The Mortgage Store Chorley

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The Mortgage Store Chorley The Mortgage Store makes getting a mortgage easy. Weโ€™ll sort out the house, and then you can make it a home.

๐Ÿก๐Ÿชœ Helping first time buyers and homeowners across Chorley, Leyland, and Standish
๐Ÿ”‘ From dreaming to keyring - mortgages and home-buying made simple
๐Ÿ”’ 100s of mortgages secured
๐Ÿ’ฌ Book your free, no-obligation chat With thousands of different mortgage schemes available in the UK for people with varying circumstances, finding the right mortgage deal can be very time-consuming. This is why we pride ourselves on our exceptional, 5-star service in helping you find the perfect mortgage deal, and in protecting your income, your family, and your home. Home visits are available throughout the North West but we can advise anywhere in the UK via phone or video chat. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

50 five-star Google reviews!A huge thank you to each and every one of you who has taken the time to leave a review; it r...
19/10/2026

50 five-star Google reviews!

A huge thank you to each and every one of you who has taken the time to leave a review; it really does mean a lot.

Well, this was a nice surprise: two clients independently deciding I need baked goods!It'll be a miracle if they see the...
16/10/2026

Well, this was a nice surprise: two clients independently deciding I need baked goods!

It'll be a miracle if they see the weekend...

Three today!Happy third birthday to my favourite little sidekick, Freddie. Safe to say, heโ€™s not short of attention or t...
15/10/2026

Three today!

Happy third birthday to my favourite little sidekick, Freddie.

Safe to say, heโ€™s not short of attention or treats today (or any other day, come to think of it). I wouldnโ€™t have it any other way.

Happy birthday, Freddie!

I'm back from holiday and straight back to work!We had a lovely few days away, including a visit to Blenheim Palace with...
12/10/2026

I'm back from holiday and straight back to work!

We had a lovely few days away, including a visit to Blenheim Palace with Freddie.

Not a bad house, is it? Just need to find a lender willing to give me a mortgage on it!

Anyway, back to reality and looking forward to catching up with everyone and helping with your mortgage and protection needs.

(There are only TEN full working weeks until Christmas, FYI...)

Self-employed? This is worth knowing ๐Ÿ‘‡We're now at the point in the year where the majority of lenders need your 2025/26...
06/10/2026

Self-employed? This is worth knowing ๐Ÿ‘‡

We're now at the point in the year where the majority of lenders need your 2025/26 tax documents as part of a mortgage application.

So if you've submitted your 2025/26 Self Assessment, make sure you've got copies of:

๐Ÿ“„ 2025/26 Tax Calculation (SA302)
๐Ÿ“„ 2025/26 Tax Year Overview

Get your paperwork together now rather than waiting until you need it. It could save you a lot of chasing later.

A reminder that I'm out of the office this week, so messages may not be picked up until Monday 12th.Posts going out this...
05/10/2026

A reminder that I'm out of the office this week, so messages may not be picked up until Monday 12th.

Posts going out this week have been scheduled in advance.

See you all soon!

A reminder that I'm now out of the office until Monday October 12th for a short break.If you have an urgent new enquiry ...
02/10/2026

A reminder that I'm now out of the office until Monday October 12th for a short break.

If you have an urgent new enquiry that can't wait until I get back, please contact Rachel on 07723 398052 or email [email protected]

Celebrity Traitors starts tonight! Who's watching?It got me thinking about if the mortgage process was The Traitors:๐Ÿ—ก๏ธ T...
01/10/2026

Celebrity Traitors starts tonight! Who's watching?

It got me thinking about if the mortgage process was The Traitors:

๐Ÿ—ก๏ธ THE TRAITOR
That CCJ for a parking fine you knew nothing about.

โค๏ธ๏ธ THE FAITHFUL
The client who has every document ready straight after our meeting.

โ›”๏ธ THE ROUND TABLE
Where we narrow down hundreds of possibilities to the lenders that actually fit.

๐Ÿ’ฐ THE PRIZE
The keys to your new home.

Thankfully, mortgage applications don't involve secret missions or Claudia Winkleman dramatically appearing behind you.

Although I wouldn't say no to the cloak...

People often think being a mortgage advisor is about finding the cheapest mortgage.And yes, that's part of it. But there...
30/09/2026

People often think being a mortgage advisor is about finding the cheapest mortgage.

And yes, that's part of it. But there's a lot more going on behind the scenes.

โœ… It's understanding how different lenders assess income
โœ… It's researching lender criteria and working out which options actually fit a client's circumstances
โœ… It's going through paperwork, spotting potential problems and making sure everything stacks up before an application goes in
โœ… It's explaining complicated lender jargon in plain English
โœ… It's chasing applications when they're stuck in a queue
โœ… It's keeping clients updated when they're waiting for an answer
โœ… It's working out how to make the mortgage work alongside everything else going on in someone's life

And then there's the protection side, making sure we're not just asking โ€œCan you get the mortgage?โ€, but also โ€œWhat happens if something goes wrong?โ€

Getting the keys is fantastic, but making sure the home and the income that pays for it are protected matters too.

And then, on top of all that, I'm still running a business.

Accounts. Compliance. CPD. Marketing. Admin. Keeping up with lender changes. Improving processes. Answering emails. Trying to remember what day of the week it is and when I last saw my family!

The mortgage is only one part of the job.

A big part of what I do is take a process that can feel complicated and make it feel a bit more manageable for the person or people sitting in front of me.

That's the bit people don't always see.

You don't need to have everything figured out before talking about a mortgage.I sometimes speak to people who initially ...
28/09/2026

You don't need to have everything figured out before talking about a mortgage.

I sometimes speak to people who initially put off getting advice because they think they need to have everything ready first.

They don't.

โŒ You don't need to have found your dream home
โŒ You don't need a perfect credit history
โŒ And you don't need a folder full of paperwork sitting on your desk

Sometimes the most useful thing you can do is have a conversation before you start looking seriously.

It gives you a clearer idea of what's achievable, what you might need to work on, and what your next steps could look like.

And if you're not quite ready yet, that's okay too.

I'd much rather have that conversation early than have you find the perfect house and then discover there's something standing in the way.

A mortgage conversation doesn't have to mean you're ready to apply. Sometimes it's simply the starting point.

Address

Oak House, 317 Golden Hill Lane
Leyland
PR252YJ

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 8pm
Wednesday 10am - 8pm
Thursday 10am - 8pm
Friday 10am - 4pm
Saturday 10am - 1pm
Sunday 10am - 1pm

Telephone

+441772287380

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