Mortgage Advice Hut

22/10/2026

💙 Client Love 💙

"Georgia has been my go-to for the last few years... I wouldn't want to deal with anyone else."

A huge thank you to Natalie for this amazing review. We're so grateful for your trust and support! ⭐⭐⭐⭐⭐

20/10/2026

✨ Time to Remortgage? Acting Early Matters! ✨

Many lenders let you lock in a new rate 4–6 months before your current deal ends

🔒 That early rate becomes your worst case scenario — protecting you if the market climbs 📈

And here’s the real win…

🔄 Secure a deal early — and still switch later if something better pops up
Locking in ahead of time gives you first dibs protection 🛡️ If rates rise, you’re already covered. If rates fall, you can walk away from that early deal and move to the cheaper one — no hassle, no penalties, just pure flexibility 🔁✨

Early action = peace of mind now, freedom to upgrade later, and smarter savings overall 💷💡

📅 Ready to get ahead? Book your FREE no obligation appointment today!

📞01772846147
🌐https://mortgageadvicehut.co.uk/mortgage-appointment/

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage.

05/10/2026

Self employed and planning to apply for a mortgage?

Here’s what you need to know:

• 📄 Lenders usually assess your income using an average of your last 2 years accounts
• 📉 If your latest year is lower, they’ll use the lower figure
• ⏳ Most lenders won’t accept accounts older than 18 months
• 📅 If you’re applying after 6 October, most lender would expect your 2026 account to be submitted
• 🏢 Limited company directors: Increasing your salary now won’t boost affordability — lenders look at your latest 2 years accounts, not your current tax year
• 🔍 Every lender has their own unique criteria, so what one accepts, another may not

If your accounts aren’t up to date, it can limit your options and slow everything down.

💬 Whether you’re renewing your mortgage, moving home or buying, we’ll help you understand your affordability and the documents lenders will expect. No guesswork, just clarity.

📞01772846147
🌐www.mortgagedvicehut.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage.

29/09/2026

Buying your first home is exciting 🤩 but preparation is everything.

✅Here are our top tips to get yourself in the best position to buy:

• 💳 Check your credit score make sure everything is accurate and up to date.
• 🏦 Build your deposit the bigger your deposit, the more options you’ll have
• 📄 Get your documents ready. You’ll need ID, bank statements, payslips, and proof of deposit. Make sure your address is correct and up to date on all documents
• 🎰 Avoid gambling transactions. Lenders see gambling as higher risk.
• 🔄 Be careful with overdraft use If you use an overdraft, make sure you swing back into credit each month and try to reduce your usage over time.
• 🗣️ Speak to an adviser before you start looking at properties The sooner you speak to a professional, the better you’ll understand your affordability, what lenders will expect, and avoid any pitfalls during your property search.
• 🔍 Every lender has their own criteria, what one lender accepts, another may not. Being prepared gives you more choice.
• 🏠 Get a Decision in Principle (DIP) this shows sellers you’re serious and gives you a clear idea of what you can borrow.

💬 If you’re thinking about buying your first home, book your free appointment and we’ll help you understand your affordability, what lenders will need, and how to get fully mortgage ready. Getting ahead now makes the whole process smoother.

📱01772846147
🌐www.mortgagedvicehut.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it

31/08/2026

👀 Getting Lost in the Online Mortgage Maze? Read This Before You Scroll Rightmove…

If your feed is full of conflicting advice, random calculators and too-good-to-be-true numbers… you’re not alone.

The internet makes mortgages confusing. 😵‍💫

Those online affordability calculators?
They only work if every detail you enter is 100% spot on.

❌ Wrong info in = wrong results out
❌ Mixed messages = mixed expectations
❌ And that can mean disappointment later on

Here’s where a real human (hi 👋) makes the difference 👇

✅ We look at your full financial picture
✅ We cut through the overwhelm + online noise
✅ We tell you exactly what’s genuinely possible

No guessing. No confusion. No surprises.

Just clear, personalised guidance so you can scroll Rightmove with confidence, not chaos.

🗓️ Book your free appointment today



Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

27/08/2026

🔥 Today’s Top Mortgage Rates – See What’s Live Right Now! 🔥

Thinking about buying your first home, moving, or remortgaging? Don’t rely on outdated rate tables or guesswork.

✅ Check live mortgage rates instantly
✅ Filter by your situation (first-time buyer, home mover, remortgage, etc.)
✅ Get a quick snapshot of what’s available before you speak to anyone

It’s the easiest way to understand the market and spot great deals in real time.

👉 Try our Mortgage Rate Finder now – click the link and see what’s out there!

https://mortgageadvicehut.co.uk/

YOUR HOME MAY BE REPPOSSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE

Your local expert mortgage broker/Advisers. Personalised advice searching mortgages from the whole of the mortgage market - 01772846147

25/08/2026

🏡 New job? In probation? Planning a job change? Wondering if you can still get a mortgage? 🤔

💥One of the biggest mortgage myths is that you must wait until you've passed your probation period or have at least 3 months' payslips before applying for a mortgage💥

🌟The reality? Many lenders will consider applications from people:

✅ In a new job
✅ Still within probation
✅ About to start a new role
✅ Using future income from a signed employment contract

If you have a signed employment contract and a confirmed start date within the next 3 months, many lenders can assess your application based on your new salary before you've even received your first payslip.

Every lender is different, which is why getting the right advice is so important.

💭Thinking of buying a home but worried about a recent or upcoming job change? Don't assume you need to put your plans on hold.

📩 Get in touch to explore your options.
🌐www.mortgageadvicehut.co.uk
📞01772846147

Your home may be repossessed if you do not keep up repayments with your mortgage or any other debt secured on it.

24/08/2026

🤩 Another great review for Georgia 🤩

Great work 🙌🏼 Great feedback 🙌🏼

20/08/2026

🔒 Fixed Rate vs 📈 Tracker Rate – Which Mortgage Wins?

Choosing a mortgage isn't just about the lowest rate today—it's about what works best for your lifestyle, budget and attitude to risk.

🔒 Fixed Rate Mortgage

✅ Your monthly payments stay the same for the fixed period
✅ Easier budgeting and peace of mind
✅ Protected if interest rates rise
❌ You won't benefit if rates fall
❌ Early repayment charges may apply if you pay the mortgage off early

📈 Tracker Rate Mortgage

✅ Usually lower starting rates
✅ Payments could reduce if the Bank of England base rate falls
✅ Often greater flexibility
❌ Monthly payments can increase if rates rise
❌ Harder to budget long-term
❌ More uncertainty for household finances

💡 The real question isn't "Which is best?"
It's "Which is best for you?"

🏡 Every borrower is different, which is why getting personalised mortgage advice is so important.

Book your free, no-obligation mortgage review today

🌐www.mortgageadvicehut.co.uk
📞01772846147

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

18/08/2026

🤩 What a fabulous review!! Well done Rachel Ray 🙌🏼