The Mortgage Store Chorley

09/06/2026

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✅ Clear communication
✅ Professional
✅ Committed to helping

What more could you want from your mortgage advisor?!

08/06/2026

Lauren came to me thinking she'd struggle to borrow enough as a single applicant to afford a home in the area she'd like to live in.

Although keen to start looking for a house, she thought she'd have to wait for a payrise for it to be do-able.

Little did she know, some lenders are especially generous with first time buyer affordability (subject to meeting certain criteria).

When we ran the numbers together, she was pleasantly surprised!

Want to look at your borrowing potential? Get in touch for a free, no-obligation chat.

28/05/2026

A quick mortgage tip that catches a lot of people out 👇

Using deferred payments/pay in three like Klarna won’t automatically stop you getting a mortgage.

But lenders do look at it.

Their thinking is, if you need to spread out smaller purchases, how comfortable will you be managing a mortgage payment every month?

So if you’re planning to apply for a mortgage soon, try to keep the Buy Now Pay Later spending to a minimum beforehand.

The best bank statements are the boring ones.

26/05/2026

Current UK heatwave checklist:

☀️ Every estate agent photo looks 10x better in the sunshine
☀️ Sleeping in a loft conversion is like lying on the surface of the sun
☀️ Patio furniture is finally justifying its existence
☀️ Conservatories are reaching temperatures usually reserved for Marbella
☀️ Bi-fold doors have their annual opening

Heatwave house viewings tell you everything the Rightmove listing won’t.

You quickly find out:
Which rooms become unliveable after 2pm
Whether 'great natural light' was actually a warning
If the garden is a sun trap or just… no shade whatsoever

And most importantly: how many fans can you fit in one bedroom before it trips the electrics?

25/05/2026

Imagine going out today barefoot and with a fur coat on 🥵

Please don't chance it. Dogs can't regulate their body temperature like we can, and heatstroke in these temperatures is a real risk.

Freddie's spending the day indoors where it's cooler, though the back door's open if he wants to potter outside for a little bit. (He's actively choosing not to!)

He might be treated to a dog ice cream in the hottest part of the day, too 🍦

No dog ever died from missing one walk🚨

If the pavement is too hot for your hand for five seconds, it's definitely too hot for paws. During the heatwave, stick to walks at dusk and dawn to avoid burnt paw pads and heatstroke, and if in doubt, don't go out.

Please share this vital reminder to help protect four (and three!)-legged friends in hot weather.

Find more expert advice on keeping dogs safe in summer: https://bit.ly/3GydWem

20/05/2026

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When you choose to work with me, you don't just get me 9-5 Monday to Friday.

Ok, yes, I do need to have some family time as well, but I'm typically on hand seven days a week for any quick questions or queries.

And if I don't happen to be working when you get in touch, I'll get back to you as soon as possible.

14/05/2026

Last night the Mortgage Strategy Awards took place in London; they're like the Oscars of the mortgage world.

The Mortgage Store only went and WON Best Best Mortgage Broker (more than 50 advisers)!

I'm so proud to be part of this amazing team. Even better, the journey's just beginning.

13/05/2026

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There's no messing about at The Mortgage Store Chorley!

When rates are changing all the time, work with an advisor who's thorough but expeditious.

12/05/2026

Dan came to me wanting to buy a new home following a relationship breakdown.

His credit cards were all on 0% interest, and he wanted to keep as much money back from the sale of his old house as possible so he could do jobs on the new one. But he thought he might not be able to borrow what he needed with the debt present.

His overall debt-to-income ratio was under 50% and he hadn't missed any payments.

I found a high street lender who was happy with this and who was offering generous borrowing potential.

The result? An approved mortgage application and a client happy that he doesn't have to pay his cards down in order to buy.

As always, every situation is unique and what's possible for one person might not be for another. Please get in touch to talk through your circumstances, and let's see what I can do for you.

11/05/2026

Huge congratulations to Amaan for this sensational knock!

Amaan is sponsored this season by The Mortgage Store Chorley, of course!

🏏 History made, club record broken!🏏

A massive congratulations to Amaan Sarguru for an absolutely outstanding peformance against Fulwood and Broughton.

Today, he re-wrote club record books, as he smashed a sensational 205 off 98 balls to claim the highest individual amateur score in Chorley CC history!

His unbelievable effort saw the 2s post 367-9 off 40 overs before knocking over Fulwood for just 105.

Take a bow, Amaan 🏏👊🏻🙌🏻