Complete Mortgage Advice

Home
United Kingdom
Plymouth
Complete Mortgage Advice

Mortgage Broker & Protection Specialist 🏡 Complete Mortgage Advice Ltd is registered in England and Wales with company number 13403228.

Complete Mortgage Advice Ltd is an Appointed Representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority. Registered address: 41 Montrose Way, Plymouth, PL5 3FP
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

03/06/2026

Buying a new build can be a more complex process. There are a few things to be aware of when purchasing a new build.

1. There is usually only 28 days to exchange from the date you reserve. As new build specialists we are experienced in working with many different developers and ensuring mortgages are secured within the expected time frame.

2. It is also essential that your mortgage offer lasts until the build is complete or has options to extend the offer. You do not want your home to be ready only to find your mortgage offer has expired.

3. Not all lenders will allow developer incentives. We are knowledgeable on the lenders lending criteria and know which lenders will and will not allow these.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

01/06/2026

🏡 Moving House? Explore Your Mortgage Options! 🏡

If you are looking to move house, there are several mortgage options available to help you secure your new home. Here’s what to consider:

💡 Porting Your Current Mortgage – If you're happy with your current mortgage, you may be able to transfer it to your new home.

💡 New Mortgage – If your current deal isn’t suitable, or you want a fresh start, you can apply for a completely new mortgage with the right terms for your needs.

💡 Buy-to-Let Mortgages – Looking to buy a new property while renting out your current home? A buy-to-let mortgage might be the right choice.

💡 Equity Release – If you’ve built up equity in your current home, you may be able to use that towards your new property purchase.

Moving can be an exciting adventure, and knowing your mortgage options will help you make the right choice for your financial future.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

26/05/2026

Review Time! 🙌

Thank you for the great review Jennifer it is always a pleasure to help 😊

22/05/2026

Completed the 70.3 Triathlon at Roadford Lake with Sportiva last weekend 💪🏊🚴🏃

A tough but incredible experience and a big part of my training journey towards a full Ironman this August. 👊

20/05/2026

As independent mortgage brokers we have access to whole of market. This means we can assess all the mortgage deals that are available to you and secure the right deal for your circumstances.🏠

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay
will depend upon your circumstances.

18/05/2026

What can affect the mortgage rate you are offered? 🏡💷

Your rate isn’t just about what the Bank of England is doing. Lenders look at your circumstances too 👇

🔹 Deposit size
The bigger your deposit, the lower the risk to the lender – and usually, the better the rate.
🔹 Credit score & history
Missed payments, defaults, or lots of recent credit can affect what mortgage rates are available to you.
🔹 Income & job type
Employed, self-employed, contract or multiple incomes? Each lender views this differently.
🔹 Outgoings & existing debts
Loans, credit cards, car finance, Klarna… it all affects affordability.
🔹 Property type
New builds, flats, ex-local authority or unusual properties can limit lender choice.
🔹 Mortgage type & term
Fixed vs tracker, 2-year vs 5-year, and the length of your mortgage all matter.
🔹 Lender criteria
Every lender has different rules, this is where the right advice really counts.
💡 Same property. Same income. Different rates – depending on which lender you go to.

If you’re unsure what rate you could get, a full market check makes all the difference.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

15/05/2026

Another 5 star review 🤩🙌

13/05/2026

🏠 Factors that can Influence How Much You Could Borrow for a Mortgage?

The amount you can borrow for a mortgage depends on a few key factors. Here’s what lenders typically consider:

🔑 Income – The more you earn, the higher your borrowing potential.
🔑 Credit Score – A higher score can help you access better loan amounts and rates.
🔑 Deposit Size – A larger deposit can increase your borrowing capacity.
🔑 Existing Debt – Lenders will assess your other financial commitments.
🔑 Property Type – The value and type of the property can also affect how much you can borrow.

To find out exactly how much you can borrow, it’s a good idea to speak with a mortgage advisor. They’ll help you understand your options and find the right deal for your situation.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

11/05/2026

We have over 10 years experience helping people with their remortgages 🙌

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

08/05/2026

Is your fixed mortgage rate coming to an end? 🏡

We recommend reviewing your remortgage options around 6 months before your fixed rate ends. This gives you time to explore your options and ensures your new mortgage offer is in place before your current deal finishes.

If your fixed rate ends before a new deal is secured, you’ll usually move onto the standard variable rate, which could mean paying a higher interest rate.

Planning ahead can help you avoid unnecessary costs and give you peace of mind.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

Address

Plymouth

Telephone

+441752905011

Website

https://completemortgageadvice.co.uk/

Alerts

Be the first to know and let us send you an email when Complete Mortgage Advice posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Complete Mortgage Advice:

Shortcuts

Want your business to be the top-listed Finance Company in Plymouth?