Trinity Independent Mortgage Brokers

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Trinity Independent Mortgage Brokers Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is authorised and regulated by the Financial Conduct Authority reg. no. 617862.

We offer expert independent advice on areas such as:

Purchases
Remortgages (including fees-free remortgages)
Buy to Let
Self-Build
Commercial (currently undergoing maintenance)
Life Insurance
Health Insurance
General Insurance

We also offer advise on the following specialist mortgage products (The following APR relates to the areas listed below only):


First-Time Buyers *
Adverse Credit, eg CCJ's, Defaults and Bankruptcy *
Right to Buy, Shared Ownership and Shared Equity *

A fee of a maximum of £500 or 1% of the loan amount if greater can be payable on completion but this is dependent on your application. Registered address:Cressy Cottage, Whitsoncross Lane, Plymouth, PL5 4NR

🏠 MORTGAGE MYTH BUSTER💭 MYTH:“If the Bank of England increases its Base Rate while my mortgage application is going thro...
02/10/2026

🏠 MORTGAGE MYTH BUSTER

💭 MYTH:
“If the Bank of England increases its Base Rate while my mortgage application is going through, my agreed fixed mortgage rate will automatically increase.”

✅ FACT:
Not necessarily.

The Bank of England Base Rate does not directly set the fixed mortgage rates offered by individual lenders.

If your lender has already issued a mortgage offer with a fixed interest rate, a subsequent change to the Bank of England Base Rate would not normally change the fixed rate stated in that offer, subject to the terms and conditions of your mortgage offer.

However, if you have not yet secured your mortgage rate, lenders can change the rates available to new applications in response to market conditions and other factors.

🔎 The important thing to remember:
Your circumstances and the terms of your individual mortgage offer will determine what applies to you.

💬TELL US NOW??
Have you heard a mortgage myth you're not sure about?

Send us a message and our team will be happy to help explain it.

Your home may be repossessed if you do not keep up repayments on your mortgage.



Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

A little appreciation post for our boss, Becky Parsonage 🤍Not only is Becky a brilliant Mortgage & Protection Advisor, b...
25/09/2026

A little appreciation post for our boss, Becky Parsonage 🤍

Not only is Becky a brilliant Mortgage & Protection Advisor, but she’s also the one who keeps us all going behind the scenes!!

Thank you for always supporting us, helping us learn, putting up with our constant questions 😂 and making Trinity such a great team to be part of 🫶🏼✨

We appreciate everything you do, Becky ❤️

Love, Team Trinity❤️
❤️

Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

🎅🏼 Santa’s popped into Trinity a little earlier than expected… 👀😂He’s keeping a close eye on who’s been naughty and who’...
24/09/2026

🎅🏼 Santa’s popped into Trinity a little earlier than expected… 👀😂

He’s keeping a close eye on who’s been naughty and who’s being nice this year!!🤣



Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

“Why would someone choose a 40-year mortgage?”You may have heard more people talking about 40-year mortgage terms — but ...
24/09/2026

“Why would someone choose a 40-year mortgage?”

You may have heard more people talking about 40-year mortgage terms — but why would someone choose to repay their mortgage over such a long period?

The main reason is usually affordability.

By spreading the mortgage over a longer term, the required monthly payment can be lower.

For example:

🏡 Shorter term = higher monthly payments, but potentially less interest paid overall.

🏡 Longer term = lower monthly payments, but potentially more interest paid over the life of the mortgage.

A longer term can therefore help some borrowers meet affordability requirements or keep their monthly payments more manageable.

However, longer isn't necessarily better.

The right mortgage term depends on your circumstances, including your income, expenditure, age, affordability and financial objectives.

And remember — you may be able to overpay your mortgage in the future, subject to your mortgage terms and any applicable limits or early repayment charges.

💬 Would you choose a 25-year or 40-year mortgage if the longer term made your monthly payments more affordable?

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage advice is subject to status and affordability.



Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

🚀 Helping Clients Move Up The Property Ladder! 🏡A huge congratulations to Peter Holmes and his client, who have successf...
22/09/2026

🚀 Helping Clients Move Up The Property Ladder! 🏡

A huge congratulations to Peter Holmes and his client, who have successfully completed on their next home! 🎉🔑

Peter’s client was looking to upgrade their property and, with a new employment contract due to start in October, Peter was able to explore their options and find a mortgage solution that worked for their circumstances.

We’re delighted that they have now completed and moved into their new home! 🏡✨

Every client’s situation is unique, and our advisers are here to find the right solutions to help make moving dreams a reality.

Well done Peter and congratulations to his client on their exciting new chapter! 👏



Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

World Alzheimer’s DayRaising Awareness for Alzheimer’s & DementiaToday is World Alzheimer’s Day, a day dedicated to rais...
21/09/2026

World Alzheimer’s Day

Raising Awareness for Alzheimer’s & Dementia

Today is World Alzheimer’s Day, a day dedicated to raising awareness of Alzheimer’s disease and dementia and recognising the impact it has on individuals, families, and communities.

It is an opportunity to encourage understanding, kindness, and support for those affected — including those living with dementia, their families, carers, and support networks. 💜

Raising awareness helps create communities where people feel supported, understood, and included.

Today we take a moment to recognise the incredible work of dementia charities and organisations who provide support, guidance, and care to those who need it.

💜 Remember
💜 Support
💜 Raise awareness



Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

“Does Klarna affect my credit score?”“Buy now, pay later” services such as Klarna can be convenient — but if you're thin...
18/09/2026

“Does Klarna affect my credit score?”

“Buy now, pay later” services such as Klarna can be convenient — but if you're thinking about getting a mortgage, it's worth understanding how they can affect your financial profile.

Using Klarna doesn't automatically mean you'll have a bad credit file.

However, lenders may consider your existing credit commitments and how you manage them when assessing your mortgage application.

Things to be aware of include:

🔎 Your outstanding balances and commitments
📅 Whether payments are made on time
💰 How much credit you are using
📋 How the lender assesses your overall financial position

Most importantly, don't assume that because Klarna doesn't appear in the way you expect on a credit report, a mortgage lender won't consider it.

When applying for a mortgage, you should always provide accurate information about your financial commitments.

🏡 Thinking about applying for a mortgage?

Before taking on additional credit, it's worth speaking to a mortgage adviser about how it could affect your overall application.

📩 Have you got a mortgage or credit question you'd like us to answer?

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage advice is subject to status and affordability.



Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

Happy Wednesday Everyone!!We are excited to introduce the newest member of the Trinity team Amy Brimacombe! ✨Amy has jo...
16/09/2026

Happy Wednesday Everyone!!

We are excited to introduce the newest member of the Trinity team Amy Brimacombe! ✨

Amy has joined us as a Mortgage & Protection Advisor, and we’re delighted to be growing our team and welcoming her to Trinity Team.

We’re really looking forward to having Amy as part of our team and watching her settle into her new work place. We know she’ll be a fantastic addition and we’re excited for everything to come!

Give Amy a big hello 👋 in the comments and help us welcome her to the team! ❤️
‼️

Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

🏃‍♀️ National Fitness Day is Tomorrow! 🏃‍♂️If you’re fit and healthy today, now could be the best time to protect your f...
15/09/2026

🏃‍♀️ National Fitness Day is Tomorrow! 🏃‍♂️

If you’re fit and healthy today, now could be the best time to protect your future.

We often think about insurance when something goes wrong — but the best time to arrange protection is before you need it.

Life Insurance, Critical Illness Cover and Income Protection can help protect you, your family and your income if the unexpected happens.

Your health can change, and this can affect the availability and cost of insurance. So, if you’ve been thinking about getting covered, why wait?

💬 Speak to our Insurance Specialist, Millie, today to see what protection options may be suitable for your circumstances.

📩 Message us or get in touch with Millie to start the conversation.

Our Rebecca Gibbs and Charlotte Staden getting their fitness on!🏋🏽‍♀️👟

Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Register No. 617862.

Registered address: 6 Woolwell Drive, Plymouth, PL6 7JP.

“I Didn’t Think I Could Get A Mortgage…” 💭➡️🏡One of the most rewarding parts of being a mortgage adviser is helping clie...
14/09/2026

“I Didn’t Think I Could Get A Mortgage…” 💭➡️🏡

One of the most rewarding parts of being a mortgage adviser is helping clients achieve something they thought wasn’t possible.

Aimee Milton’s client came to her believing they wouldn’t be able to secure a mortgage — but after reviewing their circumstances and exploring the available options, Aimee was able to help them get their mortgage agreed! 🎉

Even better… this was their very first home! 🔑❤️

Seeing the excitement when clients realise they can achieve their goals is what makes moments like this so special.

Congratulations to Aimee and her client on this amazing achievement! 👏




Trinity IMB is an Appointed Representative of Draper & Co Ltd, which is
authorised and regulated by the Financial Conduct Authority reg. no.617862.
Registered address: 6 Woolwell Drive, Plymouth, Devon, PL6 7JP

Address

6 Southside Street
Plymouth
PL12LA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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