Brody & Thao O'Connor - Mortgage Brokers - NMLS 175788 & 2428188

06/01/2026

Mortgage rates ticked slightly higher today as global events increased inflation concerns, but they remain below recent highs. Meanwhile, home prices continue to show year-over-year appreciation and inflation remains a key driver of where rates go next.

05/26/2026

Check out our latest blog to learn how seller credits can be used with temporary and permanent buydowns to lower your monthly payment now and potentially create long-term savings, plus when a combination strategy may offer the better value.

🔗: oconnor.homeseedlendingteam.com/buzz

05/19/2026

Mortgage rates moved higher again this week, with top-tier 30-year fixed rates now hovering around the highest levels we've seen since last summer. What’s driving it? Global uncertainty and geopolitical tensions have pushed investors out of bonds, which puts upward pressure on mortgage rates.

Markets can shift quickly, and timing matters more than ever when it comes to locking a rate. If you’re thinking about buying, refinancing, or just want to game plan, let’s connect!

05/13/2026

Recently, Fannie Mae and Freddie Mac updated their condo eligibility rules to make approvals faster for many 2–10 unit projects, while raising the bar on HOA reserves and insurance. Learn more on our blog and check out our other posts!

🔗: oconnor.homeseedlendingteam.com/buzz

05/04/2026

Mortgage rates moved sharply higher to start the week, with average 30-year fixed rates climbing back to 6.56%, the highest level in over a month. After several weeks of stability, renewed geopolitical tensions overseas have pushed oil prices and inflation concerns higher, causing mortgage rates to worsen.

04/30/2026

The Federal Reserve wrapped up its third of eight scheduled meetings this year today, and while policymakers have yet to cut rates in 2026, many investors still expect at least one reduction before year-end. So did that long-awaited cut finally come today?

Read more on our blog: oconnor.homeseedlendingteam.com/buzz/did-fed-pause-rate-cuts

04/28/2026

Mortgage rates moved higher after oil headlines lifted market pressure. See why the 30-year national average reached 6.38% and what to do next.

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Mortgage rates moved higher after oil headlines lifted market pressure. See why the 30-year national average reached 6.38% and what to do next.

04/23/2026

Gen X and younger Boomers lead home buying. See how today’s steady mortgage rates affect budgets, timing, and next steps.

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Gen X and younger Boomers lead home buying. See how today’s steady mortgage rates affect budgets, timing, and next steps.

04/22/2026

Home buyers and refinancers got a small mortgage rate break today, but stronger contract activity may keep home prices firm.

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Home buyers and refinancers got a small mortgage rate break today, but stronger contract activity may keep home prices firm.

04/21/2026

Fresh spending and hiring data put mild pressure on mortgage rates today. Here is what home buyers and refinancers should do next.

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Fresh spending and hiring data put mild pressure on mortgage rates today. Here is what home buyers and refinancers should do next.