Steven Pelayo - Mortgage Loan Advisor - NMLS #1676877

08/04/2026

June job openings fell below the forecast, giving buyers and homeowners a fresh clue about future payment pressure.

June job openings missed forecasts, while Hormuz talks eased oil pressure. See what the signals may mean for mortgage rates and home budgets.

07/18/2026

07/06/2026

Could lower fuel costs eventually help your house payment? That is the tension today.

Oil near $68 after an OPEC+ supply move could ease inflation. The Fed is still a brake, so buyers and refinancers should watch payment options closely.

06/16/2026

Mortgage rates edged lower this week, reaching their best levels in a month. Cooling global tensions helped support bonds, creating modest relief for borrowers considering a purchase or refinance.

06/11/2026

War Headlines changed the mortgage picture.

War headlines swung oil and borrowing costs, then cooler news improved mortgage pricing. What buyers and homeowners may want to do now.

06/01/2026

Mortgage rates ticked slightly higher today as global events increased inflation concerns, but they remain below recent highs. Meanwhile, home prices continue to show year-over-year appreciation and inflation remains a key driver of where rates go next.

05/28/2026

New inflation and growth reports gave borrowers a little relief today.

New inflation and growth data came in softer than forecast. See why that may help mortgage rates and what buyers or refinancers should watch next.

05/26/2026

Check out our latest blog to learn how seller credits can be used with temporary and permanent buydowns to lower your monthly payment now and potentially create long-term savings, plus when a combination strategy may offer the better value.

🔗: steven.homeseedlendingteam.com/buzz

05/21/2026

Buying a home, thinking about a refinance, or tracking your monthly payment options? This morning brought a fresh reason to pay attention. New tension tied to Iran pushed oil prices higher and lifted borrowing costs in the bond market

Middle East tension and a tougher Fed tone are pushing mortgage rate pressure higher today for people buying, refinancing, or watching payments.

05/19/2026

Mortgage rates moved higher again this week, with top-tier 30-year fixed rates now hovering around the highest levels we've seen since last summer. What’s driving it? Global uncertainty and geopolitical tensions have pushed investors out of bonds, which puts upward pressure on mortgage rates.

Markets can shift quickly, and timing matters more than ever when it comes to locking a rate. If you’re thinking about buying, refinancing, or just want to game plan, let’s connect!