WISEONE Mortgages

WISEONE Mortgages WISEONE (UK) Ltd, is authorised and regulated by the Financial Conduct Authority, we are a national independent mortgage brokerage.

We take pride in our personal touch and aim to make your mortgage journey as easy as possible.

๐Ÿก ๐‡๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐จ๐ฎ๐ญ๐ ๐ซ๐จ๐ฐ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž?Maybe you need another bedroom, more outdoor space, a home office or a location that bette...
08/09/2026

๐Ÿก ๐‡๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐จ๐ฎ๐ญ๐ ๐ซ๐จ๐ฐ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž?

Maybe you need another bedroom, more outdoor space, a home office or a location that better suits your family and lifestyle.

Whatever is making you consider a move, understanding your mortgage options is an important place to start.

Before beginning your property search, it can help to know:

๐Ÿ”‘ How much equity you may have in your current home
๐Ÿ”‘ What you may be able to borrow
๐Ÿ”‘ Whether your existing mortgage could be portable
๐Ÿ”‘ What additional costs you may need to budget for

You donโ€™t need to wait until youโ€™ve found your next property to begin the conversation.

Speak to the WISEONE team today and letโ€™s explore what your next move could look like ๐Ÿ’™

๐Ÿ“ฉ Send us a direct message
๐Ÿ“ž 0161 776 2508
๐ŸŒ www.wiseoneuk.com

๐Ÿก ๐“๐ก๐ž ๐›๐ข๐ ๐ ๐ž๐ฌ๐ญ ๐ฆ๐ข๐ฌ๐ญ๐š๐ค๐ž ๐ก๐จ๐ฆ๐ž ๐ฆ๐จ๐ฏ๐ž๐ซ๐ฌ ๐ฆ๐š๐ค๐žโ€ฆFinding their dream home before checking what they may be able to afford.Your equ...
04/09/2026

๐Ÿก ๐“๐ก๐ž ๐›๐ข๐ ๐ ๐ž๐ฌ๐ญ ๐ฆ๐ข๐ฌ๐ญ๐š๐ค๐ž ๐ก๐จ๐ฆ๐ž ๐ฆ๐จ๐ฏ๐ž๐ซ๐ฌ ๐ฆ๐š๐ค๐žโ€ฆ

Finding their dream home before checking what they may be able to afford.

Your equity, outstanding mortgage, income, regular commitments and the wider costs of moving can all affect your potential budget.

Speaking to a mortgage adviser early can help you understand your options, prepare for the costs involved and begin your property search with a clearer idea of your position.

Thinking about moving home?

Start with the mortgage - not the property search.
Get in touch with the WISEONE team today. ๐Ÿ”‘

๐Ÿ“ฉ Send us a direct message
๐Ÿ“ž 0161 776 2508
๐ŸŒ www.wiseoneuk.com

๐Ÿก ๐€๐ฎ๐ ๐ฎ๐ฌ๐ญ ๐๐ž๐ฐ ๐๐ฎ๐ข๐ฅ๐ ๐‘๐จ๐ฎ๐ง๐-๐”๐ฉItโ€™s been another busy month for our New Build team, helping buyers navigate their journey fr...
28/08/2026

๐Ÿก ๐€๐ฎ๐ ๐ฎ๐ฌ๐ญ ๐๐ž๐ฐ ๐๐ฎ๐ข๐ฅ๐ ๐‘๐จ๐ฎ๐ง๐-๐”๐ฉ

Itโ€™s been another busy month for our New Build team, helping buyers navigate their journey from reserving a plot to getting the keys to their new home ๐Ÿ”‘

Thereโ€™s also been plenty to celebrate! Two of our advisers have completed the Certificate in Financing Greener Homes through the Lloyds Banking Group Scholarship, strengthening our knowledge of greener homes and the finance options available to buyers ๐ŸŒฟ

New Build purchases can bring their own unique considerations - from developer incentives and green mortgage options to strict reservation, mortgage offer and completion timescales.

Having a New Build mortgage specialist in your corner means working with someone who understands the process, knows what to look out for and can help keep everything moving.

Thinking of reserving a plot? Speak to our New Build team before you commit.

โœ” Doโ€™s & โŒ Donโ€™ts for Self-Employed mortgage applicantsapplying for a mortgage while self-employed doesnโ€™t have to be co...
27/08/2026

โœ” Doโ€™s & โŒ Donโ€™ts for Self-Employed mortgage applicants
applying for a mortgage while self-employed doesnโ€™t have to be complicated.

A little preparation and the right advice can make all the difference.

Swipe through for some simple doโ€™s and donโ€™ts to help you feel more confident before you apply.

๐Ÿ’ฌ Which tip did you find most helpful?

๐Ÿ“ž If youโ€™re thinking about buying a home or remortgaging, get in touch with the WISEONE team for advice thatโ€™s tailored to your circumstances.

๐Ÿ“ฉ Get in touch to speak to one of our advisers.
๐Ÿ“ž 0161 776 2508
๐ŸŒ www.wiseoneuk.com

๐Ÿ’ญ Myth or Fact?When it comes to self-employed mortgages, thereโ€™s plenty of misinformation out there.The truth? Every len...
25/08/2026

๐Ÿ’ญ Myth or Fact?

When it comes to self-employed mortgages, thereโ€™s plenty of misinformation out there.

The truth? Every lender has different criteria, so what youโ€™ve heard from a friend or seen on social media isnโ€™t always accurate.

Swipe through as we bust some of the most common myths and help separate fact from fiction.

๐Ÿ’ฌ Which myth have you heard before? Let us know in the comments.

๐Ÿ“ž If youโ€™re self-employed and thinking about buying your first home, moving or remortgaging, get in touch with the WISEONE team for advice thatโ€™s tailored to you.

๐Ÿ“ฉ Get in touch to speak to one of our advisers.
๐Ÿ“ž 0161 776 2508
๐ŸŒ www.wiseoneuk.com

๐Ÿง€ Meet the Team: Carl Bowler โ€“ AKA The Big Cheese!Carl is our Senior Mortgage Adviser, Residential Newbuild Mortgage spe...
18/08/2026

๐Ÿง€ Meet the Team: Carl Bowler โ€“ AKA The Big Cheese!

Carl is our Senior Mortgage Adviser, Residential Newbuild Mortgage specialist and Mentor...

If youโ€™ve ever wondered who keeps the wheels turning, itโ€™s Carl... and his phone. ๐Ÿ“ฑ Rumour has it theyโ€™re permanently attached!

With 35 years in the mortgage industry and 16 years at WISEONE, Carl is our Senior Mortgage Advisor and residential New Build Mortgage specialist. Heโ€™s passionate about helping people turn their homeownership dreams into reality, and heโ€™s always just a phone call away (literally!).

Whether heโ€™s chatting with clients, building strong relationships with our builders, or making sure our New Homes Dream Machine keeps rolling, Carl is constantly on the move. If he doesnโ€™t answer straight away, donโ€™t worryโ€”heโ€™s probably already on another call helping someone else!

When he does eventually put his phone down, youโ€™ll usually find him enjoying fine dining, great wine, and cruising... preferably all at the same time! ๐Ÿท๐Ÿšข๐Ÿฝ๏ธ

Give Carl a ๐Ÿ‘‹ in the comments!

Applying for a mortgage when youโ€™re self-employed? ๐Ÿ“‘Having your paperwork ready before you apply can make the whole proc...
12/08/2026

Applying for a mortgage when youโ€™re self-employed? ๐Ÿ“‘

Having your paperwork ready before you apply can make the whole process much smoother.

Swipe through to see the key documents many lenders may ask for, so you know what to have prepared before speaking to a mortgage adviser.

Remember, every lender has different criteria, and the documents required can vary depending on your circumstances.

๐Ÿ“Œ Save this checklist for later so youโ€™ve got it to hand when youโ€™re ready to apply.

๐Ÿ“ž Need help understanding what youโ€™ll need? Get in touch with the WISEONE teamโ€”weโ€™re always happy to help.

๐Ÿ“ฉ Send us a direct message
๐Ÿ“ž 0161 776 2508
๐ŸŒ www.wiseoneuk.com

โœจ MEET THE TEAM โœจ Meet Clair Gooch, our experienced Mortgage Adviser. Experience: With 25 years in the mortgage industry...
07/08/2026

โœจ MEET THE TEAM โœจ

Meet Clair Gooch, our experienced Mortgage Adviser.

Experience:

With 25 years in the mortgage industry and 13 years at WISEONE, Clair brings a wealth of knowledge to every client she helps.

What Clair loves most about her role:

Helping people navigate the often-confusing home-buying journey. She loves finding mortgage solutions for clients with more challenging financial circumstances, helping them secure a home when they thought it might not be possible. Clair is also our resident Shared Ownership expert, making her the go-to person for anyone exploring this route to homeownership.

Fun fact:

If youโ€™ve spoken to Clair, youโ€™ll know she loves a chat! She enjoys getting to know her clients and making the mortgage process feel as relaxed and straightforward as possible.

Outside of work:

Clair loves spending time outdoorsโ€”whether sheโ€™s walking, camping, or simply relaxing in the garden. Sheโ€™s also a proud dog mum to her beloved Louis and enjoys unwinding with a good glass of red wine.

๐Ÿ’œ We think youโ€™ll love working with Clair just as much as we do!

Can self-employed people get a mortgage? ๐Ÿค”The short answer isโ€ฆ yes! โœ…Being self-employed doesnโ€™t stop you from getting a...
04/08/2026

Can self-employed people get a mortgage? ๐Ÿค”

The short answer isโ€ฆ yes! โœ…

Being self-employed doesnโ€™t stop you from getting a mortgage. Whether youโ€™re a sole trader, limited company director, contractor, freelancer or in a partnership, there are lenders who understand how self-employed income works.

Every lender has different criteria, which is why getting the right advice can make all the difference.

๐Ÿ‘‰ Swipe through to learn:

โœ”๏ธ Who counts as self-employed
โœ”๏ธ What lenders look for
โœ”๏ธ Why criteria can vary
โœ”๏ธ How a mortgage broker can help

At WISEONE, weโ€™ll help you find a mortgage thatโ€™s suited to your circumstances and guide you through the process from start to finish.

๐Ÿ“ž Thinking about buying your first home, moving, or remortgaging? Get in touch with our friendly team today.

๐Ÿ’ฌ Have a question about getting a mortgage while self-employed? Drop it in the comments or send us a message - weโ€™re happy to help.

๐Ÿ“ฉ Send us a direct message
๐Ÿ“ž 0161 776 2508
๐ŸŒ www.wiseoneuk.com

Over the past month, our advisers have been out visiting new build developments across the North West, Yorkshire, the No...
31/07/2026

Over the past month, our advisers have been out visiting new build developments across the North West, Yorkshire, the North East and Cumbria, supporting homebuyers with expert mortgage advice.

While weโ€™re proud to be New Build Mortgage Specialists, we donโ€™t just help with new builds. Whether youโ€™re buying your first home, moving home, purchasing a second-hand property, renewing an existing mortgage or investing, weโ€™re here to help with any property purchase.

Not sure where to start? We can help you understand:

โ€ข How much you could borrow
โ€ข What your monthly mortgage payments could look like
โ€ข Mortgage criteria and affordability
โ€ข The costs involved in buying your new home

No matter where you are on your home buying journey, weโ€™re here to provide clear, straightforward advice and help you move forward with confidence.

If youโ€™re starting the process of buying a property, get in touch to see how we can help with affordability and criteria guidance.

๐Ÿ“ฉ Email us today
๐Ÿ“ž 0161 776 2508
๐ŸŒ www.wiseoneuk.com

Address

Bollin Court, 47 Mill Lane, Lymm
Warrington
WA139SX

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441617762508

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