Tessie Krygier NMLS 476020

01/30/2026

Thousands of first-time buyers achieved homeownership in 2025. Ready to make 2026 your year? Reach out to get pre-approved* and on the path to your dream home.
Source: Fast Facts: 2025 Profile of Home Buyers and Sellers

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01/28/2026

We’ve created this guide to help you avoid common mistakes so you can take a smart approach to getting a mortgage.

Make sure you secure the right mortgage and experience a smooth approval process by avoiding these c...

01/27/2026

Even the best-planned budget can be derailed by unexpected circumstances. And when that happens, so can credit damage.

Late payments, high balances, or past financial setbacks can leave a mark, which can create obstacles when trying to achieve goals like home ownership. However, your credit score isn't permanent. With consistent effort and the right strategies, you can rebuild and improve your financial standing over time.

There are steps you can take to improve your credit score and strengthen your personal finances.

01/26/2026

January is prime time for a no-spend challenge, a reset after holiday spending that helps you rebuild your savings. Take an honest look at wants versus needs, hit pause on the "nice to haves" for a set period, and watch what happens.

In a no-spend challenge, you cut all nonessential spending for a set period. Here’s how to do a no-s...

01/20/2026

Your budget should fund what you care for, not just what you think you're supposed to spend on.

Values-based budgeting helps you decide: Do you want to pour money into home renovations or pay off debt faster to qualify for a better interest rate on a mortgage? When your money reflects your priorities, sticking to a budget gets easier.

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01/19/2026

Winter heating bills creeping up? 🥶 Before you adjust the thermostat again, try these twelve fixes that you can do yourself. Steps like sealing drafts and adjusting your water heater could lead to noticeable savings all season long.

Lower your heating bill this winter with advice from experts. From upgrading your appliances to seal...

01/14/2026

Bigger isn’t always better—more people are looking to smaller homes as an entry point into the real estate market. Even if you have a smaller footprint, you can still maximize your space. This article shares seven tips for creating a spacious environment, no matter the square footage.

Multi-functional furniture is key.

01/13/2026

Newrez strives to give our borrowers the know-how to navigate their mortgage with confidence. Check out how mortgage contingencies work, what they include, and why they matter for both sides of the transaction.

Mortgage contingencies are important clauses in a purchase and sale agreement that can help protect ...

01/12/2026

If you’re starting 2026 with an eye towards your budget, one term to familiarize yourself with is “sinking fund.”

A sinking fund plans for what's ahead. Whether it's a down payment on a house or paying down debt to qualify for a mortgage, setting aside money now means less stress later. This guide breaks down 21 categories worth considering so you can budget with confidence.

Sinking funds help you save for specific planned expenses. Here are 20 sinking funds categories to c...

01/08/2026

Are homebuyers saying goodbye to fixer-uppers? Today's buyers increasingly prefer move-in-ready homes over renovation projects, which is shifting what's available and how homes are priced. If you're house hunting, this trend could affect your search strategy.

People are less inclined to purchase a fixer-upper home than in the past. Experts weigh in on the ca...

01/05/2026

Fixing up your home can be exciting—and expensive. Contractors have insider tricks for keeping renovation costs in check without cutting corners. Careful material sourcing and timing purchases can help you stretch your home improvement budget further and move you closer to your dream home.

38 insider tips for a better-looking, better-functioning home

12/31/2025

Thinking of a winter move? Expect some extra planning—salt the paths, wrap fragile items well, and build in cushion time for bad weather. These are the kinds of proactive steps that can turn a tough season into a well-handled transition.

Advice for a smooth winter move, including things I have learned the very hard way