Sam Loughran - CHL Finance Ltd

20/10/2026

🏡 YOUR AGE SHOULDN’T LIMIT YOUR MORTGAGE OPTIONS! 🔑

Did you know there are mortgage options available with no maximum age limit? 🙌

Whether you're buying your first home, moving up the property ladder or investing in property, there may be a solution for you!

✨ Here are some of the options available:

🏠 Standard Repayment Mortgages – No maximum age limit.

👥 Joint Borrower, Sole Proprietor Mortgages – Flexible options for those buying with support from another borrower.

🔑 Right to Buy Mortgages – Explore your options for purchasing your council home.

🏘️ Buy-to-Let Mortgages – Property investment opportunities with no maximum age limit.

🌍 Mortgages for Foreign Nationals – Options for eligible applicants who aren't UK nationals.

💼 Self-Employed Mortgages – Solutions for business owners and self-employed applicants.

📌 Every lender has different criteria, and affordability and eligibility will always need to be assessed.

📩 Looking for a mortgage that fits your circumstances? Get in touch today to explore your options!

16/10/2026

🏡 The Later-Life Lending Market Is Growing! 📈

New figures from UK Finance reveal a significant rise in mortgage lending to borrowers aged 55 and over.

📊 Between April and June 2026:

✅ 37,300 loans were advanced to borrowers aged 55+, an increase of 13.4% compared with the same period last year.

💷 The total value of lending also climbed by 20.5%, reaching an impressive £6.2 billion.

These figures highlight the growing role of later-life lending and the importance of understanding the mortgage options available as your circumstances and needs change.

Whether you're looking to remortgage, release equity, or explore your options for later life, getting the right advice can make all the difference.

📩 Get in touch today to discuss your mortgage options.

27/09/2026

This is something I strongly believe should be tought in school

It's like they wanted us to struggle

26/09/2026

Proud to be sponsoring my son and the local hockey team. Good luck today

21/09/2026

Apologies for the lack of posts, my travels are over and I’m back to work tomorrow so all messages and emails will be answered then and appointments available ☀️☀️☀️

30/07/2026

🏡 Struggling to save a deposit or worried about mortgage affordability?

A new mortgage product has just launched that could help make buying a home more achievable.

Launch highlights:
✔️ Up to 100% Loan-to-Value (LTV) – no minimum deposit required
✔️ Available for residential purchases and £ for £ remortgages (no additional borrowing)
✔️ 5-year fixed-rate products
✔️ No valuation fee or product fee
✔️ Income from up to 4 applicants can be considered (subject to affordability)
✔️ Up to 4.45x income multiple
✔️ Maximum loan size of £675,000
✔️ Joint borrowers must be immediate family members

If you've been told you need a larger deposit or your income doesn't quite stretch far enough, this new product could be worth exploring.

📩 Get in touch for a free, no-obligation chat to see whether it's suitable for your circumstances.

Eligibility criteria, lending criteria and affordability assessments apply. This product may not be suitable for everyone.

Your home may be repossessed if you do not keep up repayments on your mortgage.

23/07/2026

🏡 Struggling to save for a house deposit? You may have more options than you think.
For many first-time buyers, saving a deposit is the biggest hurdle to getting on the property ladder. The good news is that there are mortgage options designed to help make homeownership more accessible.

✨ Start Mortgage could be the solution, offering:

🏠 Up to 98% Loan-to-Value (LTV)
💰 Minimum deposit from £5,000
📈 Up to 5x Loan-to-Income (LTI)
💷 Maximum loan of £500,000
💼 Minimum income of £30,000
🔒 Available on 5-year fixed rates
👩‍💼 Suitable for self-employed applicants
🎁 Gifted deposits accepted

If you're a first-time buyer wondering whether you could qualify, get in touch today. I'd be happy to discuss your options and help you take the first step towards owning your home.

📩 Send me a message to find out more.

Eligibility criteria and lending conditions apply.

15/07/2026

📈 Mortgage rates look like they're starting to increase again.
If your fixed-rate mortgage is coming to an end or you're thinking about remortgaging, now could be a good time to secure a new rate before any further increases.
Every situation is different, so it's worth reviewing your options early rather than waiting until the last minute.
Get in touch if you'd like to discuss your remortgage options and see what's available. 🏡

02/07/2026

💡 Hopefully these posts have given you an insight into life insurance and the different options available.

One thing I've learned over the years is that when it comes to protection, there is no "one size fits all" solution. What works for one person or family may not be the right fit for another.

Life cover is often something that gets pushed to the bottom of the to-do list because it's not always an easy subject to think about. Unfortunately, it's also something that can be overlooked until it's too late.

Taking a little time to understand your options today could make a huge difference to the people you care about tomorrow.

📞 If you'd like to discuss your own circumstances or have any questions about protection, feel free to get in touch. Because this is something I feel very passionate about, it’s a service I offer free of charge, with no obligation.

01/07/2026

If like me you have a Halifax account you will soon be Lloyds

Group confirms it will stop opening new accounts under the name and move existing ones to Lloyds