Cara Delemere - Newell Mortgage Services

Cara Delemere - Newell Mortgage Services Experienced Mortgage & Protection Advisor | Milton Keynes. Helping you achieve your property dreams. Hi there! Let's chat about your homeownership goals!

Appointed Representative for PRIMIS via Newell Mortgage Services. Your home may be repossessed if you do not keep up with repayments. I'm Cara Delemere, a Mortgage & Protection Advisor based in Milton Keynes. As a busy single mum to an almost 18-year-old, I understand the challenges of juggling life's responsibilities. With over a decade of experience in the mortgage industry, including roles at l

enders and as a commercial mortgage advisor, Iโ€™ve helped countless people like you achieve their homeownership dreams. Buying a home can be stressful, but it doesn't have to be. I'm here to make the process as smooth and hassle-free as possible. With a friendly, down-to-earth approach, I'll guide you every step of the way. I'm proud to be an appointed representative of the PRIMIS network through Newell Mortgage Services. When Iโ€™m not helping clients, you'll find me with a camera in hand, exploring new places, or simply enjoying quality time with my family. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

๐‘๐ž๐š๐๐ฒ ๐ญ๐จ ๐ญ๐š๐ค๐ž ๐ญ๐ก๐ž ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ฌ๐ญ๐ž๐ฉ? ๐‡๐ž๐ซ๐ž'๐ฌ ๐ก๐จ๐ฐ ๐ฐ๐ž ๐ฐ๐จ๐ซ๐คClear, simple, no-obligation โ€” this is what working with us looks like.๐Ÿค...
15/06/2026

๐‘๐ž๐š๐๐ฒ ๐ญ๐จ ๐ญ๐š๐ค๐ž ๐ญ๐ก๐ž ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ฌ๐ญ๐ž๐ฉ? ๐‡๐ž๐ซ๐ž'๐ฌ ๐ก๐จ๐ฐ ๐ฐ๐ž ๐ฐ๐จ๐ซ๐ค

Clear, simple, no-obligation โ€” this is what working with us looks like.

๐Ÿค Thinking about speaking to a mortgage adviser but not sure what to expect?

Here's exactly how we work:

1๏ธโƒฃ Free initial chat โ€” you tell us your situation, we ask a few questions, no commitment needed

2๏ธโƒฃ We search the market โ€” we look across all suitable lenders for you, not just the familiar names

3๏ธโƒฃ We present your options โ€” clearly, with no jargon, and with our honest recommendation

4๏ธโƒฃ We handle the application โ€” we do the heavy lifting so you don't have to

5๏ธโƒฃ We stay with you โ€” right through to completion and beyond

We specialise in working with self-employed clients. We understand the nuances, the lenders who work well for you, and how to present your case in the best possible light.

Let's get started. Message us today โ€” we'd love to help.

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐— ๐—ฎ๐˜† ๐—•๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ฒ๐—ฑ ๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐——๐—ผ ๐—ก๐—ผ๐˜ ๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—ช๐—ถ๐˜๐—ต
๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ข๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ ๐œ๐š๐ง ๐Ÿ๐ž๐ž๐ฅ ๐œ๐จ๐ง๐Ÿ๐ฎ๐ฌ๐ข๐ง๐ , ๐ž๐ฌ๐ฉ๐ž๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฐ๐ก๐ž๐ง ๐ž๐ฏ๐ž๐ซ๐ฒ ๐ฅ๐ž๐ง๐๐ž๐ซ ๐ฌ๐ž๐ž๐ฆ๐ฌ ๐ญ๐จ ๐ฐ๐š๐ง๐ญ ๐ฌ๐จ๐ฆ๐ž๐ญ๐ก๐ข๐ง๐  ๐๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐ญ.But being sel...
12/06/2026

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ ๐œ๐š๐ง ๐Ÿ๐ž๐ž๐ฅ ๐œ๐จ๐ง๐Ÿ๐ฎ๐ฌ๐ข๐ง๐ , ๐ž๐ฌ๐ฉ๐ž๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฐ๐ก๐ž๐ง ๐ž๐ฏ๐ž๐ซ๐ฒ ๐ฅ๐ž๐ง๐๐ž๐ซ ๐ฌ๐ž๐ž๐ฆ๐ฌ ๐ญ๐จ ๐ฐ๐š๐ง๐ญ ๐ฌ๐จ๐ฆ๐ž๐ญ๐ก๐ข๐ง๐  ๐๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐ญ.

But being self-employed doesnโ€™t mean home ownership is out of reach.

Whether youโ€™re:
โœ”๏ธ A sole trader
โœ”๏ธ Limited company director
โœ”๏ธ Contractor
โœ”๏ธ Newly self-employed

There may be more options available than you think.

If you want to explore your options, feel free to get in touch ๐Ÿ™‚

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐— ๐—ฎ๐˜† ๐—•๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ฒ๐—ฑ ๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐——๐—ผ ๐—ก๐—ผ๐˜ ๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—ช๐—ถ๐˜๐—ต
๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ข๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ

๐Ž๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐ญ๐ก๐ข๐ง๐ ๐ฌ ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐œ๐š๐ง ๐๐จ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐š๐ฉ๐ฉ๐ฅ๐ฒ๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?Prepare early ๐Ÿ‘€Small things can make ...
10/06/2026

๐Ž๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐ญ๐ก๐ข๐ง๐ ๐ฌ ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐œ๐š๐ง ๐๐จ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐š๐ฉ๐ฉ๐ฅ๐ฒ๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?

Prepare early ๐Ÿ‘€

Small things can make a big difference, especially when youโ€™re self-employed.

Things worth thinking about:
โœ”๏ธ Keeping your accounts up to date
โœ”๏ธ Avoiding unnecessary credit applications
โœ”๏ธ Making sure payments stay on time
โœ”๏ธ Speaking to a broker before your accountant finalises your figures

A lot of people donโ€™t realise that decisions made for tax purposes can sometimes affect mortgage affordability too.

Planning ahead gives you more options and can make the whole process far less stressful.

If youโ€™re self-employed and thinking about buying, remortgaging or moving later this year, feel free to message me ๐Ÿ™‚

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐— ๐—ฎ๐˜† ๐—•๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ฒ๐—ฑ ๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐——๐—ผ ๐—ก๐—ผ๐˜ ๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—ช๐—ถ๐˜๐—ต
๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ข๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ

๐ƒ๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐ญ ๐ฅ๐ž๐ง๐๐ž๐ซ๐ฌ ๐š๐ฌ๐ฌ๐ž๐ฌ๐ฌ ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐ญ๐ฅ๐ฒ.One lender may declineโ€ฆAnother may lend comfortably.Thatโ€™s why...
08/06/2026

๐ƒ๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐ญ ๐ฅ๐ž๐ง๐๐ž๐ซ๐ฌ ๐š๐ฌ๐ฌ๐ž๐ฌ๐ฌ ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐ญ๐ฅ๐ฒ.

One lender may declineโ€ฆ
Another may lend comfortably.

Thatโ€™s why self-employed mortgages are rarely about finding โ€œthe cheapest rateโ€ first.

Itโ€™s about finding the right lender for your situation.

๐€ ๐ฅ๐จ๐ญ ๐จ๐Ÿ ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐œ๐จ๐ฆ๐ž ๐ญ๐จ ๐ฆ๐ž ๐š๐ฌ๐ฌ๐ฎ๐ฆ๐ข๐ง๐  ๐ญ๐ก๐ž๐ฒ ๐ฐ๐จ๐งโ€™๐ญ ๐›๐ž ๐š๐œ๐œ๐ž๐ฉ๐ญ๐ž๐.Sometimes because:โ€ข Income fluctuatesโ€ข Profits...
05/06/2026

๐€ ๐ฅ๐จ๐ญ ๐จ๐Ÿ ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐œ๐จ๐ฆ๐ž ๐ญ๐จ ๐ฆ๐ž ๐š๐ฌ๐ฌ๐ฎ๐ฆ๐ข๐ง๐  ๐ญ๐ก๐ž๐ฒ ๐ฐ๐จ๐งโ€™๐ญ ๐›๐ž ๐š๐œ๐œ๐ž๐ฉ๐ญ๐ž๐.

Sometimes because:
โ€ข Income fluctuates
โ€ข Profits are lower for tax purposes
โ€ข Theyโ€™ve recently gone self-employed
โ€ข Previous brokers have said no

And honestly? A lot are surprised by the options available once the right lender is involved.

This is exactly why specialist advice matters with self-employed mortgages.

No two cases are ever identical.

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐— ๐—ฎ๐˜† ๐—•๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ฒ๐—ฑ ๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐——๐—ผ ๐—ก๐—ผ๐˜ ๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—ช๐—ถ๐˜๐—ต
๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ข๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐žโ€ฆWhatโ€™s your biggest mortgage worry? ๐Ÿ‘€A) Income calculationsB) Tax returnsC) DepositD) Not knowing w...
03/06/2026

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐žโ€ฆ

Whatโ€™s your biggest mortgage worry? ๐Ÿ‘€

A) Income calculations
B) Tax returns
C) Deposit
D) Not knowing where to start

No right or wrong answer ๐Ÿ™‚

Comment below or message me privately if youโ€™d rather chat one-to-one.

๐–๐ก๐š๐ญ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐ญ๐ก๐ข๐ง๐ค ๐ˆ ๐๐จ ๐š๐ฌ ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐š๐๐ฏ๐ข๐ฌ๐จ๐ซ ๐Ÿ๐จ๐ซ ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐Ÿ‘‡โ€œJust type numbers into a calculator and find a ...
01/06/2026

๐–๐ก๐š๐ญ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐ญ๐ก๐ข๐ง๐ค ๐ˆ ๐๐จ ๐š๐ฌ ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐š๐๐ฏ๐ข๐ฌ๐จ๐ซ ๐Ÿ๐จ๐ซ ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐Ÿ‘‡

โ€œJust type numbers into a calculator and find a rate.โ€

What I actually do ๐Ÿ‘€

โœ”๏ธ Work out which lenders understand self-employment
โœ”๏ธ Explain complex income structures to lenders
โœ”๏ธ Help package applications properly
โœ”๏ธ Find solutions when income isnโ€™t straightforward
โœ”๏ธ Stop clients ruling themselves out too early

Self-employed mortgages are rarely โ€œone size fits allโ€.

The right lender and the right advice can make a huge difference.

If youโ€™re self-employed and unsure where you stand, feel free to message me ๐Ÿ™‚

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐— ๐—ฎ๐˜† ๐—•๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ฒ๐—ฑ ๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐——๐—ผ ๐—ก๐—ผ๐˜ ๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—ช๐—ถ๐˜๐—ต
๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ข๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ

Contractor mortgages can work very differently from standard employed applications.Some lenders may assess contractors u...
29/05/2026

Contractor mortgages can work very differently from standard employed applications.

Some lenders may assess contractors using:
โœ”๏ธ Day rate calculations
โœ”๏ธ Contract income
โœ”๏ธ Tax documents
โœ”๏ธ Industry history and experience

Which means your options may be better than you expect.

This is why contractor mortgages arenโ€™t always as straightforward as โ€œcomputer says noโ€.

The lender choice can make a huge difference.

If youโ€™re contracting and unsure how lenders would view your income, feel free to message me ๐Ÿ™‚

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐— ๐—ฎ๐˜† ๐—•๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ฒ๐—ฑ ๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐——๐—ผ ๐—ก๐—ผ๐˜ ๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—ช๐—ถ๐˜๐—ต
๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ข๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ

Getting a mortgage when youโ€™re self-employed isnโ€™t impossibleโ€ฆ but paperwork definitely becomes your personality for a w...
27/05/2026

Getting a mortgage when youโ€™re self-employed isnโ€™t impossibleโ€ฆ but paperwork definitely becomes your personality for a while ๐Ÿ˜…

Most lenders will usually ask for:
โœ”๏ธ SA302s
โœ”๏ธ Tax Year Overviews
โœ”๏ธ Business accounts
โœ”๏ธ Business bank statements
โœ”๏ธ Personal bank statements

The good news?

Once everything is organised, the process becomes much smoother.

Preparation really is key with self-employed mortgages.

If youโ€™re not sure what documents youโ€™d need, feel free to drop me a message.

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐— ๐—ฎ๐˜† ๐—•๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ฒ๐—ฑ ๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐——๐—ผ ๐—ก๐—ผ๐˜ ๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—ช๐—ถ๐˜๐—ต
๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ข๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ

โ€œ๐‡๐จ๐ฐ ๐ฆ๐š๐ง๐ฒ ๐ฒ๐ž๐š๐ซ๐ฌ ๐๐จ ๐ˆ ๐ง๐ž๐ž๐ ๐ญ๐จ ๐›๐ž ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ˆ ๐œ๐š๐ง ๐ ๐ž๐ญ ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?โ€This is one of the most common questions I ge...
25/05/2026

โ€œ๐‡๐จ๐ฐ ๐ฆ๐š๐ง๐ฒ ๐ฒ๐ž๐š๐ซ๐ฌ ๐๐จ ๐ˆ ๐ง๐ž๐ž๐ ๐ญ๐จ ๐›๐ž ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ˆ ๐œ๐š๐ง ๐ ๐ž๐ญ ๐š ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?โ€

This is one of the most common questions I get.

Many lenders prefer 2 years of accounts or tax returns, BUT some will consider applications with just 1 year of self-employment.

It often comes down to:
โœ”๏ธ Your industry
โœ”๏ธ Previous experience
โœ”๏ธ Deposit size
โœ”๏ธ Overall affordability

So if youโ€™ve recently become self-employed, donโ€™t automatically assume you need to wait years before exploring your options.

Feel free to message me if you want to understand what may be possible ๐Ÿ™‚

๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐— ๐—ฎ๐˜† ๐—•๐—ฒ ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐˜€๐˜€๐—ฒ๐˜€๐˜€๐—ฒ๐—ฑ ๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐——๐—ผ ๐—ก๐—ผ๐˜ ๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—จ๐—ฝ ๐—ช๐—ถ๐˜๐—ต
๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ข๐—ป ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ

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