Ashleigh Register - Mike Pero Mortgages

26/11/2025

Some genuinely encouraging news today if you’re getting close to a refix or looking to buy: the OCR has dropped by 0.25%.

This isn't the only factor banks consider when setting interest rates, but it’s an important one, and a change like this often gives lenders room to review what they’re offering. We are keeping an eye on how lenders respond to this one!

If you're wondering what this could mean for you and your plans, feel free to get in touch :)

The Reserve Bank has dropped the OCR by 0.25% to 2.25%.

The OCR is a key figure banks pay close attention to, so we are keeping an eye on them to see how they react over the next few days and weeks.

If your fixed rate is ending soon, or you’re looking at buying or refinancing, it's a great time to take stock and see where you stand.

If you would like to chat about your situation, you can get in touch with us here: https://bit.ly/4o4TG8Q

02/11/2025

Back in the office after spending most of last week curled up on the couch with some books and feeling sorry for myself!

Still recovering, but it feels good to get back into the swing of things - and coffee has never been more appreciated!

08/10/2025

The RBNZ has announced they’ve dropped the Official Cash Rate to 2.5%, which is the lowest it has been since July 2022.

What this means for you will depend on your situation. Whether you’re buying, refixing, or simply keeping an eye on things, changes like this can have a flow-on effect across the market.

Some banks started adjusting their interest rates ahead of the announcement, and others are making those changes today - so it’s definitely worth keeping an eye on them.

If you’re wondering how this could impact your current lending or future plans, I’m always happy to chat and help make sense of the changes.

Reach out today to talk it through: bit.ly/4o4TG8Q

The Reserve Bank has reduced the OCR by 50 basis points, bringing it down to 2.5%.

If your loan’s coming up for review or you’re curious if this change impacts you, let’s talk about your options: bit.ly/4o4TG8Q

- The Team at Mike Pero Mortgages Palmerston North

28/05/2025

The OCR has dropped again and is now sitting at just 3.25% - the lowest it’s been since October 2022! 📉

Some banks have already started dropping their interest rates (and we hope to see more of this over the next few weeks), which could mean savings if you’ve got a mortgage, or a better deal if you're thinking about buying.

If you’re curious about what it means for you (or just want to chat money stuff), feel free to flick me a message - I'm always happy to help 😊

12/05/2025

I thought I should probably get around to kicking things off here by introducing myself and explaining a bit about what I do!

I’m a born-and-raised Palmy local, now raising two awesome girls here with my better half, Michael.

When I’m not working, you’ll usually find me curled up with a good book, crocheting, knitting (badly 😅), gaming, or blasting a bit of Sleep Token.

I’ve recently stepped into the role of Mortgage Adviser at Mike Pero Mortgages Palmerston North, and I’m lucky enough to be mentored by the amazing Russell Harrop!

I’m here to help with all sorts of mortgage needs - whether you’re buying your first or next home, building, refinancing, or would like to chat about topping up or refixing your mortgage, I'm here to help!

I can also help with general insurances, such as house, contents, and car insurance.

If you’ve got questions or want to sit down and have a chat, feel free to flick me a message. I’d love to see how I can help!