The Koehl & Swerland Team - Your Mortgage Team

The Koehl & Swerland Team - Your Mortgage Team Gina Koehl | NMLS # 268739 Bellevue Branch NMLS #944387
AZ BK 0906702
Sr. Loan Advisor
Jordan Swerland | NMLS # 1147780 Bellevue Branch NMLS #944387
Sr.

Loan Officer Gina has been in the mortgage industry for over 30 years, and in the banking industry since 1977! As a Senior Mortgage Advisor at American Pacific Mortgage, she works with clients ranging from first-time home buyers to well-established homeowners. Jordan is a licensed Loan Officer on the Koehl Swerland Team. He will consult with you and analyze your financial and credit data to confidently advise you of programs that fit your home financing objectives. He is available to help with pre-approval letters and anything else you may need. Together, we both listen to our clients so that we can recommend truly personalized loans that cater to your individual wants and needs. We would never suggest a loan for a client that we would not recommend for a family member or friend. Equal Housing Opportunity
Licensed under the Oregon Consumer Finance Act

09/08/2026

Yes, you can apply for a mortgage online by yourself. You can also Google your symptoms and diagnose yourself—but I wouldn’t recommend either.

A mortgage is more than filling out an application. The right guidance can help you understand your options, avoid costly mistakes, and choose financing that truly fits your goals.

Technology makes applying easier. Experience helps you make the right decisions.

Have mortgage questions? We’re always happy to help.

09/05/2026

t’s National Cheese Pizza Day! 🍕 Just like pizza, mortgages aren’t one-size-fits-all. The right ingredients, and the right guidance can make all the difference.

Whether you’re buying, refinancing, or just wondering what options might work for you, we’re here to help you find the perfect combination.

And yes… we promise to keep the mortgage process from getting too cheesy.

The best part of a closing isn’t the paperwork—it’s the moment the keys become theirs. 🏡This beautiful Duvall home is of...
08/11/2026

The best part of a closing isn’t the paperwork—it’s the moment the keys become theirs. 🏡

This beautiful Duvall home is officially closed, and our clients are ready to make it their own. We’re so happy to have been part of this exciting next chapter!

A heartfelt thank-you to the listing and buyer’s agents for the wonderful teamwork from beginning to end.

Financing by Koehl & Swerland Team.

My payment went up—but I have a fixed-rate mortgage!We hear this more often than you’d think.A fixed interest rate only ...
08/06/2026

My payment went up—but I have a fixed-rate mortgage!

We hear this more often than you’d think.

A fixed interest rate only locks in your principal and interest payment. Your total monthly payment can still change if:

✔️ Property taxes increase
✔️ Homeowners insurance changes
✔️ Your escrow account is adjusted
✔️ Other fees are added or removed

Understanding these five numbers on your mortgage statement can help you quickly identify why your payment changed.

Have questions about your statement? We are always happy to help.

The house is what makes people fall in love. The financing is what helps make that dream possible.A strong loan strategy...
08/03/2026

The house is what makes people fall in love. The financing is what helps make that dream possible.

A strong loan strategy can make all the difference when you’re buying a home, especially in a competitive market.

If you’re thinking about buying, let’s build your confidence before you start writing offers.

Gina & Jordan
Koehl & Swerland Team

My payment went up, wait, but I have a fixed-rate mortgage!We hear this more often than you’d think.A fixed interest rat...
08/03/2026

My payment went up, wait, but I have a fixed-rate mortgage!

We hear this more often than you’d think.

A fixed interest rate only locks in your principal and interest payment. Your total monthly payment can still change if:

✔️ Property taxes increase
✔️ Homeowners insurance changes
✔️ Your escrow account is adjusted
✔️ Other fees are added or removed

Understanding these five numbers on your mortgage statement can help you quickly identify why your payment changed.

Have questions about your statement? We are always happy to help.

07/30/2026

🏡 Mortgage Minute: Appraisals Are Changing

Big changes are coming to the appraisal process, and they could impact both buyers and sellers.

Beginning November 2, 2026, new appraisal reporting requirements will introduce a more standardized format designed to improve consistency and data quality.

What does this mean for you?

✔️ Sellers: Be sure your appraiser knows about any upgrades, renovations, or permits.
✔️ Buyers: The appraisal process may look a little different, but the goal is greater accuracy and consistency.
✔️ Realtors: Providing relevant property information upfront can help support a well-informed appraisal.

While the format is changing, the purpose remains the same, providing a fair and accurate opinion of a home’s value.

🎥 Watch Jordan explain what these updates mean and how you can be prepared.

Have questions about appraisals or the home buying process? We’d love to help!

🏡 Mortgage Minute: What Is a Rate & Term Refinance?Mortgage terms can sound confusing, but they don’t have to be.A rate ...
07/28/2026

🏡 Mortgage Minute: What Is a Rate & Term Refinance?

Mortgage terms can sound confusing, but they don’t have to be.

A rate & term refinance replaces your current mortgage with a new one to improve the terms of your loan. Depending on your goals, it may help you:

✔️ Lower your interest rate
✔️ Change your loan term (such as from 30 years to 15 years)
✔️ Lower your monthly payment, pay off your loan sooner, or both

Unlike a cash-out refinance, a rate & term refinance does not allow you to take cash from your home’s equity.

Every homeowner’s situation is different, so the best option depends on your goals and finances.

What mortgage term would you like us to explain next? Leave it in the comments! ⬇️

🫙 Tip Jar TuesdayOne of the simplest ways to reduce stress as a homeowner? Keep all of your important home documents tog...
07/21/2026

🫙 Tip Jar Tuesday

One of the simplest ways to reduce stress as a homeowner? Keep all of your important home documents together in one safe place.

When you need them for refinancing, filing an insurance claim, selling your home, or simply finding a warranty, you’ll be glad everything is organized and easy to find.

A little organization today can save a lot of headaches tomorrow!

What document do you always seem to be searching for?

Five stars are always appreciated, but they’re not what matters most.The real reward is helping people navigate one of l...
07/20/2026

Five stars are always appreciated, but they’re not what matters most.

The real reward is helping people navigate one of life’s biggest decisions with confidence, less stress, and the feeling that someone is truly in their corner.

Thank you to our amazing clients for trusting the Koehl & Swerland Team. Your kind words mean the world to us and remind us why we love what we do. 🏡💙

Address

2018 156th Avenue NE Building F Suite 100
Bellevue, WA
98007

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14252742063

Website

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