08/27/2026
First time homebuyer edition
Because you may be able to buy with as little as 3% down - or even 0% with certain programs.
You might be waiting forever, as there is no guarantee they will. Instead of trying to time the market, find out what buying looks like with today’s numbers.
You don’t need an 800 score to become a homeowner. There may be options available with less than perfect credit, or options for improving your score through guidance from your lender.
Before committing to another 12 months of rent, find out how to funding your landlord’s future, and figure out how much you qualify for.
Seller concessions can be used to buy down your interest rate and lower your mortgage payment. Negotiating a seller credit may be the difference between feeling uncomfy with your payment, and feeling good about where it lands you.
Before draining savings to pay off a car, credit card, or student loan, let’s look at the full picture first. Those funds might be more valuable toward your down payment, closing costs, or as reserves.
You don’t need to be “ready to buy” to start the conversation. ♥️🏡
