Momentum Financial Limited

29/05/2026

Life insurance is one of those things many people hope they’ll never need, but it can make a major difference when life takes an unexpected turn.

The FSC’s latest figures show New Zealanders hold around 4 million life insurance covers, with annual premiums reaching $3.31 billion.

It’s a useful reminder that cover plays an important role in helping protect households, incomes and financial plans.

22/05/2026

When was the last time you reviewed your insurance cover?

Life can change gradually. Your income, mortgage, family responsibilities, health, work situation, and financial goals may look quite different from when your policies were first set up.

A review doesn’t mean you need to start again. It simply helps check whether your cover still reflects your current needs, and whether anything should be updated.

A simple review can make a big difference.

Get in touch if you’d like to talk through your cover.

15/05/2026

Could your pet be good for your heart?

This article looks at the link between pets, movement, stress, connection and heart health, and why coming home to a wagging tail or purring cat may be doing more for your wellbeing than you think.

Of course, getting a pet is a big commitment and not a substitute for healthy habits or medical care. But it’s a nice reminder that connection, routine and companionship can all play a part in looking after ourselves.

There's something quietly powerful about coming home to a wagging tail or a purring cat after a long day. For many of us, a pet is simply whānau. But research shows that the bond we share with our animals may go beyond the warm fuzzies – it could also help our hearts too.

07/05/2026

A quick insurance check-in doesn’t have to be complicated, but it can make a big difference.

Life changes over time. Your income, mortgage, family situation, debts, and budget may all look different now compared with when your cover was first set up.

Taking a little time to review your insurance can help make sure it still fits your needs, and that there are no unexpected gaps or surprises later.

If you’re not sure whether your current cover is still right for you, get in touch with the Momentum Financial team. We’re here to help.

30/04/2026

Life doesn’t stay the same, and your insurance shouldn’t be left on autopilot.

Changes to your income, family, mortgage, health or lifestyle can all affect the type and level of cover that suits you.

A quick review can help make sure your insurance still reflects where you are now, and what you’d want protected if life took an unexpected turn.

Get in touch to book a review.

24/04/2026

Not sure where to start with insurance?

With so many options out there, it can feel a bit overwhelming. Understanding the basics is a good first step, but having someone guide you through it can make all the difference.

If you’d like to talk it through, feel free to get in touch with us.

17/04/2026

Life changes, and sometimes people reconsider their insurance cover.

Before cancelling a policy, it can be helpful to understand how insurers assess new applications and why getting cover again later may look different.

This article walks through some of the key things to think about.

10/04/2026

Health insurance costs have been rising, and forecasts suggest medical inflation in New Zealand could remain high in the coming years.

Higher treatment costs, increased demand for healthcare, and advances in medical technology are all contributing to the pressure on premiums.

If you have health insurance, it may be a good time to make sure you understand what your policy covers and how it fits your needs.

Our article explains what’s driving the increases and what it could mean for policyholders.

02/04/2026

Recent reports suggest many New Zealanders are not getting the recommended amount of vegetables each day.

Cost pressures, busy lifestyles, and the rise of takeaway and delivery options are all influencing how people eat. At the same time, seasonal produce can still offer good value and healthy options for families.

It’s a helpful reminder that small choices around food and wellbeing can make a difference over time.

Despite programmes in schools to teach children how to cook vegetables, "consumption seems to be dropping".

27/03/2026

If you have debt, you probably need insurance. Here’s what you need to know about how the two sides of this financial equation work together.