Gina Nicol - Mortgage Adviser

14/09/2026

We’re having a First Home Buyers Night! 🏡 Know someone who’s thinking about buying their first home and would like to know what it’s all about? Share this around and come along, we’d love to see you there! 💙

🏡 Thinking about buying your first home?

Join us for our First Home Buyers Night, proudly held in partnership with Property Brokers Palmerston North.

Hear from our team of Financial Advisers covering mortgages and personal risk insurance, along with other local experts covering legal advice, real estate, valuations and building inspections. Giving you a great overview of what you need to know when buying your first home.

Whether you’re just starting to think about buying or already saving for your deposit, come along, ask questions and get ready for the journey! 💙🧡

📅 Wednesday 7 October | 5:30–6:30pm
📍 251 Broadway Avenue, Palmerston North
🍴 Nibbles & drinks provided | Adults only

Know someone looking to buy their first home? Tag them or share this post! 🏡✨

11/09/2026

We had the best time away at the Link Financial Group annual conference in Fiji 🏝️

Our team were lucky enough to take away 8 awards at the awards night. It’s awesome to get recognition for how hard we all work to find solutions for our customers.

What a crew!

02/09/2026

🏡 SETTLEMENT DAY! 🏡🔑

I’ve had the privilege of helping one of my best friend’s little brothers and his beautiful family achieve their goal of home ownership and it honestly makes this settlement feel extra special.

Being able to help them navigate the finance side, find a way forward and ultimately get their home loan sorted has been such a rewarding experience. There’s something pretty cool about helping people you’ve known for so long take such a huge step for their family.

Congratulations guys! 🥂🏡 I’m so incredibly happy for you all and can’t wait to see you make so many amazing memories in your new home. ❤️

Here’s to a very exciting new chapter! 🔑🏡

28/08/2026

What are you waiting for? 🏡

Thinking about buying your first home, purchasing an investment property, or selling your current home and buying your next one?

Having a chat with me to see how close you are is FREE. 🙌

All you need to do is provide me with a few details, and I can give you an idea of where things are sitting, what you may be able to borrow, what your options could look like, and what you might need to do to get there.

And the best part? There are more lending options available than you might realise.

Going straight to your bank means you're generally looking at what that one bank can offer and trying to fit into their lending criteria.

As a mortgage adviser, I can look across a range of lenders and find options that may suit your individual situation rather than trying to squeeze you into a one-size-fits-all box.

So, if you've been wondering "Could I actually buy yet?", let's find out. 😊

No obligation. No cost to have the initial chat. Just some information from you and I'll give you an idea of where things are at.

📩 Send me a message or get in touch to get started!

20/08/2026

An incredible night with an incredible crew, celebrating the groups wins. Bula from LFG in Fiji 🏝️

12/08/2026

The team behind the advice 💙🧡

Behind every great client experience is a great team.

I’m incredibly lucky to work alongside such a talented group of Mortgage and Insurance Advisers who genuinely care about helping our clients achieve their goals.

We bring together experience, knowledge and different areas of expertise across mortgages and insurance, but what really makes this team special is the people. We support each other, share ideas, celebrate the wins and always have our clients at the centre of what we do.

I’m proud to be part of a team that strives to be the best of the best, not just in what we do, but in how we look after the people who trust us with some of their biggest financial decisions.

Great people. Great advice. One team.

03/08/2026

✨ A real full-circle moment. ✨

I've known Tania for years through family connections, and when I was 14, I had my very first after-school job working under her guidance. Fast forward to today, and I've had the privilege of helping not only her son with his mortgage, but now Tania as well.

It's moments like these that remind me why I love what I do. There is something incredibly special about helping people you've known for years achieve their goals and being trusted to guide them through such an important milestone.

Congratulations, Tania & Matt! Thank you for putting your trust in me. Wishing you all the very best for this exciting next chapter. 🏡💙

28/07/2026

There are so many pros to seeing a mortgage adviser vs. going directly to your bank.

Home buying is not a one size fits all process. We have access to multiple lenders and can find the best policies to suit your needs. You don’t have to fit inside one box.

There’s no harm in having a chat and seeing what we can do to help you achieve your goals.

Unlike banks, a mortgage adviser compares options across multiple lenders (including your bank) to find what suits you.
✅ We do the legwork so you don't have to.
✅ We know what each lender is looking for, so your application is as strong as possible.
✅ We’re with you beyond approval - for refixes, reviews and whatever comes next.
And in most cases, it costs nothing. We’re paid by the lender you choose, not by you.
💬 Thinking about your mortgage options? Let's talk.

11/06/2026

Personal risk insurance is not usually something you consider when buying a house however it is something to take into consideration. You may not need it now, but life happens and it’s good to know you can still pay your mortgage should something go amiss in the future!

⭐️⭐️⭐️⭐️⭐️ CLIENT LOVE ⭐️⭐️⭐️⭐️⭐️

Personal risk insurance is one of those things you hope you'll never need, but when life takes an unexpected turn, having the right cover in place can make all the difference.

We're incredibly grateful to receive this heartfelt feedback from Francis, Amy and Josh. Supporting families through challenging times is at the heart of what we do, and knowing we've helped provide financial security and peace of mind when it was needed most is why we're passionate about personal risk insurance.

Thank you for trusting Brian and the team to guide you through the process. Your kind words mean the world to us. ❤️

04/06/2026

🏉 Proud to be part of a team that supports our local community and the organisations that help it thrive.

Coming from a rugby family myself, this sponsorship is especially meaningful. Rugby has always been a big part of my life, so it’s great to see support being given to the referees who play such an important role in the game.

Wishing the Manawatu Rugby Referees Association a fantastic season ahead! 💙🧡

🏉 Proud to support our local rugby community!
Brian Ferguson, Director & the Team at Mortgage & Insurance Link Manawatu, are proud to sponsor the Manawatu Rugby Referees Association alongside Matt McEwan, President of MRRA.
Referees play a vital role in our game, and we're delighted to help support the people who make rugby possible both on and off the field.
Wishing the MRRA and its referees a successful season ahead! 💙💛