Mortgage Experience

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Mortgage Experience Simple Stress Free Mortgages. We find the most suitable mortgage deals for clients whatever their circumstance. There may be a fee for mortgage advice.

Appointments available, for a no obligation chat with one of our expert advisers call 01257226654 Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Mortgage Experience Limited trading as Mortgage Experience is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. The precise amount will depend upon your circumstances but we estimate it will be between £595 - £1295. We offer a full mortgage advice service to our clients, from the initial conversation, through to getting you a mortgage offer, holding your hand every step of the way. We will communicate between you and your solicitor or estate agent to make sure you understand everything, so you get to the day of exchange as smoothly and stress-free as possible. Whatever your circumstance we will source the right deal for you across 1000's of mortgage products we have available to us. We understand each client situation is different, so we take time to listen and assess the best option to achieving your goal of getting a mortgage. You may have been declined by your bank and think there is no other option, this is something we hear often by clients who go on to move into that dream home after securing a mortgage through our network of lenders, many not available on the high street. Our team has many years of Experience helping those that the high street cannot. We go above and beyond and pride ourselves on our customer experience as demonstrated by our 5 star reviews which can be viewed here: https://uk.trustpilot.com/review/mortgage-experience.com

Please get in touch and start your journey onto the property ladder or the move to your new home, we promise to make it as stress free as possible! Mortgage Experience Limited is registered in England and Wales. Company No. 10428355. Registered Office: Renaissance House, 4 East Terrace Business Park, Euxton Lane, Chorley, PR7 6TB

For more details call 01257226654

⭐️⭐️⭐️⭐️⭐️ ANOTHER GREAT REVIEW FOR DANIELLE!There’s no better compliment than a client choosing to come back to you fiv...
15/10/2026

⭐️⭐️⭐️⭐️⭐️ ANOTHER GREAT REVIEW FOR DANIELLE!

There’s no better compliment than a client choosing to come back to you five years later.

After helping this client purchase their home five years ago, Danielle Troake, our Mortgage & Protection Adviser, was their first choice when it came time to remortgage.

And it’s fantastic to hear that the service has been just as brilliant the second time around.
💬 “The service was so good that we have come back to her again for our remortgage where the service has been brilliant once again.”

A huge well done to Danielle for building the kind of client relationships that last beyond a single mortgage.

Thank you to our client for taking the time to leave such a lovely review. It really means a lot to Danielle and the whole team at Mortgage Experience.

If you’re looking for mortgage advice and want an adviser who will be there for you beyond your initial mortgage, get in touch with our team.

📞 01257 226654
✉️ [email protected]
🌐 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will be agreed with you before proceeding.

12/10/2026

💳 HAD A FEW CREDIT PROBLEMS IN THE PAST?

A late payment, default, CCJ or historic arrears doesn’t necessarily mean you can’t get a mortgage.

What matters is the detail behind your credit history and, importantly, your circumstances today.

Lenders can consider factors such as:
🔹 What happened and why
🔹 How recent the issue was
🔹 Whether outstanding balances have been settled
🔹 Your current income and affordability
🔹 Your deposit and overall financial position

Every lender has different criteria, so a previous credit issue doesn’t always tell the full story.

If you’ve been told “no” before, or you’re worried your credit history could hold you back, it could be worth speaking to a mortgage adviser before assuming your options have run out.

📞 01257 226654
✉️ [email protected]
🌐 www.mortgage-experience.com

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

🏠 THINKING ABOUT BUYING AN HMO?An HMO can be an attractive property investment, but financing one isn’t always as straig...
08/10/2026

🏠 THINKING ABOUT BUYING AN HMO?
An HMO can be an attractive property investment, but financing one isn’t always as straightforward as a standard Buy to Let.

Lenders can look at a range of factors when assessing an HMO mortgage, including:
🔹 The number of bedrooms and tenants
🔹 The property type and location
🔹 Expected rental income
🔹 Your experience as a landlord
🔹 Your personal and/or business circumstances
🔹 Whether the property is owned personally or through a limited company

Whether you’re purchasing your first HMO or adding another property to an existing portfolio, getting the right mortgage structure can make an important difference.

At Mortgage Experience, we can help you understand the mortgage options available and guide you through the process from initial enquiry to completion.

Looking to purchase an HMO? Speak to our team to discuss your plans.

📞 01257 226654
✉️ [email protected]
🌐 www.mortgage-experience.com

Your property may be repossessed if you do not keep up repayments on your mortgage.

A NEW HOME, A NEW CHAPTER.What a lovely couple! We’re absolutely chuffed that our Mortgage & Protection Adviser, Lee Gru...
06/10/2026

A NEW HOME, A NEW CHAPTER.

What a lovely couple! We’re absolutely chuffed that our Mortgage & Protection Adviser, Lee Grundy, could help them move into their new home.

A huge congratulations to you both. We wish you many happy years and wonderful memories in your new home!

If you’re thinking about buying, moving, remortgaging or reviewing your protection, we would be more than happy to help.

✉️ [email protected]

📞 01257 226654

Know someone who could use some advice? Get in touch today.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will be agreed with you before proceeding.

Prime Minister Andy Burnham has announced a new government scheme called ‘Your First Home’, aimed at helping first-time ...
29/09/2026

Prime Minister Andy Burnham has announced a new government scheme called ‘Your First Home’, aimed at helping first-time buyers who may struggle to save a larger deposit.

Here’s what we know so far:
🔑 First-time buyers could purchase a new-build home with a deposit of just 2.5%.
💷 The scheme is expected to provide a government-backed equity loan of up to 20% of the property value.
📊 An initial interest-free period is planned for the equity loan.
🏡 The scheme will be targeted at buyers who may not have access to financial help from family, with household income and local property price caps expected to apply.

The important bit: the scheme has been announced, but the full eligibility criteria and implementation details have not yet been confirmed. Further details are expected in the October Budget.

So, if you’re a first-time buyer who has been finding the deposit hurdle difficult, this is certainly one to keep an eye on.

We’ll share more information as the details become clearer.

📞 01257 226654
✉️ [email protected]
🌐 https://www.mortgage-experience.com/contact-us



Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

ONE DAY, YOUR INCOME WILL STOP. HAVE YOU PLANNED FOR IT?It’s not something any of us particularly want to think about. B...
28/09/2026

ONE DAY, YOUR INCOME WILL STOP. HAVE YOU PLANNED FOR IT?

It’s not something any of us particularly want to think about. But if your income helps keep your family’s life running, what would happen if it suddenly disappeared?

Family Income Benefit can provide your loved ones with a regular monthly income if you die during the policy term, helping towards the mortgage, household bills, childcare and everyday living costs.

Rather than leaving your family to face a large financial change all at once, it can provide ongoing financial support when they need it most.

Because protecting your family isn’t just about protecting your home. It’s about protecting the life you’ve built together.

If you haven’t reviewed your protection recently, it could be worth finding out what options are available.

📞 01257 226654
✉️ [email protected]
🌐 www.mortgage-experience.com

Please note for these insurance products, terms and conditions apply.

☀️ Summer is winding down and Christmas will be here before we know it.If moving home is on your mind, now could be a go...
24/09/2026

☀️ Summer is winding down and Christmas will be here before we know it.

If moving home is on your mind, now could be a good time to start exploring your mortgage options.

Getting things in place early can give you a clearer idea of what you could afford, what your options are and how much time you have to find the right home.

So, if you’d love to be settling into a new home before Christmas, why not start the conversation now?

📞 01257 226654
✉️ [email protected]
🌐 https://www.mortgage-experience.com/contact-us



Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

22/09/2026

🏠 FIRST TIME BUYER? DON’T FALL IN LOVE WITH A HOUSE BEFORE YOU KNOW YOUR BUDGET.

We get it. You see the perfect house, start imagining where the sofa will go and suddenly, you're mentally planning the housewarming. 😂

But before you start booking viewings, it’s worth understanding what you could realistically borrow and, just as importantly, what you can comfortably afford each month.

Getting mortgage ready first means you can search with confidence, know what to look for and be in a better position when the right property comes along.

Thinking about buying your first home? Start with the mortgage, not the house hunt.

📞 01257 226654
✉️ [email protected]
🌐 https://www.mortgage-experience.com/contact-us/

Mortgage Experience. We make mortgages easy.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

17/09/2026

The Bank of England has announced that the base rate will remain at 3.75%.

If your fixed rate is not due to end within the next 6 months, this change won’t affect you until your fixed period comes to an end.

However, if your current rate is due to end within the next 6 months, it’s important to get in touch with a member of the team as soon as possible.

If you’d like to discuss your options, simply contact the team using any of the methods below👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Source: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will be agreed with you before proceeding.

Introducing Barry Forrester… driving the next phase of adviser growth!We’re incredibly excited to welcome Barry to the t...
17/09/2026

Introducing Barry Forrester… driving the next phase of adviser growth!

We’re incredibly excited to welcome Barry to the team as our new Regional Sales Manager.

With more than 30 years of experience across mortgages, financial services and estate agency, Barry has built his career around recruiting, developing and leading adviser teams.

He has extensive experience building teams from the ground up, including establishing and growing adviser teams nationally, alongside senior leadership roles across the mortgage and financial services industry.

But what really sets Barry apart is his approach to leadership.

He believes in coaching, mentoring and structured support to help advisers improve productivity, increase their earnings and achieve their personal goals.

That makes him a fantastic fit for Mortgage Experience and our ambitions for continued growth.

Barry is now focused on building a high-performing regional team, supporting advisers and helping people maximise their potential.

We’re delighted to have you on board, Barry. Welcome to Mortgage Experience.

Address

Renaissance House, East Terrace Business Park, Euxton Lane
Chorley
PR76TB

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 2pm
Sunday 9am - 2pm

Telephone

+441257226654

Website

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