Brad Jones - The Mortgage Supply Co

03/03/2026

26/02/2026

Moving further into 2026, the market continues to feel steady.

The Reserve Bank’s February announcement confirmed that the Official Cash Rate will remain at 2.25%. This means changes to mortgage rates will continue to be influenced by global and wholesale (swap) rates rather than the OCR itself.

Inflation is expected to trend back towards 2% over the next 12 months, which should give some relief to the cost of living. We’re also seeing economic growth, with lower interest rates supporting household and business spending.

In the property space, Cotality’s January Home Value Index shows that the national median property value in New Zealand is $802,617. Here in Auckland, the average value is currently $1,042,041.

What does this mean for you?
Reviewing your personal circumstances and goals is important when making financial decisions. Many of my clients are currently seeing value in considering 2-3 year fixed rate options.
With wholesale rates trending upwards and the OCR expected to increase over time, it’s worth considering where rates may be when short-term fixes expire. Locking in longer could protect you from higher rates and provide stability.

Economists are still predicting a 10% rise in property sales this year, and a potential 5% rise in the national median values. Activity across the market is increasing, creating opportunities for both buyers and sellers, including first-home buyers.

Right now, I’m helping my clients in three key areas:
👉Refix - Could breaking and refixing put you in a better or more stable position?
👉Refinance - Are you with the right lender? Cashbacks and product differences can make a move worthwhile.
👉Restructure - Is your loan set up to improve your cashflow, reduce interest, and support your goals?

Want me to run your numbers, review your options, or talk through your first or next move? I’m here to help.

Call Brad Jones
Your Local Mortgage Adviser
021 953 253
[email protected]

16/02/2026

Want to stay in the know? Sign up here for my monthly newsletter on all things Mortgages straight to your inbox.

https://mortgagesupply.co.nz/msc-adviser-brad-jones...

14/02/2026

Taking part in Bowls Auckland 1-5 Singles competition. These events are always great days out on the greens.

27/01/2026

If you are in the area come and join us at Blockhouse Bay Bowls Inc for our Twilight Bowls. It's alway a fun night out with the family and perfect for bowlers of all levels.

Our popular Twilight Bowls night are back. Starting Thursday 5th Feb these will run every Thursday evening through out February. It doesn't matter if it's your first time out on the green or played for years.

Games start 6.30 (please arrive earlier if possible)
$15 per person per night
All equipment is provided.
Register your interest at [email protected]

We look forward to seeing you there

17/01/2026

Had a great time playing in this competition over the last couple of weekends. Didn’t quite manage to get the win but came runner up. Looking forward to the next comp in a couple of weeks.

Over the last couple of weeks our Juniors have been competing for the 1-5 years Singles title. There been some exciting bowls played. Today our final two squared off to see who will be named champion. After a close and well fought game congratulations to Craig Moffat who defended his title winning again this year. Well done to our runner up Brad Jones who played a great game.

20/11/2025

If you have not seen this already, we have 4 banks offering a 1.50% cash back for a limited time.

👉This is for residential properties and the LVR under 80% for Owner Occupied and 70% for Investment properties.

👉The lending must be documented before the 20th December so if you are looking to refinance this may work for you

👉Things to consider - remember you could be clawed back your cash back if your current lending is less than 3 years and if you break a current fixed rate loan then you could be up for penalty fees.

If you are interested or want to know how the numbers look for your situation either give me a call 021 953 253 or email me [email protected]

26/09/2025

It's that time of year again where the clock go forward. Don't forget to put your clock forward by 1 hour tonight.

08/09/2025

I’m sponsoring the quiz nights at the Blockhouse Bay Bowls club on Thursday nights in September and October.

I’ll be there and I’d love to see you there too.

Details: Starts at 7pm, teams of up to 6, $5 per person entry. There are cash prizes and also food available …..

07/09/2025

Happy Father's Day to all the dad's and father figures in our lives.

04/09/2025

Had a great night with the family kicking off a the new season of Quizzing at Blockhouse Bay Bowls Inc which I'm both sponsoring and taking part in. A fun night was had by all and looking forward to next week.

If you are looking for something fun to do on a Thursday night why not come along and join us for yummy food and a bit of quizzing.

28/08/2025

Awesome news! Good to see that we are getting recognition for the great work done by everyone on the company.