29/10/2026
Can I get a loan if I’m on a sickness benefit?
If you’re unable to work because of your health, an unexpected car repair or broken washing machine can leave you wondering where to turn.
You probably have a few questions. Does your benefit count as income? What would you need to apply? And could you comfortably manage the repayments?
We’ve put together a guide that talks through those questions, including the assistance worth checking before you borrow.
Read the guide here
Can I get a loan on a sickness benefit in NZ? Understand eligibility, medical costs, repayment checks and assistance to explore before you borrow.