Kyle Reardon - Mortgage Adviser

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Kyle Reardon - Mortgage Adviser

Providing my clients with the best advice for a smooth, stress- free mortgage experience.

15/09/2026

Could buying a home with friends or family help you get on the property ladder sooner? 🏡

For some buyers, saving the deposit or meeting lending requirements on their own can be challenging. Co-ownership can be another option worth exploring.

By buying with friends, siblings or family, you can pool your resources and share the costs of home ownership.

There’s plenty to consider though, including how much everyone contributes, how the mortgage is structured and what happens if someone’s circumstances change.

Getting good mortgage and legal advice from the start is key.

Thinking about buying together? Get in touch and we can talk through your options.

Book in a 30 min chat here: https://calendly.com/kyle-reardon-loanmarket/30min

Cheers,
Kyle 📲 021 638 464

13/09/2026

A few nice words to finish off the week 🙌

Always grateful when clients take the time to leave a review and share their experience.

Thank you for the kind words and for trusting me to be part of your home loan journey.

11/09/2026

This is one recognition I’m genuinely proud to share.

I’ve been named one of Loan Market NZ’s Top 25 Customer Champions after receiving a perfect +100 Net Promoter Score, voted directly by my clients.

What makes this particularly meaningful is that it wasn’t based on an award submission. It came from the people I’ve had the privilege of helping with their mortgages and property decisions.

Thank you to every client who took the time to share their experience. I never take that trust for granted, and I’m incredibly grateful for your support.

You can read the full Loan Market NZ article here:
https://www.loanmarket.co.nz/news/why-real-relationships-win-in-finance/

08/09/2026

📢 The Official Cash Rate (OCR) has increased to 2.75%, so what does that mean for your mortgage?

If your mortgage is currently fixed, nothing changes right now. Your interest rate and repayments will stay the same until your fixed term ends.

However, if you’re on a floating or revolving credit rate, your lender may increase its rate following the announcement.

For anyone whose fixed rate is coming up for renewal in the next few months, now is a good time to start looking at your options.

This could include reviewing how long to fix for, whether to split or restructure your mortgage, and whether your current lender is still the right fit.

If you’re already fixed and nothing has changed, there may be nothing you need to do. But if your rate is coming up for renewal, your circumstances have changed or you’re planning your next property move, feel free to get in touch.

Give me a shout on the number below or book a chat with me here https://calendly.com/kyle-reardon-loanmarket/30min

📞 021 638 464

04/09/2026

𝘿𝙤𝙚𝙨 𝙔𝙤𝙪𝙧 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝙉𝙚𝙚𝙙 𝙩𝙤 𝘽𝙚 𝙋𝙚𝙧𝙛𝙚𝙘𝙩? 𝙒𝙝𝙮 𝙂𝙚𝙩𝙩𝙞𝙣𝙜 𝙤𝙣 𝙩𝙝𝙚 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙇𝙖𝙙𝙙𝙚𝙧 𝙈𝙖𝙩𝙩𝙚𝙧𝙨.

The first home doesn’t have to be the forever home.

For many buyers, one of the biggest hurdles is letting go of the idea that their first property needs to tick every box. Sometimes, getting into the market with a home that is simply a good starting point can create more opportunities for the future.

In this week’s update, I look at why first homes are often stepping stones, how getting started can help build equity over time, and why property is generally a long-term game rather than a search for the perfect purchase.

Sometimes the most important step is simply the first one.

Click the link to read more: https://linktr.ee/kylereardon

Please feel free to reach out, or share with someone that might find this useful. 👍

Cheers,

Kyle 📲 021 638 464

01/09/2026

Spring has a way of getting us thinking about what's next. 💐

For some people, that's finally making a move they've been considering for a while. More space, a different suburb, a shorter commute or simply a home that suits life a little better now.

But before you start seriously looking at properties, it's worth understanding what your financial position could allow you to do.

I can help you look at the equity you may have in your current home, what you could potentially borrow and what your next mortgage might look like.

Sometimes the best place to start your property search isn't with the property. It's with the numbers.

If you're thinking about your next move, let's look at what could be possible.

Feel free to book a chat here https://calendly.com/kyle-reardon-loanmarket/30min

or flick me a message on 021 638 464

Cheers,
Kyle 👍

28/08/2026

Fantastic time at the Loan Market Conference!

Proud to be part of such an amazing team and to see Loan Market Midpoint recognised as the #5 International Top Business at the 2026 Loan Market Awards.

Great catching up with everyone and celebrating in style with my beautiful wife by my side.

A few nights away on our own, I think we can officially call it a date night! 🥂

25/08/2026

Getting a home loan is one thing. Structuring it to work towards your goals is another.

The right mortgage structure can help give you more flexibility, reduce the amount of interest you pay over time and potentially help you become mortgage-free sooner.

Whether you're buying your first home, planning for the future or getting closer to retirement, your home loan should suit your circumstances and goals.

There is no one-size-fits-all approach, which is why getting the right advice can make a real difference.

If you'd like to review your mortgage structure or chat about your options, get in touch.

Book in a 30 min chat here: https://calendly.com/kyle-reardon-loanmarket/30min

Cheers,

Kyle 📲 021 638 464

Address

Norwest Shopping Centre, 1 Fred Taylor Drive, Westgate
Auckland
0610

Website

https://adviser.loanmarket.co.nz/kyle-reardon, https://linktr.ee/kylereardon, https://www.instagram.com/kyle_themortgage

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