Cara Delemere - Newell Mortgage Services

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Cara Delemere - Newell Mortgage Services

Experienced Mortgage & Protection Advisor | Milton Keynes. Helping you achieve your property dreams. Hi there! Let's chat about your homeownership goals!

Appointed Representative for PRIMIS via Newell Mortgage Services. Your home may be repossessed if you do not keep up with repayments. I'm Cara Delemere, a Mortgage & Protection Advisor based in Milton Keynes. As a busy single mum to an almost 18-year-old, I understand the challenges of juggling life's responsibilities. With over a decade of experience in the mortgage industry, including roles at lenders and as a commercial mortgage advisor, I’ve helped countless people like you achieve their homeownership dreams. Buying a home can be stressful, but it doesn't have to be. I'm here to make the process as smooth and hassle-free as possible. With a friendly, down-to-earth approach, I'll guide you every step of the way. I'm proud to be an appointed representative of the PRIMIS network through Newell Mortgage Services. When I’m not helping clients, you'll find me with a camera in hand, exploring new places, or simply enjoying quality time with my family. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

03/11/2026

What the Rightmove photos won’t show you 🚩🏡

Before you fall in love with a house, check for these on your viewing:

🚩 Damp or musty smells
🚩 Fresh paint in just one spot
🚩 Cracks around windows and doors
🚩 Condensation and mould on the windows
🚩 Weak water pressure
🚩 An old boiler
🚩 Japanese knotweed (check next door’s garden too!)

If you’re concerned about anything, always get an independent survey.

Save this Reel for your next viewing 📌

Found the one? DM me HOME 💙

Your home may be repossessed if you do not keep up repayments on your mortgage.

02/11/2026

What my clients say 💙

Every one of these is a real person I’ve helped buy their first home, move or remortgage, and every one means the world to me. Thank you to everyone who’s taken the time to leave a review 🙏

Could you be my next one? Buying, moving or remortgaging? DM me anytime 💙

Reviews shared from my Facebook and Google pages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

30/10/2026

The scariest words in a mortgage 🎃 (featuring my 2012 Halloween costume 😂)

👻 “Down-valuation”
👻 “Your case has been referred to an underwriter”
👻 “Can you explain this transfer?”
👻 “The product’s been withdrawn”
👻 “Your offer expires on Friday”
👻 “I’ve just changed jobs…”

The good news? Most of these have a fix. Tell me the scariest one you’ve heard below 👇

Happy Halloween! 🧛‍♀️

Your home may be repossessed if you do not keep up repayments on your mortgage.

mortgageswithcara

29/10/2026

28/10/2026

Things I hear every week as a mortgage adviser 😂

💬 "I don't think I'll be able to borrow much" → you'd be surprised

💬 "I've just bought a new car!" → can we talk first next time? 😬

💬 "Can you get the mortgage done by Friday?" → I'll do my best 🫠

💬 "My bank said no, so that's it" → not always, every lender is different

💬 "Can I get a mortgage with a CCJ?" → sometimes, yes. It depends on the details

Which one have you said? Be honest 👇

Got a question I haven't heard yet? DM me anytime 💙

Your home may be repossessed if you do not keep up repayments on your mortgage.

mortgageswithcara

27/10/2026

Me, scrolling million-pound houses with £2.50 in my account 😂🏡

£3.5m for a Grade II listed former rectory with six reception rooms. I wouldn't know what to do with one.

We've all done it… What's your dream-scroll price? Tell me below 👇

And when you're ready to find one that's actually in budget, DM me HOME 💙

Your home may be repossessed if you do not keep up repayments on your mortgage.

26/10/2026

It's a buyer's market… sort of 🏡

There are more homes for sale than any October since 2014, and sales agreed are 8% lower than a year ago.*

If you're buying, here's how to use that:

1️⃣ Ask how long it's been on the market. A home that's been sitting a while may have more room to negotiate.

2️⃣ Check what similar homes nearby actually sold for, not just what they're listed at.

3️⃣ Get your mortgage agreement in principle before you offer. It shows sellers you're ready to go.

Thinking of buying this winter?

DM me BUYING and let's get you ready 💙

*Source: Rightmove House Price Index, October 2026.

Your home may be repossessed if you do not keep up repayments on your mortgage.

23/10/2026

This broken leg could have paid me up to £10,000* 🦵

…if I’d had fracture cover. But I didn’t, and as someone who’s self-employed, no work means no pay.

3 months later, I’m still not fully recovered.

Some providers include fracture cover with income protection, and others offer it as a small monthly add-on. It won’t fix your leg, but it could ease the financial burden while you recover.

(Special thanks to my mum’s cat, my very dedicated nurse while I stayed with her 🐱)

Self-employed or worried about how you’d cope with time off work? DM me COVER 💙

*Payouts depend on the provider, the policy, the level of cover and how bad the break is. Terms and exclusions apply.

22/10/2026

Applying for a mortgage soon? 👀

Some lenders ask for your last 3 months of bank statements. Here’s what they’re looking for:

1️⃣ Gambling. Even small, regular bets can raise questions.
2️⃣ Payments you haven’t mentioned, like loans, Buy Now Pay Later or finance you didn’t declare.
3️⃣ Money coming in you can’t explain. Lenders need to know where it’s come from.
4️⃣ Living in your overdraft. It can suggest your budget is stretched.

None of these is an automatic no. Every lender is different, and the key is being upfront with your adviser so we can find the right fit for you.

DM me STATEMENTS and let’s have a look together 💙

Your home may be repossessed if you do not keep up repayments on your mortgage.

20/10/2026

Mortgage-free home → money for home improvements → 15 days ✅

Application submitted 1st October, offer issued 7th October, funds released 16th October.

A lovely way to end last week!

What made it so quick?

📄 My client sent every document straight away

⚖️ The solicitors were brilliant

If you own your home outright, you can still borrow against it. It isn't the right option for everyone, so we'd look at whether it's right for you and compare it with the alternatives first.

Every case is different and not all move this quickly.

Planning a project? 📩 DM me HOME.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Cara Delemere Newell
Mortgage Services Ltd
📞 07561 193439

Address

Milton Keynes

Website

http://www.newellmortgageservices.co.uk/, https://outlook-sdf.office.com/bookwithme/user/c81d22c5969a44d8ad1638d292d6b45

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