Ward James Mortgages

Ward James Mortgages Registered in England and Wales no. 13832766. Registered Address : Derby House, 12 Winckley Square, Preston, Lancashire, PR1 3JJ.

Friendly, expert mortgage advisers 🏡

Helping first-time buyers, home movers & those remortgaging find the right deal with ease 🤝

Clear advice, tailored solutions & support every step of the way ✨

Making mortgages simple, fee-free & efficient! The Fee Free Mortgage Broker
Welcome to Ward James Mortgages
Whole of market with access to over 90 lenders and 1000s of products
CEMAP Qualified and o

ver 8 years experience in the industry

Ward James Mortgages Limited is an Appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority.

Another great review 😃
07/08/2026

Another great review 😃

An England win and another 5 star review. Good times!
18/06/2026

An England win and another 5 star review. Good times!

Another great review. They just keep coming! 😃
10/06/2026

Another great review. They just keep coming! 😃

🚨HUGE news for first-time buyers🚨Halifax is shaking up the mortgage market with a game-changing new deal now available. ...
19/05/2026

🚨HUGE news for first-time buyers🚨

Halifax is shaking up the mortgage market with a game-changing new deal now available.

You could now get on the property ladder with just a £5,000 deposit.

Here’s what you need to know:

- Up to 98% LTV (just £5k minimum deposit)
- Available on homes up to £300,000
- 5-year fixed rate with NO product fees
- Built for people who can afford monthly repayments but struggle to save a big deposit

This is a massive step toward making homeownership more accessible.

If you’ve been stuck renting and thought buying was out of reach… this could change everything.

We have access to this deal, so drop us a message! 👇



Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Time to look at your remortgage? We can compare the deal your current lender is offering to the rest of the market. Fee ...
13/05/2026

Time to look at your remortgage? We can compare the deal your current lender is offering to the rest of the market.
Fee free mortgage advice.
Open the door to your options...Use a Broker
- You will have access to an additional range of lenders that will otherwise not be accessible👍
- You will have access to exclusive mortgage products👍
- You’ll have advice on long-term decision-making for the future👍
- We can compare multiple lenders in comparison to each other👍
- Our time is flexible and we are there to solve problems👍
Register for a call back by sending a WhatsApp to 07828743119 or give us a call on 01772 970080 or email [email protected]
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it

Our latest Google Review.'Top-notch broker. From the very first day we were referred to Nick, we’ve never looked back. F...
08/05/2026

Our latest Google Review.

'Top-notch broker. From the very first day we were referred to Nick, we’ve never looked back. From day one, we genuinely felt he was acting in our best interest, and he charged us no fees at all, which made the whole experience even more reassuring.

He explained everything in a calm, clear, and simple way that made the whole process easy to understand.

Communication was excellent throughout, both on WhatsApp and email, and he always replied very quickly. He was professional, efficient, and guided us through every step of the process.

He managed to secure us a great deal in the market, one of the best available. He also recommended a very good solicitor, which made things even smoother for us.

Anytime we needed help or direction, he was always available and willing to support us.

We honestly can’t thank him enough. We would recommend him every time without hesitation.

Thank you so much, Nick. We are now happily settled in our new home.'

📈 Mortgage rates spike…We saw a number of lenders increase their mortgage rates last week, showing just how quickly the ...
18/03/2026

📈 Mortgage rates spike…

We saw a number of lenders increase their mortgage rates last week, showing just how quickly the market can change.

For anyone looking to buy, re-mortgage, or secure a new deal, keeping up with these changes can feel overwhelming.

This is where using a mortgage broker can really help 👇

🔎 Access to a wide range of lenders – not just the ones you see on the high street

📊 Up-to-date market insight – we keep track of rate changes as they happen

💡 Tailored advice – finding the most suitable deal for your personal circumstances

⏱️ Saving you time and stress – we compare options and handle the process for you

With rates changing regularly, having someone monitoring the market and guiding you through it can make all the difference.

If you're thinking about buying, re-mortgaging, or reviewing your current deal, now is a good time to speak to a broker.

Register for a call back by sending a WhatsApp to 07828743119 or give us a call on 01772 970080 or email [email protected]

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Yes, really… just a 2% deposit. Getting your first home might be closer than you think. That’s why we want to shout abou...
10/02/2026

Yes, really… just a 2% deposit.

Getting your first home might be closer than you think. That’s why we want to shout about a new product introduced to market this week, where first-time buyers can borrow up to 98% of the property value - meaning you only need a 2% deposit!

That’s from £10,000 towards your first home.

Why this matters:

• One of the highest loan to value mortgages currently available
• Perfect if saving a big deposit feels out of reach
• 5-year fixed rate for stability
• No product fee
• Free valuation + £250 cashback
• Gifted deposits accepted from family or friends

This mortgage is designed to help first-time buyers step onto the property ladder sooner — without waiting years to save a bigger deposit.

📩 Think a 2% deposit could work for you? Send us a message and we can help!

First-time buyers only. Eligibility criteria apply.

Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Great property just come on to the market 😀
03/02/2026

Great property just come on to the market 😀

Happy New Year from Ward James Mortgages.Wishing everyone happiness, health and new beginnings in the year ahead.
01/01/2026

Happy New Year from Ward James Mortgages.

Wishing everyone happiness, health and new beginnings in the year ahead.

Address

Strawberry Fields Digital Hub, Euxton Lane
Chorley
PR71PS

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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