Mike Pero Mortgages - Palmerston North

Mike Pero Mortgages - Palmerston North Proud to help families across the Manawatū-Whanganui region and beyond, Russell, Logan and Ashleigh strive to make home loans simple and personal.

Local people, honest advice, and genuine support every step of the way. Let's make your dreams a reality! Russell Harrop
I am passionate about providing not only quality service, but also tailoring the right package to suit a client’s individual needs and goals. My main goal is to help you, the client, to realise your dreams and aspirations in a way that is as stress-free as possible. I pride myself on honesty, professionalism and a high level of integrity when meeting with clients, banks and intermediaries. I strive to build a strong relationship with clients, gaining a complete understanding of what drives them and maintaining a “client first” philosophy
Call me on 021 336 395
[email protected]

Not ready to buy yet? You might actually be at the perfect stage to talk to us.You don't need a property picked out, a p...
15/09/2026

Not ready to buy yet? You might actually be at the perfect stage to talk to us.

You don't need a property picked out, a perfect deposit, or everything figured out before getting in touch with a mortgage adviser.

Maybe you're still saving, working on paying down some debt, or simply wondering whether homeownership could be realistic for you in the next year or two.

Having a conversation early can help you understand where you stand now, what you might be able to work towards, and what your next steps could look like.

Sometimes the best place to start really is with a simple “What if…?”

We're here to help you figure out the rest: https://bit.ly/4o4TG8Q

When was the last time you gave your home loan a proper check-up?A lot can change over the life of a mortgage – interest...
08/09/2026

When was the last time you gave your home loan a proper check-up?

A lot can change over the life of a mortgage – interest rates move, incomes change, savings grow, families change, and what worked for you a few years ago might not be the best fit today.

Reviewing your lending isn't necessarily about changing banks. Sometimes it's looking at how your loan is structured, what options are available, and whether there's anything you could be doing differently.

A quick conversation could uncover ways to save money, pay your loan off sooner, or make your lending work a little better for your life.

Get in touch with our team here: https://bit.ly/4o4TG8Q

A huge congratulations to Russell, who was awarded the Red@Heart Award at last week's Mike Pero conference in Noosa!Anyo...
03/09/2026

A huge congratulations to Russell, who was awarded the Red@Heart Award at last week's Mike Pero conference in Noosa!

Anyone who knows Russell knows how much he puts into what he does.

He genuinely cares about his clients, is always there to support our team, and is incredibly generous with his time and knowledge.

Well done, Russell! Now go and enjoy a well-earned few weeks in the UK – we'll hold down the fort while you're gone!

The Reserve Bank of New Zealand has increased the Official Cash Rate (OCR) by 0.25% todayReach out today to learn how th...
02/09/2026

The Reserve Bank of New Zealand has increased the Official Cash Rate (OCR) by 0.25% today

Reach out today to learn how this impacts you: https://bit.ly/4o4TG8Q

Spring is here, and for many buyers, that means house-hunting season!With more people starting to think about their next...
01/09/2026

Spring is here, and for many buyers, that means house-hunting season!

With more people starting to think about their next move, it’s a great time to get your finances organised before you fall in love with a property.

Knowing what you can afford, understanding your deposit, and having your finance ready can put you in a much better position when the right home comes along.

You don’t need to have found the one before talking to us either. We can help you get prepared now, so when the right property pops up, you know what your next step is.

Get in touch with our team today: https://bit.ly/4o4TG8Q

One of the checks you’ll often hear about when buying a home is a building inspection.When completed by a qualified buil...
25/08/2026

One of the checks you’ll often hear about when buying a home is a building inspection.

When completed by a qualified building inspector, it can give you more information about the condition of the property and can identify issues that might not be obvious when you first walk through the door.

There can be a lot to think about when you’re making an offer – finance, building reports, LIMs, insurance, valuations and the legal bits too.

We can help you understand the home-buying process, what to expect along the way, and what professionals you may need to speak to.

Get in touch with our team today: https://bit.ly/4o4TG8Q

A new home is a big milestone and it's worth making sure it's protected!One of the final steps before settlement is arra...
14/07/2026

A new home is a big milestone and it's worth making sure it's protected!

One of the final steps before settlement is arranging house insurance so your lending can be released and settlement can proceed.

We can help take care of that and, if you'd like, review your contents and vehicle insurance at the same time. One less thing to worry about while you're getting ready for moving day!

Get in touch with us to discuss your options: https://bit.ly/4o4TG8Q

The Reserve Bank has increased the OCR. Reach out today to learn how this impacts you: https://bit.ly/4o4TG8Q
08/07/2026

The Reserve Bank has increased the OCR.

Reach out today to learn how this impacts you: https://bit.ly/4o4TG8Q

Palmerston North continues to grow, with new homes and developments appearing across the city.If you've been considering...
07/07/2026

Palmerston North continues to grow, with new homes and developments appearing across the city.

If you've been considering a new build, you're not alone! They can offer a range of benefits, from modern layouts and energy-efficient features to lower maintenance costs.

The finance side can be a little different from buying an existing home, but with the right guidance it doesn't need to be complicated. Our team is here to help you understand your options and navigate the process with confidence.

Get in touch with us today to discuss your options: https://bit.ly/4o4TG8Q

Is your fixed loan term ending soon? A little planning can go a long way.When your fixed rate expires, your loan will us...
30/06/2026

Is your fixed loan term ending soon? A little planning can go a long way.

When your fixed rate expires, your loan will usually roll onto the bank's floating rate. Taking a look at your options before then can help ensure your lending is still working for you.

Our team is here to help you navigate the next step and find the structure that's right for you.

Get in touch with us today: https://bit.ly/4o4TG8Q

Address

45 Walding Street
Palmerston North
4410

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