Miko Manlalo - Financial Advisor at Future Secure Financial

03/06/2025

OCR Drops to 3.25% – What It Means for You 🏡

The Reserve Bank has just dropped the Official Cash Rate (OCR) to 3.25%, signalling a continued trend toward lower interest rates. This is great news for many, as it suggests potential relief on mortgage repayments.

However, don’t get too complacent...

Even if interest rates fall, lending isn’t necessarily getting easier—especially if you don’t have a 20% deposit. Banks have started adjusting their policies to prevent the market from overheating again. Over the past few weeks, we’ve seen stricter lending criteria, particularly for those with smaller deposits, as banks work to manage their funding availability.

🔍 If you're unsure how this affects your situation or your borrowing power, reach out to us at Future Secure Financial. We're here to guide you through the changing landscape and help you make informed decisions.

📞 Contact us today – Let’s secure your future!

07/08/2024

🏡 Current Homeowners: If you have a mortgage, now is a great time to review your options. Reach out to me for a comprehensive review and personalized advice.

🏠 First-Time Homebuyers: Thinking about buying your first home? I’m here to guide you through every step of the process. Feel free to contact me for expert advice and support.

Let's navigate the changing market together! 🌟

Ph: 020 4133 9789
Email: [email protected]

It comes ahead of the Reserve Bank's OCR review next week.

26/05/2024

Congratulations Mark and Irish on your first home! It was a awesome Journey to be part of and i hope that your new home brings you joy and memories. Thank you for trusting in me as your advisor. 🎉🥳

For any enquires please use the following contact:
[email protected]
02041339789

08/05/2024

Congratulations to Mheanne and Ray on your first home! 🏠 🎉 wishing you countless happy memories. Here’s to beginning of a beautiful new chapter in your life.

For any home loan enquires you can contact me throught the following.
Email: [email protected].
Phone: 02041339789

07/05/2024

Congratulations to the Sy Family! 🎉 Let your home bring lots of Happiness and memories.

Thank you for trusting in my service and it was pleasure to assist you on your journey.

For any home loan enquires you can contact me throught the following.
Email: [email protected].
Phone: 02041339789

01/05/2024

Congratulations to the Jalandoni Family! I hope your new home brings you lots of joy and memories! Thank you for trusting our service.

For any home loan enquires you can contact me throught the following.
Email: [email protected].
Phone: 02041339789

12/04/2024

Unlock the door to your first home! Join our free webinar for key home loan insights. Secure your spot: Register Here for practical insights through our home loan webinar https://forms.gle/DtaLSauBtCt1XntTA

19/11/2023

Congratulations to Neth and her family and thank you so much in trusting in me and future secure. It was a awesome journey and much deserved. All the best to your family.

“Thank you so much Miko for helping us in achieving our goal to purchase our first home. You and Sis Clarice has been very reliable and always available when needed. We both know that our journey was truly an exceptional one, but despite of that, you guys were great and we are very happy with the outcome. All the best - Neth and Family”

For any home loan enquires you can contact me throught the following.
Email: [email protected].
Phone: 02041339789

Photo credits: Mohit from ray white

16/11/2023

09/11/2023

Congratulations to Karla Mercado on settling into your first home! Thank you for trusting in me and future secure financials.

"Thank you Miko for helping me on my loan mortgage application. Very Approachable, reasonable, informative and replies fast to all of my questions. He is also very connected with other parts of the home loan journey so he knows what to do. Highly Recommend 10/10" - Karla

For any home buying queries and questions you can contact me via Facebook or the following below.
PH:02041339789
Email: [email protected]
For more info check out our website:
https://futuresecure.nz/
FSP1004675

Our financial adviser’s role is to get to know you and your current situation as well as your goals and aspirations for the future. We'll then use our expertise and knowledge of the industry to find the best solutions to meet your objectives and needs.

21/08/2023

Do you have a 5% deposit and want to know how to get into your first home? want to know more about Kainga Ora first home loan? Join us on the 26th of August at our free first home buyers workshop. Register using the link below.

https://www.eventbrite.com.au/e/first-home-buyers-workshop-tickets-688911351397?aff=oddtdtcreator&fbclid=IwAR2cBDQeHu1yEosm0yNzjvfyvV17PoF0dZt7cXccP82WSNJCuhmbATb96tg

Ready to make your homeownership dreams a reality? Join our First Home Buyers Workshop and make it happen! Register now!