjoying the outdoors, or catching up with friends over coffee! ☕🐾

Please join us in congratulating Cassie on this exciting new chapter! We're lucky to have her as part of the Guild family! 💙

Cassie Miller

10/27/2026

Pick a card, any card...just don't let it upset your golf game.

10/26/2026

👻 MORTGAGE MYTHS VS. REALITY | EPISODE 3 🎃

💀 MYTH: A lower home purchase price is always better than a seller credit.

✨ REALITY: Not necessarily! Sometimes a seller credit could save you more money than a price reduction!

We're back busting another common mortgage myth this spooky season! 🏡

🎤 Today, Ryan Lee - Guild Mortgage Senior Loan Officer #928879 from our NW Region is helping us uncover why negotiating the lowest purchase price isn't always the smartest financial move!

🔍 Here's what homebuyers should know:

💰 Seller Credits: Instead of lowering the purchase price, a seller may agree to contribute toward eligible closing costs, helping reduce the cash you need upfront.
🏡 Mortgage Rate Buydowns: Seller credits may also be used toward an eligible interest rate buydown, potentially reducing your monthly mortgage payment.
📊 The Bigger Picture: Depending on your loan amount, interest rate, and financing strategy, a seller credit could provide greater financial benefits than a purchase price reduction.

The takeaway? When buying a home, it's not just about negotiating the lowest price. It's about structuring a mortgage that works for your budget, monthly payment, and long-term financial goals!

📲 Thinking about buying a home in Oregon, Washington, or Alaska? Connect with a Guild Mortgage loan officer to explore your options and discover how seller concessions could work in your favor!

🎃 Stay tuned as Guild Mortgage loan officers across Oregon and the Northwest continue busting common mortgage myths this spooky season!

10/26/2026

The pride in this room said it all.

Our recent Servicing Day celebration was a chance to recognize the people who help homeowners long after closing and support our Customer for Life commitment every day.

Thank you to our servicing team for the work you do, the standards you uphold, and the impact you make across Guild.

10/22/2026

👻 MORTGAGE MYTHS VS. REALITY | EPISODE 2 🎃

💀 MYTH: The lowest mortgage interest rate is always the best deal.

✨ REALITY: A lower rate doesn't always mean a lower overall cost!

We're back busting another common mortgage myth this spooky season! 🏡

🎤 Today, Cassidy Leary - Guild Mortgage from our NW Region is helping us uncover what might be hiding behind that attractive mortgage rate!

🔍 Here's what homebuyers should know:

💰 Discount Points: Paying upfront to secure a lower interest rate can increase your closing costs.
🏡 Lender Fees: Different mortgage offers may come with different fees that impact the total cost of your loan.
📊 The Bigger Picture: Your mortgage interest rate is just one piece of the puzzle. Comparing the APR, closing costs, monthly payment, and long-term borrowing costs can help you make a more informed decision.

The takeaway? The lowest mortgage rate isn't necessarily the best mortgage deal. It's about finding the right financing strategy for your budget, goals, and future!

📲 Thinking about buying a home or refinancing? Connect with a Guild Mortgage loan officer to explore your options and understand the true cost of your mortgage.

🎃 Stay tuned as Guild Mortgage loan officers across Oregon and the Northwest continue busting common mortgage myths this spooky season!

10/21/2026

Through leadership development, coaching, mentorship, and communities like THRIVE, we're committed to creating opportunities for women to grow, lead, and make a lasting impact.

That’s why we're proud to share that Guild has been named a 2026 Top Employers for Women by Mortgage Women Magazine.

This recognition reflects the incredible women across our organization whose expertise, leadership, and dedication help strengthen Guild, support our customers, and serve our communities every day.

10/20/2026

👻 MORTGAGE MYTHS VS. REALITY | EPISODE 1 🎃

💀 MYTH: You need a huge amount of cash at closing to buy a home.

✨ REALITY: You might need less money upfront than you think!

We're getting into the spooky spirit by busting some of the biggest mortgage myths this season! 🏡

🎤 Today, Cat Jerger, Loan Officer NMLS 1571253 from our Oregon Region is helping us separate mortgage myths from reality!

Buying a home doesn't always mean draining your savings. With the right mortgage strategy, homeownership may be more accessible than you realize!

💰 Down Payment Assistance: Guild Mortgage offers programs that may help eligible homebuyers reduce their upfront costs.
🏡 Seller-Paid Closing Costs: Depending on the transaction, seller concessions may help cover some or all eligible closing costs.
🔑 Creative Financing Solutions: Some qualified buyers have closed with little to no additional cash at closing—and in certain situations, even received a refund of their earnest money deposit!

The takeaway? Don't let misconceptions about down payments and closing costs stop you from exploring your homeownership options!

📲 Connect with a Guild Mortgage loan officer to learn what programs and financing options may be available to you.

🎃 Stay tuned as Guild Mortgage loan officers across Oregon and the Northwest bust more common mortgage myths this spooky season!

10/20/2026

Simple and straight up: Guild loan officers do 30% more.

That's 30% more loans, 30% more income, and a 30% more impact in your community, because our loan officers produce 30% more than the average industry LO.

Just thought you'd oughta know.

10/19/2026

Whether it's the bills or looming plans of the future, your home equity can be a solution.

The wealth you've built in your home can be used for home maintenance, medical and credit card debts, or future plans through home equity loans and lines of credit. Don't fret...our professionals can talk you through it.

10/15/2026

Did you know you could access the equity in your house to help you pay to fix your house? Kinda neat, right? Whether through refinancing, second loans, or lines of credit, the value you've built up in your home can go a long way.

10/12/2026

🌟 LIMITLESS | September Top 100 🌟

Success has no limits when you're driven by passion, dedication, and a commitment to helping others achieve homeownership! 🏡

Congratulations to Guild Mortgage's September Top 100 Loan Officers! 🎉

Your hard work, leadership, and dedication to your clients continue to raise the bar and inspire those around you. We're proud to celebrate your achievements and the impact you're making in the communities you serve!

👏 Here's to continued success and limitless possibilities!

10/12/2026

Congratulations, Nora Guerra! 🏆

Guild Mortgage's Senior Vice President of Community Lending was recognized Saturday with the inaugural 2026 Mortgage Bankers Association mPower Community Builder Visionary Award.

Through her leadership, Guild's Community Lending platform has helped educate thousands of aspiring homeowners and build partnerships that strengthen communities nationwide.

🏡 94 community education events
🤝 120 community partnerships
📚 5,800+ attendees reached

We're proud to celebrate Nora and the lasting impact she's making across our industry and the communities we serve.

10/09/2026

To all who joined us in San Diego for our Guild for Good Golf Invitational: thank you.

Our CEO Terry Schmidt says it best: "This is what Guild's all about. We want to give back"

10/02/2026

🏆 Celebrating Our Top Loan Officers for September!

A big congratulations to our top-performing Loan Officers across Washington & Alaska for an outstanding September! 👏

Your hard work, dedication to your clients, and commitment to helping more people find their way home continue to make an impact throughout the Northwest Region.

We’re proud to celebrate your success and all you do to represent Guild! 💙🏡

👏 Help us congratulate our September top performers!

10/01/2026

🎉 Give it up for our newest Elevate Rhino winners! 🦏

Rhinos charge toward opportunity. They bring the drive, focus, resilience, and energy to push through obstacles and keep moving forward.

Throughout the Spring 2026 Elevate Coaching semester, these standouts leaned into coaching, put what they learned into action, and showed up in a big way for their businesses and their growth.

👏 Join us in congratulating our Spring 2026 Rhino winners!