Your Loan Officer Adam - NMLS# 653829

As a seasoned mortgage professional, my goal is to help make the home mortgage process as easy as possible. In that time, I've worked for a few small brokerages, a fortune 500 builder as their preferred lender, several top retail lenders in the country and now the CMG Home Loans Team. My diverse background with the distinct types of companies has served me well in gaining industry knowledge and ex

perience. This allows me to work in two capacities: building and growing this branch with incredible talent as well as assist my clients in finding the best options for their situation. My mission is to always provide excellent communication and a high level of customer service and satisfaction! I am well-versed in many home loan programs including first-time homebuyer loans, down payment assistance and grants, FHA, VA, USDA, conventional loans, as well as non-conforming, jumbo and non-QM programs. I am also a specialist in renovation and construction loans which is rare in the industry. Currently, I am licensed to originate loans in Maryland, the District of Columbia, Delaware, Florida, North Carolina, South Carolina, Pennsylvania, Texas and Virginia, with a concentration in the Maryland counties of Anne Arundel, Calvert, Charles, St. Mary's, Prince George's, Baltimore/Baltimore City, Cecil, Harford, Queen Anne, Caroline, Kent, Dorchester, and Talbot. Whether you are purchasing your dream home, performing home renovations, building a rental portfolio, refinancing an outstanding loan, or consolidating debt, I can help you find the right loan program at a low rate no matter what your needs are. The goal here is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. If you are in the industry and looking to join an organization with these values, you've found your new mortgage home. To speak directly with me, simply give me a call anytime or feel free to utilize any of the interactive tools offered throughout the site. On the personal side, I attended the University of Maryland - GO TERPS! - and grew up primarily in beautiful Southern Maryland. Prior to that I had the luxury of living all over the country (and world) being the son of a Naval Officer. I currently live in Southern Maryland with my wife and two sons. Whether you are purchasing your dream home, performing home renovations, building a rental portfolio, refinancing an outstanding loan, or consolidating debt, I can help you find the right loan program. When I'm not working or spending time with my family, you will probably find me in my yard, helping coach my son's baseball teams, on the golf course or at a local sporting event. I am a member of the following organizations:

+ Veterans Association of Real Estate Professionals
+ Southern Maryland Association of Realtors (MAR/NAR) Affiliate
+ Anne Arundel County Association of Realtors
+ Sons of American Legion
+ More to come…

Just give me a ring, shoot me an email or send me a text and let's chat! I'm looking forward to hearing from you! Adam Backes
Loan Officer, NMLS #653829
128 Lubrano Drive, Suite 201, Annapolis, MD 21401 / Branch NMLS ID #2476844

CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID # 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Virginia State Corporation Commission -5521. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org.