Nexaura Group

Nexaura Group we help people whether you're a first home buyer,want to review or refix existing mortgage or grow i

Kiran has 12 years of experience at BNZ Bank and 4 years as a Financial Adviser at Premium Mortgages Ltd and possesses a deep understanding of the local housing market, lending practices, and regulatory requirements. With such extensive tenure,Kiran have a wealth of knowledge in helping clients navigate various financial situations and secure suitable mortgage options tailored to client needs. She has also developed strong relationships within the industry, allowing clients to negotiate favorable terms for their clients. Overall, her expertise and track record of assisting clients in achieving their homeownership goals makes hee a valuable resource in the mortgage industry.

First home Dream? 5% deposit not enough! 🏡DM for free assessment 0212558907
16/09/2026

First home Dream? 5% deposit not enough! 🏡

DM for free assessment 0212558907

"How this North Shore couple bought a $1.1M house with only $55k 🏠"Stop saving for a 20% deposit! 🛑 Most first home buye...
04/09/2026

"How this North Shore couple bought a $1.1M house with only $55k 🏠"

Stop saving for a 20% deposit! 🛑 Most first home buyers in New Zealand think they need over $200,000 sitting in the bank before they can stop renting—but that is simply not true.

Real Client Example:

Location: North Shore, Auckland 🏡

Combined Income: $148,000

Deposit: $55,000 (100% Gifted — zero KiwiSaver used!)

Purchase Price: $1.1 Million

The Result: They thought they needed $220,000 saved to buy on the Shore, but we got them approved with just 5% down!

Why the Kāinga Ora First Home Loan is a Game Changer:

✅ Buy with just 5% deposit (instead of the standard 20%)

✅ No house price caps

✅ No bank low-equity fees

✅ Use KiwiSaver, savings, or gifted money from family

If you're earning under $95k as a single or under $150k as a couple, you could be far closer to owning your first home than you think.

👉 Want to see if you qualify? Tap the link in my bio to take a 60-second check—it takes less than a minute and won't affect your credit score!

(Eligibility applies: Must be an NZ Resident/Citizen, purchasing a first home. Income caps and a 1.2% lender's mortgage insurance fee apply).

Think you need 20% deposit? How kiwis are Buying First Home with just 5% Down
28/08/2026

Think you need 20% deposit? How kiwis are Buying First Home with just 5% Down

28/08/2026

Contact us for more details

Want to upgrade your kitchen or bathroom without paying standard interest rates? 🛠️✨You could top up your home loan for ...
25/08/2026

Want to upgrade your kitchen or bathroom without paying standard interest rates? 🛠️✨

You could top up your home loan for as low as 2.5% p.a. (3-year fixed) to fund up to $50k in home improvements!

📲 Want to check if your property qualifies? Comment "RENO" below or click the link in my bio to chat with me directly!

The secret to buying Kiwi home with less deposit .
08/07/2026

The secret to buying Kiwi home with less deposit .

Contact me for further details
20/06/2026

Contact me for further details

Maximize your rewards with up to 1.25% cash back on new residential home loans, with a 20% equity contribution, limited ...
20/06/2026

Maximize your rewards with up to 1.25% cash back on new residential home loans, with a 20% equity contribution, limited to $25,000.

Terms and conditions apply .

Contact for further information.


# Refinance

I am pleased to announce that Premium Mortgages has successfully rebranded and transitioned to Nexaura Group, marking an...
30/05/2026

I am pleased to announce that Premium Mortgages has successfully rebranded and transitioned to Nexaura Group, marking an exciting new chapter for my business. Despite the change in name, my commitment to helping you achieve your financial objectives remains unwavering. You can expect the same high level of personalized service and expertise that you have come to trust from me. Whether you are a first-time homebuyer navigating the market or a seasoned investor expanding your portfolio, I am dedicated to securing the most favorable rates and loan structures tailored to your needs. Your existing applications, loans, and financial strategies will continue uninterrupted, with my contact details remaining largely the same - please note my new email address below. I appreciate your ongoing support and look forward to continuing to work with you under our new brand. Warm regards,

Address

15 Hangahai Road, Flat Bush
Auckland
2016

Telephone

+64212558907

Website

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