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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm

Mortgages4Plymouth

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Mortgages4Plymouth

Mortgages4Plymouth are a friendly and professional mortgage and protection brokers based in Plymouth We will charge a fee of between £199 and £399.

We pride ourselves on building long lasting relationships with our clients. THE TEAM AT MORTGAGES4PLYMOUTH PROVIDE ADVICE ON ALL OF THE FOLLOWING:

First time buyers mortgages
Buy to let mortgages
Remortgages
Mortgages for armed forces personnel
Home mover mortgages
Mortgages for those working abroad
Life insurance products
Income protection products
Family protection products

We also have access to third party specialists who can provide advice on:

Wills*

Neither Mortgages4Plymouth nor PRIMIS Mortgage Network are responsible for any advice received from a third party. The precise amount will depend on your circumstances. This fee is payable on completion. We will also be paid a fee from the lender. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable. Mortgages4Plymouth is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority. frn: 435779 for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK regulated by the Financial Conduct Authority.

*Wills and Overseas mortgages are not regulated by the Financial Conduct Authority. Our customers can expect a warm welcome and expert advice from our experienced team. Please call us on 01752 264500, email us or drop in to our office in Plymouth. Mortgages4Plymouth and PRIMIS Mortgage Network will process all information in accordance with the Data Protection Act 1998 and it will be treated as private and confidential now and in the future. The only exceptions to this will be when the law requires us to disclose information or, with your consent, where disclosure is necessary when arranging or servicing your mortgage or protection contracts. To fulfil our regulatory obligations, we will retain copies of your records for no longer than is necessary or for the duration of any contract you may enter into. You have the right to inspect these records at any time.

01/11/2026

That's a huge number when you think about how many of us rely on our wages to cover rent, mortgage payments and everyday bills. 🫣

81% of workers without cover are renting or paying a mortgage. Nearly half have children under 17 depending on that income too.

One in five full-time workers has gone through a stretch without their usual pay because they couldn't work. That's not a small risk; it's something that could derail your livelihood!

Income protection could provide you with a monthly income to help you pay the bills

We can walk you through how income protection works, what it might cover, and how it could sit alongside your budget and any workplace benefits you already have.

Speak to us about how it works today

29/10/2026

Does your business hold more profit than you pay yourself? 💼

If you’re a business owner, retained profits could help you borrow more for a mortgage without needing to withdraw the money.

Not every lender offers this option, but we can help you explore the criteria and find out whether it could work for you.

Get in touch to discuss your options!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

28/10/2026

Today's Autumn Budget has brought some positive announcements for first-time buyers, including official confirmation of the Your First Home Scheme! 🎉

We shared some details about this a few weeks ago, and now the Government has confirmed it's going ahead.

The scheme will allow eligible first-time buyers to purchase a new-build home using a deposit of just 2.5%.

On top of this, the Government will provide a 20% equity loan, with no interest to pay on that loan for the first 5 years! 💰

📅 The scheme isn't accepting applications yet.

However, pre-registration will open before the end of 2026, with full applications expected to begin in February 2027.

Registering your interest won't tie you into buying anything. It will simply help you find out whether you're eligible and what local property price limits apply.

You can read the full details here:
https://www.gov.uk/government/publications/your-first-home/your-first-home

💷 Another announcement worth knowing about is the new First Time Buyer ISA!

The Government is working on a simpler savings option specifically for people putting money aside for their first home.

The plan is for this to replace the Lifetime ISA for new savers, although anyone who already has a Lifetime ISA will be able to continue saving into it.

There's no confirmed date for the new ISA to launch, but we'll keep you informed.

It's good to see some encouraging changes being announced for those hoping to take their first step onto the property ladder! 🙌

If buying your first home is on your radar, why not have a chat with us?

We can help you understand your options and start preparing for your future purchase. 🏡

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

26/10/2026

Still think you need a big deposit to buy?

That old idea stops a lot of people from even trying. 🏡

Most movers under 45 still see owning a home as something worth working towards, and honestly, that hasn't changed much across the years/

What a lot of people don't realise is that you don't always need 10%.

Some lenders will consider 5%, 2%, even 0% down, depending on your situation.

The trick is knowing which lenders offer what, because your bank can only tell you about their own products, not the full picture.

That's where speaking to us comes in.

We'll walk you through what's actually available before you count yourself out. 💬

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Source: https://theintermediary.co.uk/2026/10/84-of-under-45s-consider-homeownership-essential-lrg/

25/10/2026

Your mortgage renewal date doesn't deserve to be forgotten in a graveyard of to-do lists. 👻

If it slips past you, you could land on your lender's standard variable rate.

That's the rate you fall onto automatically, and it's usually a lot higher than your current deal. Your monthly payment could jump by hundreds! 💷

That's the trick.

Here's the treat. We can start hunting for new deals up to 6 months before your renewal, so nothing creeps up on you in the dark. 🎃

And if rates ease up after we've locked something in for you, there may still be room to switch to a lower rate before it all completes.

Speak to us before your renewal turns into a horror story. 🦇

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

22/10/2026

This is one of the few times where you'll be happy to hear "I told you so" 😉

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

20/10/2026

Got a mortgage together? Have you thought about what happens when one of you is no longer here?

A joint mortgage doesn’t mean one life insurance policy automatically protects you both.

Having the right cover in place for each person could help make sure the mortgage remains manageable if the worst happens.

It’s worth checking your cover now, rather than leaving it until you need it.

Get in touch to talk through your options. 💬

19/10/2026

Your mortgage deal won't last forever, so it helps to plan ahead of time. 📅

When your fixed or initial term ends, your options change. You're not tied to sticking with the same lender or the same deal you've always had.

Starting early gives you room to breathe. Time to see what's out there, compare your options, and understand what actually suits your situation now, not when you first took the mortgage out.

A new deal isn't just about chasing the lowest rate either. Fees, term length, and monthly payments all play a part.

Life changes. Income, circumstances, plans, they all shift, and that can affect what's available to you.

The good news? You may be able to sort a new deal before your current one even ends.

Don't leave it to the last minute. Speak to us early and make the whole thing far less stressful. 🏡

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

18/10/2026

Not too long ago, the Bank of England held the base rate, which is good news on the surface.

But lenders don't always sit still just because the base rate does. 👀

Rates can shift day to day, sometimes with little notice.

So waiting around for bigger news could mean missing a deal that's already sitting there, ready to go.

Here's something worth knowing. Locking in a rate now doesn't trap you in it.

If a cheaper option shows up before your mortgage completes, we can move you onto it. 🔁

No fuss involved, just keeping things flexible while the market does its own thing.

Want to see what's out there at the moment? Speak to us today. Costs nothing to find out where you stand. 📩

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

15/10/2026

Do bonuses and commission count towards your mortgage? 🤔

They can, but how much a lender uses will depend on your circumstances and income history.

Some lenders may average variable income over the last couple of years, while others may only use a percentage of it.

So before you assume your income won’t work, let’s look at the figures properly.

Your payslips and P60s could tell a different story. 🏡

Get in touch to find out what could be possible.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

8 Peverell Park Road
Plymouth
PL34NA

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Website

http://www.mortgages4plymouth.co.uk/

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