Jayne Richardson, HFA Mortgage & Protection

03/11/2026

🏡 EXCITING NEWS: WE’VE MOVED! 🥂

A new office, a new chapter and an exciting future ahead for HFA!

We’re incredibly proud to announce that we’ve officially moved into our new offices in Wigan, marking another significant milestone in the HFA journey!

Following the continued growth and success of the business, we’re delighted to have purchased our very own office, giving HFA a permanent home and an exciting foundation for the future.

This is more than just a change of address. It’s a reflection of how far we’ve come, the hard work and dedication of our fantastic team, the continued trust and support of our wonderful clients & partners.

We’re incredibly proud of what we’ve achieved together and owning our new premises is another exciting step forward as we continue to grow and develop the business.

📍 Our new home:
5 Beecham Court
Wigan
WN3 6PR

While our surroundings may have changed, our commitment to providing exceptional service and advice remains exactly the same.

Here’s to new beginnings, continued growth and the next exciting chapter for HFA! 🥂

A huge thank you to everyone who has been part of our journey so far. We couldn’t have done it without you! 💙

03/11/2026

They saved for years. Then they discovered the deposit was only part of the budget.

A couple had £18,000 set aside and thought they were ready to buy. Their first conversation with me highlighted legal costs, surveys, moving costs and the need to keep an emergency buffer.

A deposit matters, but so does having money left after moving day.

Before you fall in love with a property, understand the full cost of buying.

Speak to me about your circumstances before making an offer -
🤳 - 07848495781
📨 - [email protected]



Disclaimer: There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £195 to £695.

Your home may be repossessed if you do not keep up repayments on your mortgage.

01/11/2026

Happy 2 year anniversary to me 🥳.
It was a big decision to move from MAB after 10 years but no regrets.
Love working with the team at HFA 🙌.

31/10/2026

It's moving day for us 🥳🥳🥳🥳🥳.
HFA have a swanky new office.
You can now find us at 5 Beecham Court, Goose Green, Wigan, WN3 6PR.

29/10/2026

My amazing colleague Nicole is running the London marathon next year to raise money for Rosemere Cancer Foundation. If you would like to support this worthy cause, please click on the link 🙏

Help Nicole White raise money to support Rosemere Cancer Foundation

26/10/2026

I am shattered. Just closed my laptop after a full-on day of appointments, enquiries and applications. Now time to try to catch up a bit with Strictly

24/10/2026

07848495781
[email protected]

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £195 to £695 and this will be discussed and agreed with you at the earliest opportunity.
Your home may be repossessed if you do not keep up repayments on your mortgage.

23/10/2026

If you value the advice of Martin Lewis (Money Saving Expert) get in touch with me for a free chat, to look into your remortgage options.

🤳 - 07848495781
📨 - [email protected]

Important advice here

14/10/2026

I'm still away but I can reply to direct messages through FB, whatsapp and email.

🤳 - 07848495781
📨 - [email protected]

14/10/2026

Business income does not always move in a straight line.

If you are self-employed and your latest trading year is stronger than the year before, the way a lender assesses that income can vary. Some may look at an average across multiple years, while others may take a different approach depending on your circumstances and the evidence available.

The structure of the business can also matter, including whether you operate as a sole trader, partnership or limited company.

This is why self-employed mortgage applications often benefit from being reviewed before a lender is selected.

If your business has changed or grown recently, HFA Mortgage & Protection can help you understand how different lenders may assess your position.

Contact me for a free, no obligation chat
🤳 - 07848495781
📨 - [email protected]



Disclaimer:
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £195 to £695.

Your home may be repossessed if you do not keep up repayments on your mortgage.