Mike Dote Whether you are purchasing or refinancing, put my three plus decades of experience to work for you.

Life in the ’burbs | Slopes, & stacking chips 💸 🏔️
Go-to mortgage guy in Arlington Heights + Chicago Suburbs
Branch Sales Manager (NMLS ID #223546) at The Money Store I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs, as well as the new construction buyer. I am an expert at FHA, VA and conventional financing options, and, Jumbo Loans.

Our new site is live → dotheburbs.comCheck out the first two Featured Events at the top — Lake Forest Food & Wine Fest a...
09/08/2026

Our new site is live → dotheburbs.com

Check out the first two Featured Events at the top — Lake Forest Food & Wine Fest and the Big Bash Buffet for St. Jude. New weekly updates every Sunday! 🎉

Carl Dote

Do The Burbs — Weekly curated events, music, dining, workouts and adult, family and some dog -friendly activities across the Chicago suburbs. Find upcoming local happenings, insider picks, and weekend guides to make the most of suburban Chicago.

09/07/2026

Festival of the Vine, where you drink lots of wine.

09/03/2026

Things to do this week in the NW Chicago suburbs 🗓️✨ | September 1 – 7
Festival Edition – Dotheburbs

If you’re looking for Labor Day weekend festivals, live music, food, and things to do in Buffalo Grove, Naperville, Melrose Park, Schaumburg, Long Grove & the NW Chicago suburbs, this is your sign ✨

SAVE this for later & SEND it to someone you want to make plans with 👇

— Sept. 4–7 - Naperville Jaycees Last Fling, a family-friendly Labor Day weekend festival near Downtown Naperville
— Sept. 5–7 - 55th Annual September Festival featuring Night Ranger & Warrant at the Schaumburg Municipal Campus
— Sept. 5 - Love on the Lawn Music Festival benefiting local families at Festival Park in Elgin
— Sept. 3–7 - Buffalo Grove Days featuring 5 days of fun at Mike Rylko Community Park
— Sept. 4–6 - 44th Annual Taste of Melrose Park at the Melrose Park Civic Center
— Sept. 5–7 - Irish Days in Historic Downtown Long Grove
Follow US for weekly NW Chicago suburbs event guides so you never run out of things to do 🤍
Link to event info in our Bio. dotheburbs



📍Filmed at Al Larson Cultural Center & DICK'S Sporting Goods

09/02/2026

New Oreo flavors + deep-fried Oreos + banana pudding = apparently I have to wait for the photo shoot before I’m allowed to eat. 😭

09/01/2026
08/29/2026

🚨 REALTORS — this Chicago rule could kill an owner-occupied 2–4 unit deal. Condos too.

I recently had a buyer trying to purchase a 2–3 unit property in Chicago using owner-occupied financing.

The problem? All of the units were occupied by tenants.

Under Chicago’s Fair Notice Ordinance, a tenant who has lived in the property for more than 3 years may be entitled to 120 days’ notice before the tenancy can be terminated.

That creates a BIG problem when the buyer is using owner-occupied financing — because they generally need to occupy the property shortly after closing.

And waiting 120 days to close isn’t always as simple as it sounds. Loan documents, credit reports, income documentation and other items can expire or need to be updated.

So now you potentially have a situation where:

🏠 Buyer wants the property
💰 Buyer qualifies for owner-occupied financing
👨‍👩‍👧 Tenants have been there 3+ years
⏰ Seller may need to give 120 days’ notice
❌ Buyer can’t simply move in after closing

And this can hurt BOTH the buyer and seller.

👉 Realtors: Have you run into this yet on a Chicago deal?
Drop your experience in the comments — I’d love to hear how you’re handling it.

And if you’re working with a buyer looking at a Chicago multi-unit property, DM me before you write the offer. There may be financing options or strategies worth looking at before the deal gets too far down the road.

08/28/2026

With Summit Grove in Schaumburg now officially sold out, we’re looking ahead to what’s next.

A new Nitti Development community is coming soon to Schaumburg, and we’re excited to begin sharing what’s ahead.

Loeber Farm. Coming soon.

Join our interest list at Nittidevelopment.com/community/loeber-farm/ to receive the latest updates and community details as they become available.

Address

21 S Evergreen Suite 20
Arlington Heights, IL
60005

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