Universal Mortgage & Finance, Inc.

Universal Mortgage & Finance, Inc. We are a direct lending institution for residential loans and we pride ourselves on service. NMLS #118030 Universal Mortgage & Finance, Inc. NMLS ID #118030.

At Universal Mortgage and Finance Inc, we believe in a Holistic approach to helping families achieve their home ownership and financial goals. With over 20 years as a direct lending institution, Universal Mortgage & Finance, Inc. has built a strong reputation in the mortgage industry, serving the needs of home buyers, real estate professionals and builders. is suitably equipped with Processing, Un

derwriting, Closing, Funding and In House Appraisal Order Management; ensuring quality, efficiency, consistency and accuracy. prides itself on always putting the borrowers needs first, giving unparalleled service and making the dreams of home ownership a reality. works with Tier One investors and offers a full range of programs which include: FHA, Conventional, VA, USDA, 203k Rehabs, Refinances, Reverses, Purchase Money Seconds and HELOCs, Foreign Nationals, Construction to Perm and Fannie Mae and Freddie Mac Products; Fannie Mae's RefiNow, HomeReady and HomeStyle Renovation and Freddie Mac Home Possible. With such a full range of various programs, Universal Mortgage & Finance, Inc. is equipped to satisfy a variety of residential loan needs. supports Equal Housing Opportunity. (http://www.nmlsconsumeraccess.org/)

Universal Mortgage & Finance, Inc., is growing nationally, and has locations currently servicing the following States: California, Colorado, Delaware, District of Columbia, Florida, Georgia, Maryland, Nevada, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia.

08/17/2026
02/14/2026

Donut you need a mortgage?

Our corporate office, located in Annapolis, MD, kicked off the Valentine’s Day weekend with Friday donuts! 🍩

The donuts came from Dunkin Donuts and Shipleys!

So tell us, what is your go-to donut shop?

Happy Valentine’s Day! And if your love language involves purchasing or refinancing a home, give us a call! 🏠
📞 844-888-6234

Get in touch with us today!☎️ 844-88-UMAFI🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org🏢 2450 Riva Rd. Suite 202...
07/14/2023

Get in touch with us today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏢 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

Make the home of your dreams a reality with our tailored mortgage loan plans - we make the process simple and stress-fre...
07/12/2023

Make the home of your dreams a reality with our tailored mortgage loan plans - we make the process simple and stress-free.
Talk to our Expert today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏢 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

Discover the tailored loan solution to suit your unique needs with Universal Mortgage. Our dedicated team of financial e...
07/10/2023

Discover the tailored loan solution to suit your unique needs with Universal Mortgage. Our dedicated team of financial experts are here to help you find the perfect loan for your lifestyle.
Talk to our Expert today!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏢 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

Let us help you reach your goal of completing a building project. Our loan options can provide the financial assistance ...
07/07/2023

Let us help you reach your goal of completing a building project. Our loan options can provide the financial assistance you need.
Apply Now!
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏢 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

As a veteran, you can purchase your dream home with ease and confidence. Enjoy the rewards of your service with a home o...
07/05/2023

As a veteran, you can purchase your dream home with ease and confidence. Enjoy the rewards of your service with a home of your own.
Start Your Application Today.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏢 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

Today we celebrate our nation's independence and the freedoms it has afforded us. Let us remember the sacrifices of thos...
07/04/2023

Today we celebrate our nation's independence and the freedoms it has afforded us. Let us remember the sacrifices of those who fought for our liberty and honor their memory.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏢 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

Take the first step towards owning your dream home and get pre-approved today by applying online.Apply online using the ...
07/03/2023

Take the first step towards owning your dream home and get pre-approved today by applying online.
Apply online using the link below.
☎️ 844-88-UMAFI
🌐 https://umafi.com/mortgage | nmlsconsumeraccess.org
🏢 2450 Riva Rd. Suite 202, Annapolis, MD 21401, NMLS #: 188497

Address

2450 Riva Road, Suite 202
Annapolis, MD
21401

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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