Rightway Finance

01/11/2026

Home loan refix coming up in the next 60 days?

Before simply accepting a new interest rate, take a moment to review your home loan.

A review could help you:
✔️ Reduce your repayments
✔️ Consolidate existing debt
✔️ Pay off your home loan sooner

Every situation is different, and the right loan structure can make a difference.

If your refix is coming up, let's have a conversation before you make a decision.

Monika Bahl | Registered Mortgage Advisor
027 8666 452
[email protected]

30/10/2026

Home loan refix coming up in the next 60 days?

Before simply accepting a new interest rate, take a moment to review your home loan.

A review could help you:
✔️ Reduce your repayments
✔️ Consolidate existing debt
✔️ Pay off your home loan sooner

Every situation is different, and the right loan structure can make a difference.

If your refix is coming up, let's have a conversation before you make a decision.

Monika Bahl | Registered Mortgage Advisor
027 8666 452
[email protected]

At Rightway Finance, I build lasting client relationships and provide expert guidance. From first homes to commercial growth and personal finance, I deliver tailored, one‑stop lending solutions designed around your goals.

13/10/2026

Two build loans settled. Two projects moving forward.

Recently, we helped two clients secure construction finance for very different projects, one client owned a section but couldn't secure funding to build. Another planned to build two new units, with the intention of subdividing later.

Both projects came with their own challenges and weren't a straightforward fit under their existing banks' credit policies.

We worked through the lending requirements to secure approvals and help both projects move forward.

Thinking of building? Whether you already own land or are planning a multi-unit development, it's worth exploring your finance options early. The structure of your project, your equity and the lender's requirements can all make a difference.

At Rightway Finance, we help you navigate the complexities so you can focus on what's next.

Rightway Finance | Guiding Better Outcomes

📞 Monika Bahl | 027 8666 452
📧 [email protected]

01/10/2026

Been told NO for a home loan?
That doesn’t always mean NO everywhere.

Different lenders assess situations differently — whether you're on casual income, self-employed, or exploring a low-deposit option. There may still be options worth exploring to help you get into your own home.

Want to know what might work for you? Get in touch for a no-obligation chat!

Monika Bahl
REGISTERED MORTGAGE ADVISOR
📞 027 8666 452
✉️ [email protected]
🌐 www.rightwayfinance.co.nz

Eligibility criteria apply.

14/09/2026

Whether you’re buying your first home, growing your business, or navigating a financial challenge — the right advice can make all the difference.

With 14+ years of lending experience, I'm here to provide genuine and grounded guidance focused on what's important to you.

📞 Monika Bahl
027 8666 452
✉️ [email protected]
🌐 www.rightwayfinance.co.nz

31/08/2026

A couple of business lending wins recently!

Two different business credit cases, both supported through the main banks — and both a good reminder that a strong application is more than just the numbers. One involved funding to purchase a franchise, and the other involved funding to support the purchase of an established business.

Some of the key strengths in these applications were:

• Relevant industry experience of the business owners
• Deposit contribution from the owners
• A well-prepared and comprehensive business plan
• A clear understanding of the business, its cashflow and plans for the future

Business lending can be complex when there is no tangible security, but that doesn’t mean it can’t be done. Getting the right information together and presenting the story clearly can make a real difference.

Both facilities were approved within the timeframe committed to our clients.

Pleased to have helped these clients take the next step with confidence.

Cashflow lending. Business lending. Better structured.

📞 Monika Bahl | +64 27 8666 452
📧 [email protected]
🌐 www.rightwayfinance.co.nz

At Rightway Finance, I build lasting client relationships and provide expert guidance. From first homes to commercial growth and personal finance, I deliver tailored, one‑stop lending solutions designed around your goals.

21/08/2026

Another missed opportunity turned into a success story. ⭐

This one came with a strict deadline — if we couldn’t get everything across the line in time, the clients risked losing the opportunity.

We focused on understanding their situation and presented a strong credit case.

And we got there. 🙌

What made this one especially rewarding was receiving this feedback from my clients:

⭐⭐⭐⭐⭐
“Monika made the whole process much easier for us… She kept us informed, explained everything clearly and worked hard to find the right solution for our situation.”

Finance isn’t always straightforward, and sometimes it comes with tight timeframes, unexpected hurdles and plenty of moving parts. Having someone who can stay on top of it, keep you informed and work towards a solution can make all the difference.

12/08/2026

A recent client review — this one means a lot ❤️

These clients contacted me through Facebook. They’re not based in Wellington, and we’ve never actually met in person. Naturally, they were a little hesitant about sharing their information at first.

But after our first video call, that changed. We built trust, and from there, we worked through their situation together.

Their case wasn’t straightforward, but I knew there was a way forward. I’m genuinely happy that I could help get you to this point.

07/08/2026

🏡 Thinking about buying your first home?

It’s exciting — but understanding deposits, borrowing capacity, repayments and loan options can sometimes feel overwhelming.

That’s where I can help.

✔️ Understand your home loan options
✔️ Work out what you may comfortably afford
✔️ Explore a loan structure suited to your circumstances
✔️ Guide you through the process from start to finish

Whether buying a home is your next move or you're simply starting to explore what’s possible, having the right information can help you move forward with greater confidence.

Let’s have a chat about your first-home journey. 🏡🔑

📞 Monika Bahl
📱 027 8666 452
📧 [email protected]
🌐 www.rightwayfinance.co.nz

27/07/2026

Want to pay off your home loan faster without increasing your repayments? 🏡

By linking your eligible savings to your home loan, you may be able to reduce the interest you pay and potentially become mortgage-free sooner.

Wondering whether an offset account is the right fit for you? I’d love to help you explore your options.

Monika Bahl
📞 (027) 8666 452
✉️ [email protected]
🌐 www.rightwayfinance.co.nz