Jeff Johnson Mortgage Planner

06/02/2026

Mortgage rates continue to set the tone for housing conditions. This chart shows the path of the 30-year fixed rate over time. Even modest moves can have a meaningful impact on affordability. The trend remains central to the housing outlook.
Takeaway: Rates are still high, but the lack of further sharp increases is helping the housing market adjust.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

06/01/2026

Today’s smaller single-family homes and condos have more going for them than the square footage suggests. They can give your budget some breathing room and put you in a community designed with lifestyle in mind.
Curious about the options in our area? Let's connect and I can refer you to a great agent.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

05/28/2026

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.
If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.
Life can’t always wait for perfect market conditions. Maybe you don’t have too either.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

05/27/2026

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.
Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

05/26/2026

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.
The longer a house is on the market without any offers, typically the lower the eventual sale price.
So, how do you know that right number to list at? You lean on a pro.
The best list price depends on your neighborhood, and what buyers are actually paying right now. Reach out to me for a referral to a great agent.
DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

05/26/2026

Pricing your house high just to “see what happens” can cost you. Buyers today are quick to ignore overpriced homes. And the longer a house sits without any offers, the less it usually sells for. Want to know the right list price for your house to avoid this headache? Reach out for a referral to a great agent.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

05/26/2026

VA home loans can put homeownership within reach, and a trusted lender can help make sure you understand the details before you move forward.
If you’re active duty, you’ve served, or know someone who has, connect with a trusted lender who can walk you through whether you’d qualify and what the VA benefit offers. You may be able to buy a home sooner than you thought.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

05/22/2026

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Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

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Rates Spike Again - But Limits Matter

05/21/2026

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect and I can refer you to a great agent.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.

05/20/2026

Record mortgage debt makes for a scary headline. But context matters.
Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.
If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.

Jeff Johnson NMLS 102315 Megastar Financial Corp 3043 https://nmlsconsumeraccess.org/.