Next Mortgage Move

Next Mortgage Move Cert CII qualified Mortgage & Protection Advisor. Tailored advice for First Time Buyers, Remortgages, Home Movers, Buy to Let, Adverse Credit.

Friendly, professional advice at a time convenient for you.

Best Ice cream around, without doubt!!! if you're anywhere near Manchester check this place out
21/06/2025

Best Ice cream around, without doubt!!! if you're anywhere near Manchester check this place out

My very 1st Instagram post was 5 years ago to this day!! Was so excited to be going self employed but my bubble was quic...
19/03/2025

My very 1st Instagram post was 5 years ago to this day!!
Was so excited to be going self employed but my bubble was quickly burst by the announcement of Lockdown and Covid turned our lives upside down!
Here I am 5 years later, still loving every second of self employed life! Love helping all my wonderful clients,
THANK YOU so much for the recommendations, the likes, the shares, the mentions, they have all made a massive difference. Too many individual thank yous to mention, but I am truly grateful for all of the support. Not gonna lie, weeks and months can be challenging but I truly enjoy helping as much as I can.
Please continue to like/share/mention, so I can help other friends, family, colleagues. THANK YOU ❤️
www.nextmortgagemove.co.uk


As a Mortgage Broker, my job is to put you in the best possible position to proceed and proceed quickly! For that, you n...
17/03/2025

As a Mortgage Broker, my job is to put you in the best possible position to proceed and proceed quickly! For that, you need to be 'mortgage ready'.
**What does mortgage ready actually mean**

For First Time Buyers
• Get a Decision / Agreement in Principle
• Be able to evidence your full deposit
• Consider a solicitor
• Have your ID and proof of address ready
• Have payslips/self employed tax calculations & bank statements ready

For Home Movers
• All of the above

For Remortgages
• Start looking at options 3-6 months before fixed rate expiry
• Consider what your current lender is offering BUT be open to other options you may be able to save money
• Have your ID and proof of address ready
• Have payslips/self employed tax calculations & bank statements ready

For help getting mortgage ready, please give me a call on 07496568122 or visit
www.nextmortgagemove.co.uk

“A mortgage is secured against your property and this may be repossessed if you fail to keep up payments on the mortgage”.



As a fully qualified Mortgage & Protection Advisor, it's EQUALLY important for me to not only discuss the Mortgage, but ...
05/02/2025

As a fully qualified Mortgage & Protection Advisor, it's EQUALLY important for me to not only discuss the Mortgage, but discuss protecting you and the property.
By PROTECTING YOU this could be - Life insurance / Critical illness cover/ Income protection
By PROTECTING THE PROPERTY this could be - Home insurance (buildings + contents) or Landlords Insurance
Call or email anytime to discuss your mortgage & protection needs. Call on 07496568122 or email
[email protected]

“A mortgage is secured against your property and this may be repossessed if you fail to keep up payments on the mortgage”.


This is not just a good news story, this is an AMAZING news story!!I have recently helped First Time Buyers secure a mor...
28/01/2025

This is not just a good news story, this is an AMAZING news story!!

I have recently helped First Time Buyers secure a mortgage offer through a specialist lender, due to past adverse credit. Mortgage rate around 7.5%.
HOWEVER, due to delays with the case (from solictors, not me 🤪), the mortgage offer expired after 3 months.
Rather than the simple option of just starting again with the same specialist lender, I decided to re-look at all the options again. Turns out this was completely worth it, as I managed to secure a new deal with a High Street lender, with a rate around 5%.
This means the new deal will save the clients over £333 per month, x 24 months, this equates to a saving of nearly £8000!!!
All because I wanted to do better for my clients!!

A mortgage is secured against your property and this may be repossessed if you fail to keep up payments on the mortgage”.




A mortgage is secured against your property and this may be repossessed if you fail to keep up payments on the mortgage”.


It's been a super busy start to the year. I've been helping clients with all sorts of questions. As part of my role as a...
17/01/2025

It's been a super busy start to the year. I've been helping clients with all sorts of questions.
As part of my role as a Mortgage Broker, along with the mortgage, I can also help with
⭐️Arranging a Solicitor / Conveyancer
⭐️Advising on personal protection - including Life Insurance, Critical Illness Cover, Income Protection etc
⭐️Recommending Home Insurance
If you have any questions or know anyone that has any questions, feel free to get in touch
www.nextmortgagemove.co.uk

A mortgage is secured against your property and this may be repossessed if you fail to keep up payments on the mortgage”.


Merry Christmas to all friends, family, clients, friends and family of clients....Thank you to all of you who have very ...
24/12/2024

Merry Christmas to all friends, family, clients, friends and family of clients....
Thank you to all of you who have very kindly recommended me or passed my details on.
Wishing everyone a happy and healthy Christmas and new year period! Love and best wishes for 2025

UNCERTAINTY is everywhere! I first posted this 2 years ago but still seems very relevant!!With the cost of living / infl...
06/11/2024

UNCERTAINTY is everywhere! I first posted this 2 years ago but still seems very relevant!!

With the cost of living / inflation / recent UK elections / USA elections
Uncertainty is meaning the mortgage market is very hard to navigate, and that's putting in mildly!
For any help navigating these times, contact me for any mortgage or protection advice.

A mortgage is secured against your property and this may be repossessed if you fail to keep up payments on the mortgage”.


Absoultey blown away with this card and gift from a lovely couple of First Time buyers!Very very grateful and ❤️ to help...
27/09/2024

Absoultey blown away with this card and gift from a lovely couple of First Time buyers!
Very very grateful and ❤️ to help make a difference.

Love, Love, Love helping First Time Buyers ❤️These fab clients moved into their new home mid August, wishing them many h...
27/09/2024

Love, Love, Love helping First Time Buyers ❤️
These fab clients moved into their new home mid August, wishing them many happy years ahead!

For any mortgage advice please feel free to get in touch or pass my details on to friends and family
Please contact me on 07496568122

A mortgage is secured against your property and this may be repossessed if you fail to keep up payments on the mortgage”.



-Not sure where to start?-Need to work out how much you may be able to borrow?-Trying to go it alone but struggling and ...
25/09/2024

-Not sure where to start?
-Need to work out how much you may be able to borrow?
-Trying to go it alone but struggling and unsure who to turn to?
-Should you go to your 'own bank'?
-Simply want to check if what you have been told is correct?
-Are there other options available to you??

If any of the above applies to you please don't hesitate to get in contact. Available 24/7 🙂
Please call / message / email
07496568122 or visit
www.nextmortgagemove.co.uk

“A mortgage is secured against your property and this may be repossessed if you fail to keep up payments on the mortgage”.

Is now the right time to buy??I read an interesting article about the Stamp Duty threshold being changed 31st March 2025...
17/09/2024

Is now the right time to buy??

I read an interesting article about the Stamp Duty threshold being changed 31st March 2025 and the length of time it takes to buy a house.
The article pointed out - to take advantage of the current stamp duty threshold you’ll need to have completed on your property purchase by 31st March 2025. Whilst this date might seem quite far away, the average time to complete a house purchase in the UK is between 12 and 16 weeks and can take longer in certain circumstances. This means the latest you should start the conveyancing process will be before Christmas 2024! (Source unknown)

STAMP DUTY

On 31 March 2025, there are several changes coming into effect, and it is currently unclear whether any further amendments will be made to Stamp Duty between now and then.

The nil rate threshold which is currently £250,000 will return to the previous level of £125,000.

The nil rate threshold for first time buyers which is currently £425,000 will return to the previous level of £300,000.

The maximum purchase price for which First-Time Buyers Relief can be claimed is currently £625,000 and will return to the previous level of £500,000.

From 31 March 2025 the Stamp Duty rates on a standard residential purchase of a freehold property for an individual that is UK resident and replacing a main residence will be as follows:

0% up to £125,000

2% above £125,000 and up to £250,000

5% above £250,000 and up to £925,000

10% above £925,000 and up to £1,500,000

12% above £1,500,000

Please see https://www.gov.uk/government/publications/stamp-duty-land-tax-temporary-reductions-for-residential-properties/stamp-duty-land-tax-temporary-increase-to-thresholds

Please contact me on 07496568122
www.nextmortgagemove.co.uk

Address

Davenport Road
Manchester
SK74EZ

Telephone

+447496568122

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