Gina Nicol - Mortgage Adviser

11/06/2026

Personal risk insurance is not usually something you consider when buying a house however it is something to take into consideration. You may not need it now, but life happens and it’s good to know you can still pay your mortgage should something go amiss in the future!

⭐️⭐️⭐️⭐️⭐️ CLIENT LOVE ⭐️⭐️⭐️⭐️⭐️

Personal risk insurance is one of those things you hope you'll never need, but when life takes an unexpected turn, having the right cover in place can make all the difference.

We're incredibly grateful to receive this heartfelt feedback from Francis, Amy and Josh. Supporting families through challenging times is at the heart of what we do, and knowing we've helped provide financial security and peace of mind when it was needed most is why we're passionate about personal risk insurance.

Thank you for trusting Brian and the team to guide you through the process. Your kind words mean the world to us. ❤️

04/06/2026

🏉 Proud to be part of a team that supports our local community and the organisations that help it thrive.

Coming from a rugby family myself, this sponsorship is especially meaningful. Rugby has always been a big part of my life, so it’s great to see support being given to the referees who play such an important role in the game.

Wishing the Manawatu Rugby Referees Association a fantastic season ahead! 💙🧡

🏉 Proud to support our local rugby community!
Brian Ferguson, Director & the Team at Mortgage & Insurance Link Manawatu, are proud to sponsor the Manawatu Rugby Referees Association alongside Matt McEwan, President of MRRA.
Referees play a vital role in our game, and we're delighted to help support the people who make rugby possible both on and off the field.
Wishing the MRRA and its referees a successful season ahead! 💙💛

04/06/2026

🏡 SOLD... and officially homeowners! 🎉

A huge congratulations to Hannah, Nikolai and their little family on purchasing their very first home! ❤️

This journey wasn't without its challenges, but through determination, patience, and a willingness to explore every option available, we were able to get them across the line and into a home they can truly call their own.

Thank you both for trusting me to guide you through the process. It has been an absolute privilege to be part of your homeownership journey.

I wish you many happy years, wonderful memories, and plenty of family milestones in your new home. 🏡✨

Congratulations again, Hannah & Nikolai! 🎉

21/05/2026

Another first home journey complete 🏡✨

So excited for these clients who have officially secured their first home! Buying your first home can feel overwhelming, but moments like this make it all worth it 🥂

Thank you so much for trusting me to be part of such a special milestone. Wishing you all the best as you start this exciting new chapter in your own home 💙

19/05/2026

Your Adviser should be there for the life of your loan.

I’m here from the first enquiry right through to your structure reviews and future plans once you have your home.

Just because your lending is approved, doesn’t mean you can’t come to me for any and everything lending related. Like a little mortgage advice fairy 🧚‍♀️

False - getting approved is just the start. 😊

Your Mortgage Link adviser is in your corner long after settlement - helping you refix, adjust your mortgage structure if life changes, and secure lending for your next property move.

💬 Get in touch. We're here for the long haul.

29/04/2026

Our team will be at the Women’s Lifestyle Expo again this year! I’ll be there Sunday, but if you’re keen to go, head over to our main business page and let us know who you’d take and you could be going for free!

🎉 GIVEAWAY TIME! 🎉

We’ve got 2 tickets to the Palmerston North Women’s Lifestyle Expo to give away! 💃✨

To enter, simply tag who you’d bring with you in the comments and tell us why you’d love to take them along💕

Whether it’s your bestie, mum, sister, or someone who deserves a fun day out tell us below!

Winner will be drawn on the 13th of May. Good luck! 🍀

22/03/2026

The sweetest family are settling into their very first home this week 🏡✨ and I just had to share this beautiful review they left:

“Our experience with Mortgage Link was smooth, easy, and incredibly fast. From the very beginning, all of our expectations were not only met but exceeded. Gina, our mortgage broker, was efficient, professional, and kept communication clear and consistent throughout the entire process.

We felt fully supported every step of the way, with the team guiding us in the right direction towards purchasing our first family home. What really stood out was their positive, can-do attitude, it truly reflects who they are as an organisation.

We can honestly say there were no complications along the way, which made what can often be a stressful process feel seamless and straightforward. Within just a couple of weeks, we were able to find our home and put in an offer.

Thanks to their dedication and support, we are now on our journey to owning our first family home, and we couldn’t be more grateful.”

I’m so incredibly grateful for clients like this 🧡🩵

Congratulations again on your new home, such an exciting milestone for your family! 🎉

19/03/2026

Out of office looking a little different today.

Took the time out to go on my son’s school trip to feed the Eels over the He Ara Kotahi Bridge and a visit to the lookout.

Grateful to work in a role that allows flexibility to do this with my boys and awesome clients who understand too 💕

26/02/2026

Helping families into their first home never gets old ❤️

This one meant a lot.

The Manley family have worked incredibly hard to get to this point, and I am SO excited for them to finally set some roots down and have a place to call their own. A home where memories will be made, milestones celebrated, and where generations can come together for years to come.

And on a personal note, my boys can’t wait for Ray to take them out fishing 🎣💙

Buying your first home isn’t always straightforward, but with the right support, it absolutely can happen.

So proud of you guys 🏡✨

05/02/2026

SOLD 🎉
Huge congratulations to these legends on purchasing their first home!

From a last-minute joint application to a smooth settlement in January 2026, this journey was all about teamwork, trust, and a whole lot of excitement. As first home buyers, they jumped in with courage, and absolutely smashed it. 🔑

Helping first home buyers navigate the process with clarity (and way less stress) is what it’s all about.

Ngā mihi for trusting me and Mortgage Link with such a big milestone 💙🧡

If you’re thinking about buying your first home and want someone knowledgeable, supportive, and easy to work with, I’ve got you.