Rachael Swift - Mortgage Adviser

21/04/2026

P E P P E R. R E T R E A T. 🤗

A slightly different type of work meeting today but very much needed time away from the stress of chasing rates, research, down valuations and application submissions.

Learning about the importance of sleep with the lovely Dr Sophie Bostock and also learning breathing techniques to help reduce life's day to day stresses.

A Little reminder that life isn't all about work and to take that time out when it's needed!! Even a 20 minute nap during the day was encouraged 🤣

19/03/2026

07/03/2026

👰🤵‍♂ Today's the day my Best Friend gets MARRIED!!!

I can't wait to see the most beautiful human being walking down that isle, and I'm going to be by her side every step of the way - what an honour 💗

Love you lots Lucy Whittaker - Mortgage Adviser soon to be Howarth 😬😬😬 ###x

12/02/2026

My clients are selling their beautiful 3 bed Terrace home...don't miss out on this one!!

https://ryderdutton.co.uk/property-for-sale/rhodes/cotton-lane/MID260081?fbclid=IwdGRjcAP7CmpjbGNrA_sKYGV4dG4DYWVtAjExAHNydGMGYXBwX2lkDDM1MDY4NTUzMTcyOAABHkNgj-hn2XmWtWefMs08AYueL5stC5w8lYqbMHx9dIGEGsNdDX8gHldR9MDe_aem_qGzYCYeWkeenfVc3YSmr5Q

04/02/2026

📢 Small Business Truth: Why your words matter!

To most, a review is just a star rating or a quick comment. But to a small business, its everything and its helps us grow in ways you might not realise;

▪️Building Reputation - "Word of mouth" is our most powerful tool - honest feedback shows others they can trust us and work with us too. 💗

▪️Help us Improve - We read every single word. Whether its a high-five or a suggestion on how to do better. 🖐

▪️Boost our Visability - Every review helps us show up higher in search results, making it easier for new customers to find us. 👥️

▪️Makes our day - honestly? We do a little happy dance every time a notification pops up! 💃

If you have used our services lately for your mortgage or protection needs, please could you drop us a review on either Facebook or Google, links are below.

https://g.page/r/CY1_We4vJBpPEA0/review

03/02/2026

An amazing First Time buyer product is being launched tomorrow from one of our lenders....

With a deposit from just £10,000 homeownership dreams could be just around the corner. Plus, gifted deposits from friends and family are accepted.

KEY CRITERIA:

▪️FTB only, including joint mortgages.
▪️Maximum 98% LTV.
▪️Minimum deposit £10,000.
▪️Maximum loan £500,000.
▪️Maximum term 40 years.
▪️Repayment only.
▪️5 year fixed rate. ERCs apply.
▪️Gifted deposits accepted.
▪️No flats, new build or properties in Northern Ireland.

(T&C's apply - Not currently able to consider self-employed applicants or Shared Ownership schemes as the maximum LTV is 90%)

Interested in looking at the options available to you, please get in touch.

07502205959
[email protected]

(YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS)

03/02/2026

My clients are selling their stunning property, right in the heart of Ramsbottom...viewing is a must!

2 bedroom terraced house for sale in Edith Street, Ramsbottom, BL0 for £240,000. Marketed by Keenans Estate Agents, Bury

29/01/2026

H E N. W E E K E N D. P E N D I N G 🥂🥂🥂

We'll shortly be joining our very own Lucy Whittaker - Mortgage Adviser celebrating her hen weekend in the Lakes 🎉

For any completions due tomorrow, I will continue to monitor those. But for everything else we'll be back working from Monday 2nd February.

Have an amazing weekend everyone ❤️

31/12/2025

H A P P Y.... N E W.... Y E A R ✨️✨️✨️

Nearly 9 years of building my little business and I've been so proud to see it grow year on year. This year was no exception 🙌

A grand total of £20,616,212.28 mortgage borrowing applied for! Thats £2.8 million more than last year 😲

109 Mortgages completed, 28 were seeing first time buyers get on the mortgage ladder🎉 🏠

I definitely couldn't have done all this without this amazing lady Lucy Whittaker - Mortgage Adviser 🥰

And of course a massive thank you to each and every client for trusting us and allowing us to help you along the way 🙏

Here's to another busy year ahead 🤞🥂

22/12/2025

🎄🎄🎄🎄 CHRISTMAS NOTICE 🎄🎄🎄🎄

From both myself & Lucy, we just want to say a Massive thank you to each and every client that has used our Mortgage & Protection services in the last 12 months. From the continued support from existing clients, providing those referrals to family members friends, to the google/facebook reviews, to the new clients for trusting us to help with the process of getting their new home or helping with an existing mortgage...it honestly means alot so THANK YOU!!!

Now its time to enjoy Christmas & New Year with our families 🥰

MERRY CHRISTMAS EVERYONE!! 🎅

06/12/2025

⭐️⭐️⭐️⭐️⭐️ F E E F O R E V I E W S

Forever grateful for my clients 🥰🥰

Some amazing reviews on Feefo over the last 12 months!!