Andy Dawber - Mortgage & Protection Adviser

Andy Dawber - Mortgage & Protection Adviser Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Andy Dawber - Mortgage & Protection Adviser, Mortgage brokers, Stockport.

Iโ€™m Andy, a Senior Mortgage & Protection Adviser based in South Manchester. ๐Ÿก

โ–ช๏ธResidentialโ–ช๏ธBTLโ–ช๏ธInsuranceโ–ช๏ธBridgingโ–ช๏ธ

From first time buyers to experienced landlords, I can help. ๐Ÿ”‘

Please get in touch so I can help achieve your property goals! ๐Ÿ“ฑ๐Ÿ“ง

With house prices rising, many first-time buyers are turning to an increasingly familiar source of support โ€” their paren...
30/05/2025

With house prices rising, many first-time buyers are turning to an increasingly familiar source of support โ€” their parents. In fact, itโ€™s estimated that UK parents are now contributing around ยฃ5 billion a year to help their children buy their first homes.

In this blog, we explore:
๐Ÿ” How the Bank of Mum and Dad is shaping the housing market
๐Ÿ“Š The pros and cons of family-funded deposits
๐Ÿก What it means for buyers and parents alike

Read in full here - https://ernestmay.com/bank-of-mum-dad/

Thinking about helping your child onto the property ladder โ€” or wondering what your options are as a first-time buyer, get in touch today!

We've allowed the market a few days to digest the latest inflation rise from 2.6% to 3.5%. Hereโ€™s what it means for you:...
30/05/2025

We've allowed the market a few days to digest the latest inflation rise from 2.6% to 3.5%. Hereโ€™s what it means for you:

๐Ÿ‘‰ Whether you're taking your first step or next on the property ladder, this latest figure shouldn't discourage you, especially with summer proving the most popular time to move.

๐Ÿ’ก With more innovation across the market than ever before, including a host of sub-4% rates, thereโ€™s never been a better time to buy.

๐Ÿ‘‰ Speaking to a mortgage adviser is essential. With our market insight and expertise, you may actually end up being mortgage ready sooner than you think.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐— ๐˜†๐˜๐—ต: ๐—•๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ฎ ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐—ฐ๐—ผ๐˜€๐˜๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—ฟ๐—ฒ๐—ป๐˜๐—ถ๐—ป๐—ด ๐—ผ๐—ป๐—ฒ ๐Ÿก๐—ง๐—ฟ๐˜‚๐˜๐—ต: ๐—จ๐—ฝ๐—ณ๐—ฟ๐—ผ๐—ป๐˜ ๐˜†๐—ฒ๐˜€, ๐—ฏ๐˜‚๐˜ ๐—ถ๐—ป ๐—บ๐—ฎ๐—ป๐˜† ๐—ฐ๐—ฎ๐˜€๐—ฒ๐˜€, ๐—ผ๐—ป ๐—ฎ ๐—บ๐—ผ๐—ป๐˜๐—ต๐—น๐˜† ๐—ฏ๐—ฎ๐˜€๐—ถ๐˜€ ๐—ถ๐˜ ...
29/05/2025

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐— ๐˜†๐˜๐—ต: ๐—•๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ฎ ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐—ฐ๐—ผ๐˜€๐˜๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—ฟ๐—ฒ๐—ป๐˜๐—ถ๐—ป๐—ด ๐—ผ๐—ป๐—ฒ ๐Ÿก
๐—ง๐—ฟ๐˜‚๐˜๐—ต: ๐—จ๐—ฝ๐—ณ๐—ฟ๐—ผ๐—ป๐˜ ๐˜†๐—ฒ๐˜€, ๐—ฏ๐˜‚๐˜ ๐—ถ๐—ป ๐—บ๐—ฎ๐—ป๐˜† ๐—ฐ๐—ฎ๐˜€๐—ฒ๐˜€, ๐—ผ๐—ป ๐—ฎ ๐—บ๐—ผ๐—ป๐˜๐—ต๐—น๐˜† ๐—ฏ๐—ฎ๐˜€๐—ถ๐˜€ ๐—ถ๐˜ ๐—ฐ๐—ฎ๐—ป ๐—ฐ๐—ผ๐˜€๐˜ ๐—น๐—ฒ๐˜€๐˜€ โœ…

While buying a home does come with upfront costs like a deposit and legal fees, monthly mortgage payments can be lower than rent. Plus, unlike rent, you're building equity in something thatโ€™s yours.

With rates changing and a wide range of mortgage options available, now could be a great time to explore whether buying makes sense for you.

Message me today to see how much you could borrow โ€” and what your monthly payments could look like ๐Ÿ“ฒ

๐Ÿ“ฃ Positive news in the mortgage market โ€“ what does it mean for you?Whether you're a first-time buyer, home mover, or abo...
29/05/2025

๐Ÿ“ฃ Positive news in the mortgage market โ€“ what does it mean for you?
Whether you're a first-time buyer, home mover, or about to remortgage, now is the perfect time to explore your options... and here's why:

๐Ÿ‘‰ Some lenders are launching new products
๐Ÿ‘‰ Schemes to support first time buyers
๐Ÿ‘‰ Major UK lenders are easing affordability checks, helping you borrow more

With the market shifting, itโ€™s natural to have questions โ€“ and thatโ€™s where I come in. I can help you make sense of it all and find the right deal for you.

Get in touch today -
๐Ÿ“ž 07889 371301
๐Ÿ“ฉ [email protected]

We know how stressful moving can feel - so weโ€™ve pulled together some simple tips to help you stay in control and feel m...
28/05/2025

We know how stressful moving can feel - so weโ€™ve pulled together some simple tips to help you stay in control and feel more settled from day one. ๐Ÿก

Whether you're upsizing, downsizing, or moving for the first time, these ideas can take some of the pressure off.

1๏ธโƒฃ Declutter with purpose
Ask yourself: โ€œDo I really need this?โ€ Less stuff = fewer boxes = smoother move.

2๏ธโƒฃ Sort by category, not room
Pack into labelled baskets or boxes - kitchen gadgets, tech cables, skincare, etc. Makes unpacking way easier and creates instant order.

3๏ธโƒฃ Create a โ€˜day oneโ€™ box
Think kettle, tea, snacks, phone chargers, cleaning wipes, loo roll - all the essentials youโ€™ll want easy access to.

4๏ธโƒฃ Donโ€™t do it all alone
Moving is a big life event. If it feels overwhelming, itโ€™s okay to ask for help from friends, family or even professional unpackers.

5๏ธโƒฃ Weekend bag strategy
Pack as if youโ€™re away for a few nights - comfy clothes, toiletries, and PJs. If things are delayed, youโ€™ll still feel human.

6๏ธโƒฃ Loft and garage go first
Pack these up early in clear, labelled, stackable boxes. Out of sight, but still sorted.

7๏ธโƒฃ Unpack kidsโ€™ rooms first
Familiar toys and bedding help little ones settle - which helps everyone sleep better.

๐—ก๐—ฒ๐—ฒ๐—ฑ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—”๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒ? ๐—Ÿ๐—ฒ๐˜โ€™๐˜€ ๐—™๐—ถ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฅ๐—ถ๐—ด๐—ต๐˜ ๐——๐—ฒ๐—ฎ๐—น ๐—ณ๐—ผ๐—ฟ ๐—ฌ๐—ผ๐˜‚ ๐Ÿก๐Ÿ’ฌWith access to 90+ lenders and over 12,000 mortgage products, ...
17/05/2025

๐—ก๐—ฒ๐—ฒ๐—ฑ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—”๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒ? ๐—Ÿ๐—ฒ๐˜โ€™๐˜€ ๐—™๐—ถ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฅ๐—ถ๐—ด๐—ต๐˜ ๐——๐—ฒ๐—ฎ๐—น ๐—ณ๐—ผ๐—ฟ ๐—ฌ๐—ผ๐˜‚ ๐Ÿก๐Ÿ’ฌ
With access to 90+ lenders and over 12,000 mortgage products, I can help you cut through the noise and find a deal that truly fits your needs.

Get in touch today and letโ€™s start your mortgage journey with confidence.

Base Rate vs. Mortgage Rate โ€” Whatโ€™s the Difference? ๐Ÿก๐Ÿ’กYouโ€™ve probably heard both terms thrown around when it comes to b...
16/05/2025

Base Rate vs. Mortgage Rate โ€” Whatโ€™s the Difference? ๐Ÿก๐Ÿ’ก
Youโ€™ve probably heard both terms thrown around when it comes to borrowingโ€ฆ but did you know theyโ€™re not the same thing?

In this blog, we break down:
๐Ÿ”น What the base rate actually is
๐Ÿ”น How it relates to mortgage rates
๐Ÿ”น Why understanding the difference matters when making borrowing decisions

If you're thinking about buying, remortgaging, or just want to feel more informed โ€” this oneโ€™s for you.

Read the full blog here - https://ernestmay.com/base-rate-and-mortgage-rates/

Find out what last weeks fall in the base rate means for you ๐Ÿก๐Ÿ’ฌWith the Bank of England reducing the base rate from 4.5%...
15/05/2025

Find out what last weeks fall in the base rate means for you ๐Ÿก๐Ÿ’ฌ

With the Bank of England reducing the base rate from 4.5% to 4.25%, nowโ€™s the time to review your options.

I'm here to break it down and help you make the most of the change. ๐Ÿ“ฉ Get in touch today for a free, no-obligation chat.

There are real-life risks that could impact your ability to keep your home ๐Ÿกโš ๏ธDeath, Serious illness, Sickness or injury...
09/05/2025

There are real-life risks that could impact your ability to keep your home ๐Ÿกโš ๏ธ

Death, Serious illness, Sickness or injury, Fire, Storm or flood.
But thereโ€™s one smart step you can take to help protect what matters most โ€” having the right insurance and protection in place.

From mortgage protection to income and critical illness cover, the right policy could make all the difference.

Get in touch to find the right cover for you ๐Ÿ“ฉ

Searching 1000s of Mortgages So You Donโ€™t Have To! ๐Ÿก๐Ÿ”With access to 12,000+ mortgage products from 90+ lenders across th...
07/05/2025

Searching 1000s of Mortgages So You Donโ€™t Have To! ๐Ÿก๐Ÿ”
With access to 12,000+ mortgage products from 90+ lenders across the UK, I do the hard work of finding the best deal to suit your needs.

โœ… First-time buyer?
โœ… Remortgaging?
โœ… Buying to let?

Whatever your goal, I've got the optionsโ€”to help you get there. Get in touch today and letโ€™s find the right mortgage for you!

Address

Stockport

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 2pm

Telephone

+447889371301

Website

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