Express Mortgages

Express Mortgages Express Mortgages is a national company specialising in bespoke mortgage & protection advice

02/09/2026

You’d love to buy a home and get on the property ladder, but you’ve got loans or other debts to pay off.

You’d love to buy a home and get on the property ladder, but you’re self employed and think you need another year’s accounts under your belt.

You’d love to buy a home and get on the property ladder, but you don’t have a huge deposit saved.

Sound familiar? 👀

Before you label yourself as “not mortgage ready”, speak to our friendly team and find out where you actually stand.

You might be surprised.

And even if you’re not quite ready yet, you’ll come away knowing exactly what you can work on to put yourself in a stronger position.

Don’t rule yourself out before you’ve even asked.

👉 01942 235000

Bought for £87k. Valued at £120k 👀This investor secured a 3 bed property at auction with plans to renovate it and either...
01/09/2026

Bought for £87k. Valued at £120k 👀

This investor secured a 3 bed property at auction with plans to renovate it and either refinance onto a Buy to Let mortgage or sell.

🏡 Purchase: £87,000
📊 Current valuation: £120,000
💰 Net Funding: £61,053.40
🔨 Works facility: £48,650 in arrears
📈 Projected GDV: £170,000

We arranged the bridging finance with the refurbishment funds available in stages as the project progresses.

Now the work begins 🔨

Finding a good opportunity is one thing.

Knowing how to fund it and planning your exit is another.

Got a property you're considering? Bring us the deal and let's see if the numbers stack.

📞 01942 235000

01/09/2026

Another 'One Minute Mortgage' video is here where our team have no more than 1 minute to answer a mortgage related question.

This week Senior Mortgage Consultant, Jamie is asked "How much deposit do I need to buy a £250,000 home?"

How does 5% or less sound? 🤔

What actually makes a strong mortgage application? 🤔Perfect credit?A huge deposit?Absolutely no debt whatsoever?Not nece...
31/08/2026

What actually makes a strong mortgage application? 🤔

Perfect credit?
A huge deposit?
Absolutely no debt whatsoever?

Not necessarily.

A strong mortgage application is often about being prepared and applying to a lender whose criteria actually fit your circumstances.

So, what can YOU do to help?

✅ Check your credit reports and make sure the information is accurate.

✅ Avoid making big financial changes without speaking to your mortgage advisor first.

✅ Get your paperwork organised, including payslips, bank statements and proof of deposit.

✅ Be completely open with your advisor about your circumstances, including anything you're worried could affect the application.

And importantly...

Speak to us early.

Different lenders assess applications in different ways. Our job is to understand your circumstances, research the market and help put the right application in front of the right lender.

You don't need perfect finances.

You need good preparation and the right advice.

Thinking about buying, moving home or remortgaging?

Book a mortgage consultation and let's get you mortgage ready.
👉 https://calendly.com/express-mortgages/initial-mortgage-consultation-call

Don't forget, it's the last UK bank holiday weekend on Monday 31st August which means our office will be closed for the ...
28/08/2026

Don't forget, it's the last UK bank holiday weekend on Monday 31st August which means our office will be closed for the day.

But don't worry, we'll be back open and ready to help you with all your property finance and insurance needs at 9am on Tuesday 1st September.

Have a great weekend and let's pray for some more sunshine 🌞

Finding a mortgage is one thing. Finding one that actually suits your needs is another 👀Good mortgage advice isn’t just ...
28/08/2026

Finding a mortgage is one thing. Finding one that actually suits your needs is another 👀

Good mortgage advice isn’t just about finding a product. It’s about understanding what you need, exploring the options available and finding a solution that fits your circumstances.

That’s exactly what Charlie highlighted in this review: “Fantastic options & understand my needs.”

Short and sweet, but exactly what we want to hear!

If you’re looking for mortgage advice that starts with you, our team is here to help.

📞 01942 235000

28/08/2026

"Where can my mortgage deposit come from?" 🤔

Savings is the most popular source of deposit but there are other acceptable deposit types including where your family or current home - if you have one - could help you out too!

Speak to our team about what you have available (and where it's coming from), and we'll explore what's possible.

You could a lot closer to owning that new home than you think 😉

👉 01942 235000

27/08/2026

POV: you work in property finance but apparently you’re qualified in everything 😂🔮📈🏠

Just a normal day at Express Mortgages…

Want to invest in Buy to Let... but don't have a pot of savings for the deposit? 👀That's exactly where these two first t...
27/08/2026

Want to invest in Buy to Let... but don't have a pot of savings for the deposit? 👀

That's exactly where these two first time investors started.

They came to us with a goal: buy their first Buy to Let together.

So rather than focusing on the savings they didn't have, we looked at what they already had... EQUITY!

So we helped them put it to work.

🏡 One further advance
🏡 One residential remortgage
💰 Deposit funds raised
🔑 First Buy to Let mortgage offered!

Three separate pieces of finance, brought together to make their first property investment happen.

Thinking about Buy to Let but not sure how you'd fund it?

Let's talk about what's possible.

👉 01942 235000

26/08/2026

Want to understand how releasing equity from your home really works?

In this video, Mortgage Advisor Luke explains exactly how it works and how property investors, in particular, could use it to their advantage.

If you have equity in your home, reach out to our team to see how much you can release and how much it would cost each month.

👉 01942 235000

Address

Waterside Drive
Wigan
WN35BA

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

Telephone

+441942235000

Website

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