Jane Gough - Mortgage Adviser

Jane Gough - Mortgage Adviser Simple, No Nonsense mortgage Advice -Residential, Buy to Let, Limited Company and Specialist lending - https://calendly.com/j-gough-ambershield/30min

The Renters’ Reform Act will be introduced in 3 key stages. The first of which will be launched tomorrow - 1st May 2026....
30/04/2026

The Renters’ Reform Act will be introduced in 3 key stages. The first of which will be launched tomorrow - 1st May 2026.

Here are the headline changes to be aware of:

⚡️Section 21 ‘no-fault’ evictions have been abolished

⚡️Introduce Assured Periodic Tenancies in the PRS

⚡️Possession Grounds reform to create more balance between Landlords and Tenants

⚡️Limit rent increases to once a year
Ban on rental bidding and rent in advance

⚡️No discrimination against tenants with children or those on benefits

⚡️Landlords must consider rentals to tenants with pets

⚡️More power for local authorities for breaches

How does affect you?

What are you thoughts? 🤔

Is it a good thing? Yes ✅ No ❌

Anyone else’s child with a needoh/ squishy obsession!?But find one in the fridge! Really!! lol 😂
19/04/2026

Anyone else’s child with a needoh/ squishy obsession!?

But find one in the fridge! Really!! lol 😂

Just me doing my thing!
16/04/2026

Just me doing my thing!

Check out Mortgages with Jane’s video.

🐶 BIG NEWS FOR PET LOVERS 🐶You can now get a mortgage on… dog kennels 🏡That’s right—why stop at houses when your furry f...
01/04/2026

🐶 BIG NEWS FOR PET LOVERS 🐶

You can now get a mortgage on… dog kennels 🏡

That’s right—why stop at houses when your furry friend deserves their own property ladder too?

✔️ Buy-to-let kennels
✔️ First-time buyer puppy pads
✔️ Fixed rates for fetching returns 🦴

…Okay, okay—April Fools! 😄

While kennel mortgages might not be a thing (yet), getting the right mortgage for your home absolutely is.

🏡 Whether you’re buying, remortgaging, or just exploring options, I’m here to help you make the smart move—no tricks involved.

📩 Drop me a message and let’s get you sorted (humans only… for now 😉)

🍫 Have you heard about the recent KitKat thefts? Seems like someone really needed a break…But if your mortgage is what’s...
31/03/2026

🍫 Have you heard about the recent KitKat thefts? Seems like someone really needed a break…

But if your mortgage is what’s stressing you out, there’s a much better solution 👇

🏡 I help homeowners and buyers:
• Secure competitive mortgage deals
• Remortgage to save money
• Navigate the process with confidence

No shortcuts, no risks—just straightforward advice that could save you thousands.

Take a break from the worry, not the rules 😉

📩 Message me to chat through your options.



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE
You may have to pay a early repayment charge to your existing lender if you remortgage

27/03/2026

It’s been a busy week and it’s not over yet! High rates and increasing daily! 📈

‼️ Interest Rates are moving quickly and in an upwards direction! Just this week I quoted one rate for a client on Monda...
25/03/2026

‼️ Interest Rates are moving quickly and in an upwards direction!

Just this week I quoted one rate for a client on Monday and by Tuesday the same mortgage was 0.5% higher. The bad news for that client was had they done the application on Monday then they would have secured the rate!

KEY TIP - Now is not the time for hesitation. Secure the rate you have been quoted ASAP. If rates go up you win . . if rates come down we can change to a lower rate.

REMORTGAGES - You can secure a rate up to 6 months in advance - so if your due to come to the end of your rate up to OCT this year - look at it now!!

Interesting but the landscape has changed massively over time.There is however more mortgage deposit options than before...
19/03/2026

Interesting but the landscape has changed massively over time.

There is however more mortgage deposit options than before and even depositless options too now



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First‑time buyer average age has climbed from 29 to 34 since the mid-90s

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Wigan

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