Mike Pero Mortgages - Palmerston North

Mike Pero Mortgages - Palmerston North Proud to help families across the Manawatū-Whanganui region and beyond, Russell, Logan and Ashleigh strive to make home loans simple and personal.

Local people, honest advice, and genuine support every step of the way. Let's make your dreams a reality! Russell Harrop
I am passionate about providing not only quality service, but also tailoring the right package to suit a client’s individual needs and goals. My main goal is to help you, the client, to realise your dreams and aspirations in a way that is as stress-free as possible. I pride myse

lf on honesty, professionalism and a high level of integrity when meeting with clients, banks and intermediaries. I strive to build a strong relationship with clients, gaining a complete understanding of what drives them and maintaining a “client first” philosophy
Call me on 021 336 395
[email protected]

What actually happens on settlement day?It’s the day everything is finalised behind the scenes – your lawyer, the bank, ...
21/04/2026

What actually happens on settlement day?

It’s the day everything is finalised behind the scenes – your lawyer, the bank, and the seller’s lawyer work together to transfer the funds and register the property in your name.

Once that’s done… the keys are yours!

It’s a big moment, and we’ll make sure you know what to expect every step of the way.

Get in touch here: https://bit.ly/4o4TG8Q

Fixed rate ending soon?This is one of the best times to review your loan and make sure it’s still working for you.We can...
14/04/2026

Fixed rate ending soon?

This is one of the best times to review your loan and make sure it’s still working for you.

We can look at current rates, repayment options, and whether a different structure might give you a bit more flexibility or certainty over the next few years.

Get in touch with us here: https://bit.ly/4o4TG8Q

Autumn is well and truly here 🍂As the days get cooler, the property market often steadies, giving buyers a bit more time...
07/04/2026

Autumn is well and truly here 🍂
As the days get cooler, the property market often steadies, giving buyers a bit more time to think, compare, and negotiate.

If you’re considering a move this season, getting pre-approval sorted early can help you act with confidence when the right place comes up.

Get in touch with us here: https://bit.ly/4o4TG8Q

Happy Easter weekend 🐣Whether it’s a long weekend away, time with family, or just an excuse to eat a little too much cho...
04/04/2026

Happy Easter weekend 🐣

Whether it’s a long weekend away, time with family, or just an excuse to eat a little too much chocolate – we hope you get a chance to slow down and enjoy it!

Daylight savings is ending this weekend ⏰While you’re adjusting the clocks, it’s a good time to check in on a few things...
31/03/2026

Daylight savings is ending this weekend ⏰

While you’re adjusting the clocks, it’s a good time to check in on a few things around the home – like your smoke alarms, insurance cover… and even your mortgage if it’s due for review soon.

Small check-ins now can save bigger headaches later!

Get in touch with us here: https://bit.ly/4o4TG8Q

24/03/2026

Good luck to the boys this weekend
Get along and say hi to the team if you are at Whanganui speedway on Saturday

What is a LIM report, and why does it matter when you’re buying a home?A LIM (Land Information Memorandum) is a report f...
24/02/2026

What is a LIM report, and why does it matter when you’re buying a home?

A LIM (Land Information Memorandum) is a report from the local council that brings together official information about the property you're looking at. It can include things like zoning, building consents, drainage, rates, and whether there are any known risks, such as flooding or erosion.

It’s designed to help buyers make informed decisions before purchasing, as many of these details aren’t obvious just from walking through a house.

If you’re looking at buying and want help understanding what reports like this mean for you, we’re always happy to help: https://bit.ly/4o4TG8Q

Every home ownership journey looks a little different. For some it’s buying a first home, for others it’s refinancing, b...
17/02/2026

Every home ownership journey looks a little different. For some it’s buying a first home, for others it’s refinancing, building, investing, or planning the next step as life changes.

No matter where you are in that journey, it’s nice to have someone on your side! Someone to talk things through, answer the “what if” questions, and help you feel confident about what comes next.

That’s what we’re here for. To help, guide, and support you through it all!

Get in touch with us today: https://bit.ly/4o4TG8Q

Awesome to see the Manawatu Mustangs working together at Teams Champs last weekend!We’re proud to support such a great g...
11/02/2026

Awesome to see the Manawatu Mustangs working together at Teams Champs last weekend!

We’re proud to support such a great group of drivers and the hands behind the scenes – fantastic teamwork and effort from everyone involved!!

We’re already looking forward to the next one 🏁

Thinking about tackling some renovations while the sun’s still out?Depending on the equity you’ve built up in your home,...
10/02/2026

Thinking about tackling some renovations while the sun’s still out?

Depending on the equity you’ve built up in your home, you may be able to top up your lending to fund those improvements. Whether that’s a new kitchen, bathroom, or finally fixing some of the things on your list.

If you’d like to know what might be possible, get in touch and we can talk it through: https://bit.ly/4o4TG8Q

Address

45 Walding Street
Palmerston North
4410

Telephone

+6463553002

Website

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