Tim Soule at Atlantic Bay Mortgage Group NMLS ID # 2079329

12/19/2023

I am newly licensed in North Carolina and looking forward to serving the people of the state!

08/14/2023

Building Dreams, One Home at a Time, in the heart of the DMV! 🏠✨ As Atlantic Bay Mortgage continues to grow in the area and serve our community, we're excited to introduce you to the faces behind the expertise. From newcomers to trusted locals, our team is here to guide you through your homeownership journey with personalized care and dedication. Welcome to the Atlantic Bay family!

05/11/2023

Rachelle is my downstairs condo neighbor and we first met when my shower leaked down into her unit 😳 We then became friends and now she has become my client and trusted me with the purchase of her unit!! I am super happy to have helped with her first home purchase along with as her realtor. Welcome to the home owners club Rachelle!

10/26/2022

I am pleased to announce that starting this week I am now at Atlantic Bay Mortgage!

07/29/2022

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Thank you for choosing me as your loan officer, Spencer and Shannon!

07/18/2022

Congrats to my buyers Shannon and Spencer on buying and moving up to their next home!! Their agent did an awesome job as well!

07/15/2022

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Congrats on purchasing your first home, Damien!

07/13/2022

Some perspective when you hear that “rates are really high right now.”
Graphs comparing mortgage rates on for 30-year fixed conventional loans over the last year vs. rates since 1971. Now is still a good time to buy and rates are still low historically speaking. Housing prices continue to increase and waiting for rates to go down means that you are losing out on increasing equity and value. Home prices are expected to go up between 5-9% this year. That would be $25,000-$45,000 on a 500K property that you would lose out on while waiting. Buy now, refinance later, build equity in the meantime.

06/23/2022

Congrats to my client and neighbor on the purchase of his FIRST HOME!!! Very happy for you!

06/22/2022

If the home you want is out of reach, you may be able to stretch your buying power with an ARM—an adjustable rate mortgage. Hybrid ARMs typically start with a lower rate and fixed payment for several years before adjusting. The calculator will show you the difference. Please let me know if I can answer any home financing questions for you or someone you know. Intercoastal Mortgage is an Equal Housing Lender.

Compare the costs and savings of fixed vs. hybrid ARM mortgages.