03/11/2026
Can I get a mortgage after a CCJ? 🏡
The short answer? Yes, it may still be possible ✅
Having a County Court Judgment (CCJ) on your credit file doesn't automatically mean you can't get a mortgage.
While it can make things a little more challenging, some lenders may still consider your application depending on factors such as:
🔹 How long ago the CCJ was registered
🔹 Whether it's been paid off
🔹 The amount of the CCJ
🔹 Your current financial circumstances
Every situation is different, and that's where expert mortgage advice can make all the difference.
Worried about how a CCJ could affect your mortgage options? 📩
Get in touch with our team to explore what's possible.
📞 0161 503 9232
📧 [email protected]
💻 https://www.manchester-money.co.uk/
Your home may be repossessed if you do not keep up repayments on your mortgage.