Youm

Youm We are Youm, your mortgage advisers. We’re the same team that has been providing lending advice for the Manawatū since 1987.

Our old school knowledge paired with new school tactics keeps us at the top of the game. We are more than just mortgage advisers. We are not aligned with any bank, so we are here for you and only you. We aim to offer you the best advice, support you through the entire process, and then watch you prosper in your financial journey.

14/09/2026

Buying your first home can feel exciting and a little nerve-racking.

One of the biggest questions we hear is, “What can I actually afford?”

We’ll help you understand your numbers and what could be possible before you start house hunting.

Talk to the team at YOUM.



Simon Lees - Mortgage Broker

Happy birthday Megan 🥳
10/09/2026

Happy birthday Megan 🥳

Lowest rate doesn't always mean best deal. Flexibility matters too.Our advisers help you look at the whole picture, not ...
07/09/2026

Lowest rate doesn't always mean best deal. Flexibility matters too.

Our advisers help you look at the whole picture, not just one number.

The OCR has increased to 2.75%, which could put further upward pressure on mortgage rates.If you’ve got a fixed rate com...
02/09/2026

The OCR has increased to 2.75%, which could put further upward pressure on mortgage rates.

If you’ve got a fixed rate coming up for renewal, now is a good time to review your options and plan ahead.

Get in touch with the Youm team to see what this change could mean for your mortgage.

newzealand

You might be closer to your first home than you think.Not sure where you stand?Let's start the conversation, with YOUM. ...
31/08/2026

You might be closer to your first home than you think.
Not sure where you stand?
Let's start the conversation, with YOUM.

No pressure, just clarity.Talk to a YOUM adviser before you start house hunting, so you know exactly what you're working...
24/08/2026

No pressure, just clarity.

Talk to a YOUM adviser before you start house hunting, so you know exactly what you're working with.

04/08/2026

Is the time right, or are you just not sure yet? 🤔
That’s a normal place to be.

🏡 You might be closer than you think
💰 Your deposit is only one part of the picture
📊 Repayments need to feel manageable
🤝 A mortgage adviser can help you make sense of it

Start with a conversation. Come see us at YOUM.



Brent Jaslarz- Mortgage Adviser

27/07/2026

Buying your first home comes with plenty of misconceptions.

Don't let common myths stop you from exploring what's possible.🏡

Our mortgage advisers are here to help you make sense of it all.

Pre-approval doesn’t lock you in. 🏡It helps you understand where you stand and understand your borrowing position before...
20/07/2026

Pre-approval doesn’t lock you in. 🏡

It helps you understand where you stand and understand your borrowing position before you start making offers.

Simple as that.

Address

40 Victoria Avenue
Palmerston North
4410

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+6463584006

Website

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