What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Loan Market - Kyle Reardon

Home
New Zealand
Auckland
Loan Market - Kyle Reardon

Directions Website

Providing my clients with the best advice for a smooth, stress- free mortgage experience.

Navigating your property journey with precision and care. As a dedicated Mortgage Adviser based in Westgate, I am passionate about helping clients navigate the West Auckland property market and beyond. Whether you are buying your first home in Massey, upgrading in Hobsonville, or building an investment portfolio in Henderson or Kumeu, my goal is to secure the most competitive finance structure for your unique situation.

01/11/2026

A few nice words to finish off the week 🙌

Always grateful when clients take the time to leave a review and share their experience.

Thank you for the kind words and for trusting me to be part of your home loan journey.

29/10/2026

𝘽𝙚𝙛𝙤𝙧𝙚 𝙔𝙤𝙪 𝙎𝙩𝙖𝙧𝙩 𝙃𝙤𝙪𝙨𝙚 𝙃𝙪𝙣𝙩𝙞𝙣𝙜: 𝙃𝙤𝙬 𝙩𝙤 𝙂𝙚𝙩 𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚-𝙍𝙚𝙖𝙙𝙮

Before you start house hunting, it's worth knowing whether you're mortgage-ready. 🏡

Having a deposit is a great start, but lenders also look at your income, spending habits, existing debts and credit history when assessing a home loan application.

Getting your finances organised early can make the buying process smoother, help you understand your budget and avoid unnecessary delays when you find the right property.

In this week's update, I cover what lenders look for, the paperwork you'll need and some common mistakes that could hold up your mortgage approval.

Whether you're looking to buy your first home or know someone who's starting their property search, I hope you'll find this guide useful. Click the link to read more: https://linktr.ee/kylereardon

Feel free to get in touch with any questions or pass it on to someone who might benefit. 👍

Cheers,

Kyle the Mortgage Guy | 021 638 464

Kyle's Weekly Finance Update 🏡💰

27/10/2026

Found the right home, but you’re not the only one interested?

A multi-offer situation is when more than one written offer is made on a property, and it can make buying feel a little more stressful.

The seller doesn’t necessarily have to choose the highest offer. Price, conditions, settlement dates and other factors can all play a part in their decision.

That’s why being prepared matters. Having your finance lined up, doing your due diligence and knowing what you’re comfortable offering can put you in a stronger position.

And remember, don’t let the competition push you beyond what you can comfortably afford.

Found a property you want to make an offer on? Get in touch and we can make sure your finance is ready to go.

Book in a quick chat here: https://calendly.com/kyle-reardon-loanmarket/30min

Cheers,
Kyle 📲 021 638 464

25/10/2026

🏡 CLIENT WIN OF THE WEEK

After 35 years with the same bank, Peter and his wife decided to take a fresh look at their banking.

I helped them restructure their lending, negotiated an interest rate they were happy with and secured a $10,000 cash contribution. Peter shared that the changes saved them thousands of dollars.

But another part of his Google review really stood out to me: “Kyle worked exceptionally hard for us and navigated any roadblocks we ran into on the way with us - true teamwork!”

Changing your banking can feel like a big undertaking, especially after so many years. Having someone work through the options and help manage the process can make that next step feel more manageable.

Thank you, Peter, for your trust and such generous feedback. It was a pleasure helping you both.

Been with your bank for years? Let’s see how your current lending fits your needs today.

Note: This was Peter’s individual outcome. Any potential benefit from switching depends on your circumstances, costs and lender terms.

23/10/2026

A round of golf for a good cause 🏌️🧡

I recently took part in a charity golf day supporting Orange Sky, a charity helping people experiencing homelessness and hardship across Aotearoa.

If you haven’t come across Orange Sky before, they provide free laundry, warm showers and a welcoming space for a chat. Alongside those practical essentials, their volunteers offer connection and conversation, without judgement.

Having clean clothes, a warm shower and someone who takes the time to listen can make a real difference to someone doing it tough.

It was a pleasure to play a small part in supporting their work. A big thank you to the organisers and everyone who got involved on the day.

You can learn more about Orange Sky or support what they do here: orangesky.org.nz

And with Labour Weekend coming up, I hope you get a chance to enjoy a bit of downtime, whether that’s out on the golf course, away with family or relaxing at home. Have a great long weekend!

20/10/2026

You’ve got your pre-approval. What happens next? 🏡

Getting pre-approved is an exciting step, but there’s still a bit to work through before those keys are in your hand. 🔑

Once you start house hunting, things can move quickly. It’s a good idea to have your solicitor ready, understand the conditions you may need when making an offer, check insurance and complete your due diligence on the property.

And remember, a pre-approval doesn’t automatically mean every property will be approved. Your lender will still need to be happy with the property you choose before your finance is confirmed.

Having the right people around you can make the whole process much easier.

Got your pre-approval and ready to start looking? Get in touch and we can help you through the next steps.

Book in a quick chat here: https://calendly.com/kyle-reardon-loanmarket/30min

Cheers,
Kyle 📲 021 638 464

18/10/2026

⭐ CLIENT WIN OF THE WEEK

Sometimes the most useful part of a mortgage conversation is discovering something you hadn’t thought to ask about.

For Zeb, taking the time to talk through their needs helped us find a solution that suited their financial situation. In his Google review, he also shared that we showed them benefits they didn’t know were available.

Their win was a solution that felt right for them, along with feeling more at ease throughout the process.

That starts with listening.

Before making a recommendation, I want to understand what matters to you, how your finances work and what you need from your lending.

Zeb described working with our team as an “easy and smooth experience”, which is lovely feedback to receive.

Thanks, Zeb, for trusting us with your refinance and taking the time to share your experience.

If it’s been a while since someone looked at how your mortgage fits your life, send me a message. We can take a look together.

15/10/2026

𝙒𝙝𝙖𝙩 𝙎𝙝𝙤𝙪𝙡𝙙 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝘽𝙪𝙮𝙚𝙧𝙨 𝘼𝙨𝙠 𝘼𝙩 𝘼𝙣 𝙊𝙥𝙚𝙣 𝙃𝙤𝙢𝙚?

For first home buyers, those early open homes can come with plenty of questions. What should you ask the agent? How do you explain where your finance is at? And what happens when you find a property you like?

This week, I’ve put together a short guide to help buyers feel more prepared and get more out of their open-home conversations. Whether you’re helping clients find a home, starting your own search or supporting a friend or family member, there’s something here to help.

Click the link to read more: https://linktr.ee/kylereardon

Feel free to pass this guide on to anyone preparing to buy their first home. If they’re unsure about their budget or what their pre-approval means, I’m happy to help them work through their next steps. 👍

Cheers,

Kyle the Mortgage Guy | 021 638 464

Kyle's Weekly Finance Update 🏡💰

13/10/2026

Thinking about switching your mortgage to another bank? 🏡

Refinancing could help you secure a better rate, restructure your lending, access equity or find a loan that better suits where you are now.

But a better-looking deal doesn’t always mean you’ll be better off.

Before making the switch, it’s important to consider things like break fees, legal or valuation costs, existing cash contribution commitments and the overall structure of the new loan.

The numbers need to stack up before you make the move.

Thinking about refinancing? Book in a quick chat here: https://calendly.com/kyle-reardon-loanmarket/30min

Cheers,
Kyle 📲 021 638 464

11/10/2026

🏡 CLIENT WIN OF THE WEEK

Buying your first home is exciting, but there’s a lot to get your head around. Adele and her partner described the property market and financial details as “incredibly daunting at first”.

We helped them work through the process, explaining their options, answering their questions and keeping them updated along the way.

Their win? Buying their first home while feeling secure, supported and valued throughout the journey.

As Adele put it: “They turned what could have been a highly stressful process into a seamless and exciting milestone.”

That’s a lovely outcome to be part of. I want my clients to understand the decisions they’re making and feel comfortable asking questions, however small they might seem.

Thank you, Adele, for your thoughtful Google review and for letting us be part of such a big milestone for you both.

Thinking about your own first home? Get in touch and we can work through where to start.

Address

7 Fred Taylor Drive, Westgate
Auckland
0814

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://adviser.loanmarket.co.nz/kyle-reardon/, https://linktr.ee/kylereardon, https://www.instagram.com/kyle_themortgag

Alerts

Be the first to know and let us send you an email when Loan Market - Kyle Reardon posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.