James Webster - Mortgage Genies

03/08/2023

12/05/2023

Did you know, that you can also have a 100% mortgage on a shared ownership property?

This is handy for those that don't qualify for the new 100% mortgage product on a normal purchase, but also helpful for those on lower incomes

10/05/2023

Lenders are full of good news today. Just had this in my emails, paying for things like Netflix could now help you get a mortgage!

10/05/2023

This is pretty huge news!

An actual no deposit mortgage, designed for people who are renting.

So often people tell me that they cannot save for a deposit, because their rents are too high, this aims to solve that.

As you'd expect, there are going to be some criteria rules to qualify for this, happy to go over it with you to see if you fit.

A mortgage is secured against your home and your home may be repossessed if you do not keep up repayments on your mortgage.

02/02/2023

Highest level we have seen in 14 years!

08/02/2022

NHS waiting lists are now at a record high, over 6 million people are waiting to even start their treatment and many of them are expected to be waiting over a year.

The NHS is incredible, but it is overwhelmed. The sad fact is, like it or not, we have a two tier health system. Those that can afford private medical cover and those that cannot. If you can afford it, you are seen nearly instantly.

I hate queues at the best of times, I can't even go in Primark, let alone sit in a queue that will last over a year! If I need treatment, I know which side of things I would rather be on.

Cost of cover starts at around £30pm, the price of a takeaway. Give me a shout and I'll run you off a quote.

Source for stats: https://news.sky.com/story/nhs-elective-recovery-plan-government-unveils-proposal-to-tackle-record-nhs-waiting-lists-in-england-12536073

Source for minimum premium: Vitality core health cover

18/01/2022

😂