Momentum Financial Limited

28/08/2026

A serious illness can affect more than your health. It can also change how you work, manage household responsibilities and meet everyday expenses.

Time away from work, extra costs and changes to family routines can all add financial pressure during recovery.

Our latest article looks at the practical financial side of serious illness, including how personal insurance may help and why it can be worth reviewing whether your cover still reflects your circumstances.

20/08/2026

Life changes, and your insurance needs can change with it.

A home purchase, growing family, new job, change in income or paying down debt can all affect whether the cover you set up years ago still suits where you are today.

That doesn’t always mean making changes. Sometimes a review simply confirms that your current cover is still appropriate.

This article looks at some of the common reasons it can be worth reviewing your insurance, and what to think about before reducing or cancelling cover.

14/08/2026

If you spend a lot of your day sitting at a desk, small bursts of movement can be easier to fit in than you might think.

The Heart Foundation shares some simple ways to move more and sit less at work or at home, from taking short walking breaks to standing during calls and adding a few stretches between tasks.

A useful reminder that looking after your health doesn’t always require a big change in routine.

An important way to reduce your risk of heart disease is to move more and sit less. Here are some simple tips, and a chair workout, for staying active at home or at work.

07/08/2026

The people and plans that matter most can also come with financial responsibilities.

Personal insurance can help provide financial support if illness, injury or another unexpected event affects you or your family - helping protect things like your income, mortgage and day-to-day lifestyle.

The right mix of cover will depend on your circumstances, priorities and who relies on you financially.

If it’s been a while since you reviewed your insurance, we’re happy to help you look at whether your cover still suits where life is at.

31/07/2026

Having several insurance policies does not always mean they are working together as effectively as they could.

Life, trauma, health and income protection cover each respond to different situations. When they are structured carefully, they may help reduce gaps, avoid unnecessary overlap and provide support across a wider range of circumstances.

Our article looks at how different types of personal insurance can complement one another, along with factors such as waiting periods, exclusions, affordability and existing benefits.

24/07/2026

Thinking about cancelling your insurance to reduce costs?

It’s worth checking the longer-term impact first. If your health or circumstances change, taking out new cover later may involve fresh underwriting, exclusions, higher premiums, or reduced options.

Before making a decision, consider whether your cover could be adjusted instead. A review can help you understand what you have in place and the options available.

17/07/2026

It’s easy to put insurance in the “deal with it later” category. But if illness, injury or the loss of a loved one affects a household, the financial impact can be immediate.

Different types of personal insurance are designed to protect against different risks, from replacing income to helping with mortgage payments, treatment costs or family expenses.

This article explains the main types of cover, why many people remain underinsured, and how advice can help build protection around your circumstances and budget.

09/07/2026

Looking after your health is about more than what is happening today. It is also about the habits and choices that may support your wellbeing in the years ahead.

This article looks at some simple lifestyle factors that may help support brain health as we age, from staying active and socially connected to getting good sleep and looking after overall health.

It is also a good reminder that planning ahead matters. Personal insurance can help provide financial support if illness or injury affects your ability to work, earn, or maintain your lifestyle.

Quitting smoking, eating a healthy diet, taking part in social activities and s*x can all help prevent cognitive decline as you age.

03/07/2026

Health insurance may help with the cost of eligible private treatment, giving you more options when you need care.

Cover can vary depending on the policy, including what treatments are eligible, any exclusions, and the level of benefits available. That is why it can be helpful to understand how your cover works and whether it still suits your needs.

Speak to us to discuss your health insurance options.

26/06/2026

Recovery after a serious injury can involve far more than physical healing.

New research from the University of Otago highlights the need for better long-term support for people recovering from major trauma, including access to mental health assessment and care.

It is an important reminder to check in on those around us after difficult life events. Recovery can take time, and support can make a real difference.

Survivors of major trauma need more support with patients struggling to access care, University of Otago researchers say.