Mortgage Experience

Mortgage Experience Simple Stress Free Mortgages. We find the most suitable mortgage deals for clients whatever their circumstance. There may be a fee for mortgage advice.

Appointments available, for a no obligation chat with one of our expert advisers call 01257226654 Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Mortgage Experience Limited trading as Mortgage Experience is an appointe

d representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. The precise amount will depend upon your circumstances but we estimate it will be between £595 - £1295. We offer a full mortgage advice service to our clients, from the initial conversation, through to getting you a mortgage offer, holding your hand every step of the way. We will communicate between you and your solicitor or estate agent to make sure you understand everything, so you get to the day of exchange as smoothly and stress-free as possible. Whatever your circumstance we will source the right deal for you across 1000's of mortgage products we have available to us. We understand each client situation is different, so we take time to listen and assess the best option to achieving your goal of getting a mortgage. You may have been declined by your bank and think there is no other option, this is something we hear often by clients who go on to move into that dream home after securing a mortgage through our network of lenders, many not available on the high street. Our team has many years of Experience helping those that the high street cannot. We go above and beyond and pride ourselves on our customer experience as demonstrated by our 5 star reviews which can be viewed here: https://uk.trustpilot.com/review/mortgage-experience.com

Please get in touch and start your journey onto the property ladder or the move to your new home, we promise to make it as stress free as possible! Mortgage Experience Limited is registered in England and Wales. Company No. 10428355. Registered Office: Renaissance House, 4 East Terrace Business Park, Euxton Lane, Chorley, PR7 6TB

For more details call 01257226654

Will Adverse Credit Stop Me Buying a Home? ❓Not necessarily.Many people assume that a low credit score, missed payments,...
16/06/2026

Will Adverse Credit Stop Me Buying a Home? ❓

Not necessarily.

Many people assume that a low credit score, missed payments, defaults, or previous financial difficulties mean their home ownership plans are over.

The reality is that there are lenders who specialise in helping people with adverse credit circumstances.

At Mortgage Experience, our expert advisers have access to lenders beyond the high street, giving you more options than you might expect.

Whether you've been declined elsewhere or simply aren't sure where you stand, we'll take the time to understand your situation and help explore the mortgage solutions available to you.

🏡 Your credit history doesn't have to define your future.

Speak to our team today and find out what options may be available 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Discussion Nobody Wants to Have 💭It's not something most people enjoy thinking about, but it's one of the most impor...
11/06/2026

The Discussion Nobody Wants to Have 💭

It's not something most people enjoy thinking about, but it's one of the most important discussions you can have.

Life insurance helps provide financial security for your loved ones if the unexpected happens, giving you peace of mind that they'll be protected when it matters most.

Putting the right cover in place today could make all the difference tomorrow.

Have you reviewed your protection recently? Contact us today for friendly, expert advice 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

Can I Airbnb a property with a residential mortgage? 🤔🏡It's a common question, but one many homeowners don't think to as...
09/06/2026

Can I Airbnb a property with a residential mortgage? 🤔🏡

It's a common question, but one many homeowners don't think to ask.

The answer? Not always. Most residential mortgages don't allow short-term letting, including Airbnb, without your lender's permission.

If you're considering turning your property into a holiday let or earning some extra income through Airbnb, make sure you check your mortgage terms first 💷

A quick conversation with a mortgage adviser could save you a lot of hassle later on.

Got a mortgage question you'd like answered? Get in touch 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

We are incredibly proud to recognise one of our Mortgage & Protection Advisers, Chris Warner, following the success of t...
05/06/2026

We are incredibly proud to recognise one of our Mortgage & Protection Advisers, Chris Warner, following the success of the inaugural Matching 10k road race. 👏🏃

What started as an idea from Chris became a fantastic community event, with him playing a key role as Chairman and Race Coordinator to help bring everything together.

The event was a huge success, raising an incredible:
🏫 £5,000 for the local school
⛪ £5,000 for the local church

A brilliant achievement and a reflection of the hard work, dedication, and community spirit involved throughout the event.

The day was made even more special with Penny Lancaster joining the event to officially start the race and present awards to participants.

From everyone at Mortgage Experience, well done to all those who took part, supported, and helped make the day such a success. 👏

Chris Warner, Mortgage Experience trading as Matchingfinance

Think you need to wait until you’ve saved a 10% deposit to buy a home? 🏡You may actually be able to get on the property ...
04/06/2026

Think you need to wait until you’ve saved a 10% deposit to buy a home? 🏡

You may actually be able to get on the property ladder with a smaller deposit than you think.

Some mortgage options are available with deposits starting from 5% with some lenders even offering 0% deposit mortgages (subject to criteria) 👀💷

A bigger deposit can sometimes give you access to better rates, but that doesn’t always mean you have to wait years to buy your first home 💭

📩 Get in touch today to see how much deposit you may need.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about a commercial mortgage but worried you don’t have enough trading history? 🏢The good news is, not all lende...
02/06/2026

Thinking about a commercial mortgage but worried you don’t have enough trading history? 🏢

The good news is, not all lenders require years of accounts. In some cases, commercial mortgages may still be available if:
✔️ You’re a new business with strong projections
✔️ You have industry experience
✔️ You can provide evidence of future income
✔️ You have a strong deposit or existing assets
Every lender has different criteria, which is why expert guidance can make all the difference.

We’ll help you understand your options with clear, advice tailored to your business goals.

📩 Get in touch today to discuss your commercial mortgage options.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your property may be repossessed if you do not keep up repayments on your mortgage.

If an illness or injury stopped you from working tomorrow, would your savings be enough to cover 6 months of bills? 💭Man...
29/05/2026

If an illness or injury stopped you from working tomorrow, would your savings be enough to cover 6 months of bills? 💭

Many people rely on their income to keep everything running smoothly, from mortgage payments and household bills to everyday living costs.

Without a financial safety net in place, being unable to work could quickly become stressful.

Income protection could help provide peace of mind by supporting you financially if you’re unable to work due to illness or injury.

Want to learn more about how income protection works and whether it could be right for you? Get in touch today.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

Been declined for a mortgage before? It doesn’t always mean “no” forever 🏡There are many reasons why an application may ...
27/05/2026

Been declined for a mortgage before? It doesn’t always mean “no” forever 🏡

There are many reasons why an application may have been declined, from credit history and affordability to lender criteria but that’s where speaking to the right broker can make all the difference.

We work with a wide range of lenders and may be able to help find options better suited to your circumstances.

✔ Bad credit?
✔ Self-employed?
✔ Recently declined?
✔ Unsure where you stand?

Don’t give up on your homeownership goals just yet.

Get in touch today for friendly, expert advice and let’s explore your options together.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

New £5,000 deposit mortgage for First Time Buyers! 🏡Saving for a deposit is one of the biggest hurdles for buyers trying...
26/05/2026

New £5,000 deposit mortgage for First Time Buyers! 🏡

Saving for a deposit is one of the biggest hurdles for buyers trying to get onto the property ladder and this new scheme could help make homeownership more accessible.

✔ Minimum personal deposit of just £5,000
✔ Available on homes up to £300,000
✔ Employed & self-employed applicants considered
✔ 5-year fixed rate options available
✔ Free mortgage valuation included

As always, lending criteria and affordability checks apply, and this won’t be suitable for everyone.

Ready to take your first step onto the property ladder? 🏡

Get in touch today and start your home buying journey with confidence.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about a commercial mortgage but not sure if you’ll qualify? 🤔Unlike residential mortgages, lenders look at more...
22/05/2026

Thinking about a commercial mortgage but not sure if you’ll qualify? 🤔

Unlike residential mortgages, lenders look at more than just your personal income.

They want to understand the full picture, from the strength of the business to the property itself 🖼️

Typically, lenders will assess your financial position, trading history, deposit size, and the viability of the investment. Whether you’re purchasing a premises for your own business or investing in commercial property, each application is considered on its own merits.

The good news? There’s often more flexibility than people expect, especially when you have the right guidance.

If you’re exploring commercial finance and want to understand where you stand, it’s worth having a conversation before making any decisions.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your property may be repossessed if you do not keep up repayments on your mortgage.

Address

Renaissance House, East Terrace Business Park, Euxton Lane
Chorley
PR76TB

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 2pm
Sunday 9am - 2pm

Telephone

+441257226654

Website

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