Lendal Mortgages

Lendal Mortgages With an extensive career in the banking sector I have the skills + knowledge to help you achieve the very best outcome. I’m here to help you.

Whether you are buying your first home, an investment property, renewing your loan or need a business loan. WELLINGTON MORTGAGE BROKER

Lendal Mortgages is a mortgage broker and advisory business located in Wellington. Lendal Mortgages is a small family owned business that is owned and operated by Matt Carr and his wife Belinda, who also assists in the business when she is not chasing after their

two children. Lendal Mortgages has access to 20+ lenders, therefore we can find a solution for almost all requirements. My service is for the majority of the time at no charge to you the client. I get paid by the lenders. I take pride in being compassionate, listening before taking action, and coming up with a solution that fits YOUR requirements to help you reach your financial goals. I can cover the whole of New Zealand. Services Lendal Mortgages provide are:

- Residential loans
This might be for your first home, an investment property or two, or for a new build.

- Commercial loans
This includes commercial property for your own business or investment to help generate wealth.

- Development loans
Land development
Residential development
Commercial development

- Business loans
Overdraft funding
Unsecured cash flow loans
Secured business loans
Equipment finance

- Personal loans
Debt consolidation loans
Personal loans

- Loan Reviews
Make sure you are on the best loan structure. Fixed vs floating or mixture of both
Fixed loans coming up to expire

Whatever your financing needs, please contact me, it won't cost you!. I can meet you at a time that best suits you, and will guide you through the financial maze with direct communication and no jargon. Lastly, once your request at the time has been completed I will continue to remain in contact with you to make sure that your financial requirements change in-line with your personal requirements. I look forward to hearing from you. Matt Carr

Disclosure:

Matt Carr is a registered financial adviser who operates under the financial advice provider (FAP) Lendal Mortgages Limited. Lendal Mortgages Limited public disclosure (disclosure guide and privacy policy) is located on the below link:
https://www.lendalmortgages.co.nz/

Belinda and I were out today volunteering for the Heart Foundation NZ Big Heart Appeal ❤️Every donation makes a real dif...
27/02/2026

Belinda and I were out today volunteering for the Heart Foundation NZ Big Heart Appeal ❤️

Every donation makes a real difference, thank you to everyone who stopped by!

Missed us? You can still give $3 by texting HEART to 8663 or donate online 💕

Really proud that Lendal Mortgages is supporting the Whitby Tennis Club this season! It’s fantastic to back a local club...
19/11/2025

Really proud that Lendal Mortgages is supporting the Whitby Tennis Club this season! It’s fantastic to back a local club that brings people together and encourages healthy, active living. Looking forward to a great year on the court 🎾

Please keep an eye out for the  Zealand Heart Foundation’s Big Heart Appeal collectors today and tomorrow. Any donation,...
21/02/2025

Please keep an eye out for the Zealand Heart Foundation’s Big Heart Appeal collectors today and tomorrow. Any donation, big or small will be very much appreciated. All funds raised will go towards lifesaving research and specialist training ❤

If you don’t get the opportunity to come across us volunteers but would like to donate, please txt HEART to 2454 to make a $3 donation.

Happy Father's Day to all the amazing dads out there!
04/09/2021

Happy Father's Day to all the amazing dads out there!

Hi all, it has been a crazy week with Covid 19 making a return, and the country going into lockdown.I just wanted to let...
24/08/2021

Hi all, it has been a crazy week with Covid 19 making a return, and the country going into lockdown.

I just wanted to let you know that Lendal Mortgages is still open for business. We can assist you virtually to assist with your lending requirements.

Give me a call or email for personalised and tailored advice on all things lending.

I look forward to chatting soon!

Take care,
Matt Carr

www.lendalmortgages.co.nz
p.0274134097
e: [email protected]

We are pleased to announce that the wait is finally over, our brand new website has now launched! After a few months of ...
18/08/2021

We are pleased to announce that the wait is finally over, our brand new website has now launched! After a few months of hard work and dedication, we are delighted to officially announce the launch. The new site launch is available at URL www.lendalmortgages.co.nz

I would love for you all to go and check it out and let me know what you think below ↓

Back in 2013 we purchased our second home (picture below) using the services of a mortgage broker/advisor. I was working...
27/07/2021

Back in 2013 we purchased our second home (picture below) using the services of a mortgage broker/advisor. I was working for a bank at the time. While we had access to our own personal banker as a staff member I engaged with a mortgage broker due to the following:

✔️ They could meet me at a time convenient to me.

✔️ They did the heavy lifting in terms of supplying information to the bank on my behalf.

✔️ I knew they could get me good interest rates and cash - they negotiated on my behalf.

✔️ They made the process so easy!


All in all the use of a mortgage broker to help with our home loan requirements made the process so much easier!

If you need any assistance with your home loan, or perhaps you are looking to buy a property or rental, please get in contact with me today. Email: [email protected]

Rates have been low for a very long time, which has made borrowing very attractive. ASB has been the first to move, litt...
13/07/2021

Rates have been low for a very long time, which has made borrowing very attractive. ASB has been the first to move, little increases can have big impacts on your repayments.

Talk to me if you need any advice on structuring your mortgage with your current lender!

Call Matt: 0274134097
Email: [email protected]

ASB and Kiwibank increase returns on term deposits, while ASB also ups fixed term mortgage rates.

What is a re-fix?A re-fix is a loan that you have fixed for a period of time and this period is coming to an end. At the...
05/07/2021

What is a re-fix?

A re-fix is a loan that you have fixed for a period of time and this period is coming to an end. At the end of this period the loan will roll onto a floating rate, or you can re-fix it again for a period of time. The most common terms in New Zealand for re-fixing your home loan are 1,2,3,4 and 5 years.

Why use a mortgage adviser/broker to re-fix?

• A mortgage adviser/broker deals with multiple lenders. They know what a sharp going rate is as they deal with all the banks-they will be able to obtain for you competitive rates based on what the market is doing

• A mortgage adviser/broker will advise on the best structure. That is right, they will recommend what they believe is the best fit for you. Had a pay-rise? Why not reduce the term to reduce interest costs while re-fixing the loan at the same time. Expecting some money in the short-term? Why not put some of the loan on floating so you can make bulk repayments without paying a penalty, and the remainder on a fixed term.

In summary, a mortgage adviser/broker has a finger on the pulse on what is a good deal or not purely due to the number of lenders they interact with daily.

Getting your mortgage structured correctly at re-fix time is very important.

So before you re-fix online a loan coming up for renewal, give me a call for some free regulated advice.

Email, [email protected] or
Call Matt on 027 413 4097

What you should think about before changing banks.Contact Matt on 0274134097 to discuss your options.
30/06/2021

What you should think about before changing banks.

Contact Matt on 0274134097 to discuss your options.

Address

Johnsonville

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