Key Mortgage Advice

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Key Mortgage Advice An independent & vastly experienced mortgage advisors established since 2001. This means we really can find the most competitive and suitable rate for you.

Lots of things have changed since Key Mortgage Advice was first established in 2001. We’ve seen new mortgage rules introduced, rates vary, and property values rise and fall, to name just a few. One thing that has stayed constant, though, is our strong reputation for providing trusted advice and excellent customer service. It’s something we’ve nurtured over the years by helping thousands of people with their mortgage arrangements – locally here in Lancashire and across the whole of the UK. Our ethos is that recommending a mortgage means more than simply choosing the cheapest rate, and our aim is to provide advice that is professional, clear and honest. We have access to the entire mortgage market as well as exclusive products which are only available through certain mortgage advisors.

Take the fear out of finding the right mortgage.With access to 100+ lenders and expert advice tailored to your circumsta...
31/10/2026

Take the fear out of finding the right mortgage.

With access to 100+ lenders and expert advice tailored to your circumstances, we’re here to make your mortgage journey feel a little less frightening👻

Don’t let your mortgage become a nightmare!

🌐 www.keymortgageadvice.co.uk

Had your mortgage application declined? Don't panic!Being turned down for a mortgage can feel frustrating, especially wh...
27/10/2026

Had your mortgage application declined? Don't panic!

Being turned down for a mortgage can feel frustrating, especially when you're hoping to take the next step towards owning your home. But a declined application doesn't automatically mean every lender will say no.

There are several reasons why an application might be declined, from affordability and credit history to the evidence provided or even the property itself.

The important thing is understanding why it happened before rushing into another application.

We've explained what a declined mortgage application means and what you can do next in our latest blog. 👇

🔗 Read more here: https://keymortgageadvice.co.uk/mortgage-application-declined/

Do mortgage lenders check your bank statements?If you're thinking about applying for a mortgage, you might be wondering ...
20/10/2026

Do mortgage lenders check your bank statements?

If you're thinking about applying for a mortgage, you might be wondering what lenders look for when reviewing your finances.

From your regular outgoings and financial commitments to where your deposit has come from, your bank statements can play an important part in your mortgage application.

The good news? One transaction doesn't tell the whole story, and every lender has its own criteria.

We've explained what you need to know in our latest blog. 👇

🔗 Read more here: https://keymortgageadvice.co.uk/mortgage-bank-statements/

Another happy client! 🏡We’re here to make your mortgage journey as straightforward as possible, with expert advice and s...
15/10/2026

Another happy client! 🏡

We’re here to make your mortgage journey as straightforward as possible, with expert advice and support from start to finish.

✔️ 100+ lenders
✔️ Personalised advice
✔️ Support throughout

Thinking about your next mortgage? We’re here to help.

🌐 www.keymortgageadvice.co.uk

Buying your first home? Don’t forget these costs.It’s easy to focus on saving for your deposit, but there are other cost...
08/10/2026

Buying your first home? Don’t forget these costs.

It’s easy to focus on saving for your deposit, but there are other costs to consider when buying your first home.

✔️ Solicitor and conveyancing fees
✔️ Mortgage fees
✔️ Survey costs
✔️ Moving costs
✔️ Stamp Duty, if applicable

Knowing the full cost of buying can help you budget properly and avoid any unexpected surprises.

Not sure where to start? We’re here to help.

🌐 www.keymortgageadvice.co.uk

Big news if you've been struggling to save for a deposit 👇The Government has announced the new 'Your First Home' scheme,...
06/10/2026

Big news if you've been struggling to save for a deposit 👇

The Government has announced the new 'Your First Home' scheme, meaning first-time buyers could now get on the property ladder with just a 2.5% deposit, plus access to a 20% loan towards the cost of your home.

If you've been putting off buying because saving felt impossible, this could change everything.

Book your FREE appointment here 👉 https://keymortgageadvice.co.uk/book-an-appointment/

The team took a well-earned afternoon away from all things mortgages - a walk around Brickcroft Nature Reserve followed ...
05/10/2026

The team took a well-earned afternoon away from all things mortgages - a walk around Brickcroft Nature Reserve followed by afternoon tea at The Village Teapot in Walmer Bridge.

A little team bonding goes a long way. Back to it refreshed and ready to help you find your perfect mortgage deal 💛

Why use a mortgage broker? 🏡Finding a mortgage isn't just about choosing the lowest rate. Different lenders have differe...
01/10/2026

Why use a mortgage broker? 🏡

Finding a mortgage isn't just about choosing the lowest rate. Different lenders have different criteria, deals and requirements, so knowing where to look can make a big difference.

✔️ Access to 100+ lenders
✔️ Whole-of-market mortgage advice
✔️ Recommendations based on your circumstances
✔️ Support from application to completion

We’ll help you understand your options and find a mortgage that’s right for you.

📞 Speak to our team today
🌐 www.keymortgageadvice.co.uk

Can overtime and bonuses help you get a bigger mortgage? 🤔Potentially, but lenders will usually want to see:✔️ A consist...
24/09/2026

Can overtime and bonuses help you get a bigger mortgage? 🤔

Potentially, but lenders will usually want to see:

✔️ A consistent history of receiving them
✔️ Evidence through payslips and/or P60s
✔️ That the income is likely to continue

At Key Mortgage Advice, we'll help you understand what lenders are looking for and find the most suitable option for your circumstances.

📞 01706 650 650
🌐 www.keymortgageadvice.co.uk

Buying or selling a home?  Not sure what a conveyancer actually does?Our latest blog explains what they do, why you need...
22/09/2026

Buying or selling a home? Not sure what a conveyancer actually does?

Our latest blog explains what they do, why you need one and how they help with the legal side of buying or selling a property.

Read more on our blog 👇

🌐 keymortgageadvice.co.uk/what-is-a-conveyancer/

Address

276 Station Road
Preston
PR56EB

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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